PRISM/CBSD: what does it mean on my credit report?

PRISM/CBSD is on my credit report and i can't figure out what it is. Any ideas?

Call 1-866-875-5488 and inquire about prism cbsd account. It is with the Citibank.

MY NAME IS LAVERNE ZOCCO AT... . My email is ... I had a credit card with the numbers 52565002XXXXXXXX under PRISM/CBSD but I don't know what that means. I closed that account on 3/1/2001 and it still listed on my credit report as open. Can you help? LaVerne Zocco,

Personal info removed for your safety - Mike

I called the number for PRISM/CBSD and it turned out to be a Home Depot credit card.

I just found out that Prism/CBSD can be Sears or Radio Shack & possibly others. Mine was Sears & had been paid off since 2001 & was only reported paid
to 1 credit reporting agency. The Sears rep didn't think it was them. When she told me the amount of the credit limit, it was the same information that was on the credit report. She sent in a request for all of the credit reporting agencies to be notified that prism cbsd was paid & closed.

Hope this helps!

I have a negative report on my credit from apparently my son, who was at the same address until I insisted he move. His name was William Griffin, but with Social Security number # 225-**-****. Can we get this corrected and put againest the right person. You may email me at email address removed as per forum rules. - Mike
and thanks
William C. Griffin, my SS # 224-**-**** and I never had a seas credit card.

SSN # deleted for your safety

Have discovered via on-line credit report that someone as opened a new credit card 4/1/07 under my name. Don't know how to contact his entity to correct this problem?? Phone # anyone?? I want to remove PRISM/CBSD from my CR.

if it says "crc" or "chg" nxt to it following by "rev", that means that is a revolving credit or charge card

MY NAME IS LAVERNE ZOCCO AT... . My email is ... I had a credit card with the numbers 52565002XXXXXXXX under PRISM/CBSD but I don't know what that means. I closed that account on 3/1/2001 and it still listed on my credit report as open. Can you help? LaVerne Zocco,

The same PRISM/CBSD has shown up on my credit report as opening in 8-2007. Account # 5256****. I have had my Home depot and Sears master card a lot longer than that. I do not have a radio shack account.

Personal info removed for your safety - Mike

I also show the Prism card on my credit report and have no idea how/who to contact to ensure this card is closed. Any help???

Prism/CBSD was on my credit report this a.m. and, after 2 hours of investigating I got to the bottom of it. The credit card numbers beginning with 525650(10 more numerals follow) belong to one of 4 companies, all are under the banner of Citibank. These companies are; West Marine, Goodyear, Gateway, and Herzberg (jewelers). If you didn't open an account with any of these companies, as I didn't, you can call 1.866.510.2761 and report the fraud (after verifying that they have an account in your name with your social security number). If you are uncomfortable calling this number and giving out your social, you can start by calling the Citibank fraud number listed on Citibank's web site (fyi, that number is 1.800.950.5114) and tell them the first six numbers of the partial credit card account number, and they will tell you which company issued the card and how to contact that company by phone. Good luck! It worked for me.

I had PRISM show up on my credit report. At the time I could not find a phone number to anyone that had record of the account number so I wrote them a letter to their addresses in MD & SD. I just received a letter back yesterday stating that the account had something to do with Goodyear. I had a GY card back in the late 90s and in June I called to close the account. The representative did everything he could to try and have me keep the account active. I told him that I did not want it open any longer and to please close it. It was closed but this new mystery account was opened at the same time. I feel that this operator opened a new account fraudulently under my name since I closed my active one. I certainly did not open another Goodyear card. I havent been in one in a GY store in several years. I will be calling the numbers listed in the post above to try and rectify the situation.

I too just received notice (via a credit monitoring service) that a credit card had been opened in my name. After many telephone calls and a lot of time, I finally ended-up talking to Citibank customer service at 1-866-510-2761 and inquired about PRISM/CBSD. I provided the 52565002... account number and was told by the customer service rep that Citibank had purchased Macy's inactive accounts and had issued Citibank credit cards to all of the Macy's card holders. The physical cards are/were supposed to be mailed out by the end of September.

The rep also said that he has received many calls on this same subject. (I can see why!) I expressed my relief that this was at least not an issue of fraud, but I also expressed my displeasure that Citybank had done this without my explicit approval.

It looks like Citibank must have purchased inactive credit card accounts from a number of different companies and issued their own cards to these unsuspecting people. It may not technically be fraud or a scam, but it sure is not an example of high ethical behavior. However, if it turns out that Citybank charges an annual fee for these new credit cards, it could in fact be fraud.

That's why PRISM/CBSD is in the credit report.

Got the same message from credit reporting agency - card was received in mail a few days later. Card was a MC from Citibank, confirming previous reply. I immediately called the "close account" number, NOT the confirm account number on the sticker on the card, which completes the opening of the account. The practice of opening accounts without prior approval or consent is unAmerican!! and despicable!! Shame on Citibank to damage my CR with PRISM/CBSD.