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redlinedzx6r
Joined: 07 Jan 2008
Posts: 4
143 Debtcc Points
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 Posted: Mon Jan 07, 2008 3:15 pm
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Looking for a debt management program... I am not a big fan of the debt negotiation places after all the reading I have done. A few places I have seen are consolidatedcredit.org and moneymanagement.org (CCCS) .... anyone worked with them? I am doing my research and they both seem legitimate... although consolidated wants $717/mo for 48 months.
I am bringing about $26k in unsecured debt into the program I will join. Consolidated told me that they can reduce my interest to 7% for 4 years with the creditors I have.
I signed up for the free consultation on this sute and i was saying to check out superiordebtrelief...
any experience/recommendations?
i am an engineer, decent income. Got behind through school and got into a mess.Want to clear this up and move on without this huge burden on my shoulders. I know it takes time. I don' t have the time to get on the phone myself, nor am I good with talking to those nasty people who call me.. and would like to pay my debt back.. but dont want to get screwed by choosing the wrong company to help me.
appreciate any input. thanks!
Rob
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Fill out the form and get free debt counseling |
With DebtCC you can
- Lower your monthly payments
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redlinedzx6r
Joined: 07 Jan 2008
Posts: 4
143 Debtcc Points
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Posted: Mon Jan 07, 2008 3:41 pm
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also, would you guys suggest a DMP or a settlement program? I have a bit of debt and im thinking im going to have some big monthly payments for a debt management program... one quoted me 715.mo
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lizziek2
Joined: 27 Nov 2007
Posts: 33
993 Debtcc Points
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Posted: Mon Jan 07, 2008 4:05 pm
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i just started working with town and countr wyacceptance their number is 205-823-7858. i also worked with cesi they were wonderful 888-419-2374
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lostindebtat50
Joined: 24 Oct 2007
Posts: 78
1920 Debtcc Points
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Posted: Tue Jan 08, 2008 12:03 am
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If you have the money to pay your debts, debt consolidation is a good option, just make sure that you are working with a trustworthy company and take advantage of the free advise on this site.
_________________
www.lostndebt.savingadvice.com
"It's not the hard times that will get you, it's the good times"
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Guest
100 Debtcc Points
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Posted: Tue Jan 08, 2008 8:39 am
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this is redlinedzx6r... forgot my password and cant get to my email i signed up with at work...
anyways... any suggestions for a good consolidation program?
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Bossy4455
Moderator
Joined: 27 Feb 2006
Posts: 4846
61539 Debtcc Points
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Posted: Tue Jan 08, 2008 10:57 am
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Welcome to the Community  I won't personally recomend a particuliar company-because I haven't used one. If you signed up on this site- you can also use the Ranking Chart to help you with your decision. Whatever company you choose, be sure and ask all the questions you may have, such as: What are all the fees in the program,how long before creditors get paid, will your creditors work with the company, etc. You can also check out with the BBB, use the search feature on this site and google them for more info..Good Luck--keep us posted of your progress..KAren--if you are having problems with your password, go to the sign-in screen and there is a place for that--still having problems, PM Mike and he will help you..KAren
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