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 Posted: Mon Aug 13, 2007 3:00 pm Subject: Reducing Debt |
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I had a business where I lost $60,000...I now personally owe this money back to my creditors (credit cards). I want to reduce my apr or consolidate all this debt into a lower monthly payment before I consider bankrupcy. I've called all my credit card companies and they have told me I have to be at least 6 months delinquent before they will help me reduce APR. Please help me with a solution to this problem now...I don't want to wait 6 months. Thanks.
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lindamilo
Joined: 13 Aug 2007
Posts: 1
Debtcc Points: 130
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| Posted: Mon Aug 13, 2007 3:02 pm Subject: |
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Lindamilo,
I think Langhorne Law and Town and Country Associates will be able to help you consolidate/settle your debt. Some one should be along shortly with more info. on the same with more info. to help you.
Thanks
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Lukeskywalker
Joined: 19 May 2007
Posts: 1857
Debtcc Points: 16039
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| Posted: Mon Aug 13, 2007 3:10 pm Subject: |
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You can consider a debt consolidation program and get lower interest rates in your pay off. Most late fees will also be waived off from the total balance. This program doesn't need to be behind on your payments. And, the interest rates will be negotiated according to your financial situation. Speak to a debt counselor and know more about your options.
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Steg
Joined: 22 May 2006
Posts: 392
Debtcc Points: 5545
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