PRISM/CBSD: what does it mean on my credit report?

i also had the inactive macy account and I wanted to say THANKS for posting that because it saved me tons of time!!!

Citi Bank sent me a credit card I did not apply for. It has the same acct# as in the alert from Trans Union. I wasted at least three hours trying to determine who Spectrum is. I first thought of identity theft. Citi should not be issuing credit cards that are not applied for. If you did receive a card you can call 800-432-0282 to cancel.

Thank you all for saving me a bunch of time. As mentioned before, a practice like this should be illegal. I can't speak for anyone else, but the only reason I have the alert is that my personal information has been compromised (a stolen laptop from a state employee who should not have taken the laptop out of the office).

I wonder how may folks that don't get the credit alerts that we get will just get these new cards and start racking up credit balances with this unethical company.

Citibank should be ashamed, because if this is not an illegal practice, it certainly is unethical. My guess is that they will get their share of bad karma from this deceptive scheme.

I just received the same thing on my Trans Union report. Were your Macy's card accounts closed or just inactive? I ask because I have had accounts change hands before to a different company, is this any different?

THANK YOU to all of you for saving my sanity by posting this blog!!! I am with 51...WE NEED TO FILE A CLASS ACTION SUIT for causing all of this unnecessary stress. I called the number provided and the account was closed without giving my SSN...as I asked them to search for the account using my last name. Thank you!

This is completely insane!!!. I was notified about new accounts on my credit report. I just called them 1-866-510-2761 up and the reason for this showing up on your credit report (twice) is because Macy's wnet though a conversion of all their open accounts were converted. I closed mine 5 yrs ago!!! The operator was able to close the account and i requested a copy of that letter.

thanks to all who gave info on here as also called 1 866 510 2761 gave phone numb and closed account. it was macy's...lowerd my credit score also

These Posts helped me too. I had the same problem. New Citibank card showed up on my Credit report that was opened 09/07. Of course, I was suprised to see a new Credit card on my report that I did not authorize. Like everyone else, I am concerned about identity theft. Fortunately, I check my credit report frequently. The Citbank person I talked to at the number listed in the Posts below recognized my problem immediately and was really quite friendly and helpful. Also, I was able to remeber my old phone number so this helped in identifying the account and getting it closed. Thanks to everyone who contributed to these posts!

Thank you so much to Relieved for posting this information about the Macy's to Citibank transaction and contact phone number. I was very upset about getting notified by my credit monitoring service about this new account being opened in my name, and I thought it was identity theft. Thanks to your information, I made one phone call and got the problem resolved and my anxiety calmed in under 5 minutes. Thank you so much!!

I also received a message from truecredit withthe same isse and used the number listed above and they closed my account. Thanks to the person who found this number and all of you who gave your stories and instructions. it much appreciated!!! Account has been closed and will be receiving confirmation letter.
Thanks !!

CCSM SPECTRUM/CSBSD
I found your page when looking for the above
group of letters. I received an alert from my credit secure and had no idea what they were talking about.
Thank goodness for your page or I would not have been
able to figure this out. That said, because I was unwilling to give them my ss #, (after all it's possible they've already hurt my credit rating why would I trust them?) they would not tell anything about what they have done, but they are Citibank and they did say that I had a Macys account altho they must mean Filenes as I never had Macys. Now I must find a way to get rid of this quickly. Thanks for your help.

LETS BILL MACY'S FOR EVERYONES TIME TO RESOLVE THESE ISSUES.IM IN 4 4 HOURS AT $ 250.00 PER HOUR MY TIME.CAN WE CREATE A MAJOR LAWA SUIT?

It also works for department store cards that Macy's purchased...like Kauffman's which is what happened to us. Kauffmans to Macys to Citibank..OH my. Thank you for the number...1-866-510-2761.

i got the email this morning from equifax, called the number a hour later and killed it. They asked for the last 4 digits of my ss# and birthdate. What a scam.

Just called 1-866-510-2761 and with the eight digit card number any the last four numbers in my SS#, I was able to close the CitiBank Acct.

We too just went through the same thing. It was a dormant Foley's account acquired by Macy's which is issued by Citi. After a big panic attack we find out they "reopened" our account. Nice - not!