Internet's first get-out-of-debt community - 145,000 members

Posted: Thu Jan 03, 2008 3:49 pm Subject: credit

when a listing is on that is past 7yr can it be removed by writing a letter

Posted: Thu Jan 03, 2008 11:35 pm Subject:

You should be able to dispute this with each of the credit reporting companies if it is past the SOL date they will have to remove this.

Posted: Fri Jan 04, 2008 12:44 am Subject:

Usually a charge off stays on your report for 7 years and a bankruptcy for ten years. A negative listing that is accurate can only be removed with the passage of time. This is what I know.....is there some other options to remove negative listings that are accurate? Someone correct me if Im wrong.

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