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 Posted: Wed Nov 01, 2006 5:09 pm Subject: nationwidecash.com |
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Has anyone dealt with these people? I have paid the principal ($300.00 + 60.00) now they want $300.00 more. I have filed complaints against them, but it just doesn't seem to phase them...
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washred3
Joined: 26 Oct 2006
Posts: 112
Debtcc Points: 379
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| Posted: Wed Nov 01, 2006 5:17 pm Subject: |
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washred3
Which state are you located?
Register so we may PM you.
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Roadwarrior
Debt Samaritan
Joined: 07 Apr 2006
Posts: 602
Debtcc Points: 274
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| Posted: Wed Nov 01, 2006 5:19 pm Subject: |
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Florida..I have sent them the Florida Law and also have filed complaints against them with the Florida Dept of Finance, Attorney General of Florida and of New Mexico.
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washred3
Joined: 26 Oct 2006
Posts: 112
Debtcc Points: 379
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| Posted: Wed Nov 01, 2006 5:21 pm Subject: |
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You need to stand your ground and demand in your letters that they mark you paid in full and follow up with the agencies you have filed your complaints with. How long has it been since filing the complaints?
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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| Posted: Wed Nov 01, 2006 5:24 pm Subject: |
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I received a letter from the AG of florida and I finally have a case # from the Florida Dept of Finance Regulators and I am still waiting for a response from the AG of New Mexico. I asked Nationwidecash.com for a copy of the so contract so I can forward it to the Florida Regulators and also a breakdown of why I still owe them $420.00 on a $300.00 loan that I have paid $360.00..have yet got a copy of the contract..
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washred3
Joined: 26 Oct 2006
Posts: 112
Debtcc Points: 379
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FlyingCats
Debt Samaritan
Joined: 05 Aug 2006
Posts: 483
Debtcc Points: 6791
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| Posted: Wed Nov 01, 2006 5:26 pm Subject: |
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I would continue to stand your ground and demand that they mark you paid in full. If you have to send the letter by e-mail and faxing it multiple times a day do it. You have paid way over the principal and legal interest rate allowed by law. I just read an article about NM taking a hard stance against the internet pdls in their state. I'm going to try and find it, and I'll post the link.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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| Posted: Wed Nov 01, 2006 5:29 pm Subject: |
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I received the letter about wire fraud, and about my employer could get sued for me using their computer..I e-mailed them back and told them to please do their homework, that I did not request anything from them on my work computer and it was on my home computer and I had proof of it. Their letter is a computer generated letter..
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washred3
Joined: 26 Oct 2006
Posts: 112
Debtcc Points: 379
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| Posted: Wed Nov 01, 2006 5:49 pm Subject: |
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washred3
They cannot charge you are your employer with fraud,wire fraud,bad checks,arrest,felony or anything else. Nationwidecash is hoping you will say..."Oh please Nationwidecash man,I'll send you the money you are extorting from me,just don't get me in trouble!"
The "letter" they gave you is generic,everyone receives them.
Don't buy it!!!!! You have already paid what you owe!!
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Roadwarrior
Debt Samaritan
Joined: 07 Apr 2006
Posts: 602
Debtcc Points: 274
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| Posted: Wed Nov 01, 2006 5:54 pm Subject: |
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I agree..the woman there needs an attitude adjustment class..that letter did not phase me at all..She e-mailed me today and told me the calls will not cease and I can contact anyone I want, but that doesn't matter because the loan is governed by NM. I told her to please send me a copy of the contract that the Regulators and the AG would like to view it. She said they would settle on $300.00..I don't think so as far as I am concern I have paid them in full ($360.00)
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washred3
Joined: 26 Oct 2006
Posts: 112
Debtcc Points: 379
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| Posted: Wed Nov 01, 2006 6:03 pm Subject: |
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Also washred3,consider this. Any "Investigation" would be an extreme cost to them. It's not worth the $300.00 they are shaking you down for!
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Roadwarrior
Debt Samaritan
Joined: 07 Apr 2006
Posts: 602
Debtcc Points: 274
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| Posted: Wed Nov 01, 2006 6:04 pm Subject: |
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I agree..what are they going to get out of an investigation anyways..I paid them the principal + more
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washred3
Joined: 26 Oct 2006
Posts: 112
Debtcc Points: 379
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| Posted: Wed Nov 01, 2006 6:05 pm Subject: |
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I am sure the NM AG would like a copy of their threatening letter in reference to the suing of a employer for the use of their computer to get a loan...
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washred3
Joined: 26 Oct 2006
Posts: 112
Debtcc Points: 379
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| Posted: Wed Nov 01, 2006 6:10 pm Subject: |
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washred,
It sounds like you are doing the right things so keep up the good work. It may take a little time to hear back from the AG's office in either state. Have you sent a copy of the threatening letter into the AG's office? If not, I would follow up with this ASAP. I heard that from a different internet lender when I defaulted on a loan. I'm glad you realize that it is a scare tactic. Hang in there 
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CowampChicken
Joined: 20 Dec 2005
Posts: 3681
Debtcc Points: 36192
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| Posted: Wed Nov 01, 2006 6:12 pm Subject: |
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I just got the fax yesterday..they faxed it to my office..I am sending the letter tomorrow and also copy of the last 2 e-mails...
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washred3
Joined: 26 Oct 2006
Posts: 112
Debtcc Points: 379
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| Posted: Wed Nov 01, 2006 6:52 pm Subject: |
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Do you have a physical address for Nationwide Cash? If you do, I would send them a certified letter with return receipt required stating that you can no longer accept phone calls or any type of correspondence at work. This way you will have proof that they received the letter. Also quote your state laws in the letter. Check out Polly's blog because she has a great template letter for such a situation.
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CowampChicken
Joined: 20 Dec 2005
Posts: 3681
Debtcc Points: 36192
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