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Bella Financial or Superior Debt Services - Whom to work with?

Bella Financial and Superior Debt Services are debt settlement companies providing professional guidance to individuals seeking help in getting out of debt. They analyze your debts and then offer settlement programs to you. Both the companies have built a long-term relationship with creditors and collection agencies. This makes it easier for them to negotiate and reduce your debt by 40-60%, sometimes even more than that.

Consumers' review on Bella financial and Superior Debt Services

Members and visitors in the Debt Consolidation Community have expressed their experience with Bella Financial and Superior Debt Services. Some of the members have said Bella Financial is not trustworthy and for some, Superior Debt Services is a better company than Bella Financial.


Positive review about Bella Financial
  • Representatives are quite helpful at Bella Financial.
  • They help save money in the process of settlement.

Negative review about Bella Financial:
  • Customers get handled by different representatives without notice. This breaks the comfort level of the customers.
  • The company has been stopped from practicing in a few states for their bad record.
  • They have been accused of accepting bribes.
  • There are several complaints registered with the BBB.
  • They have customer care representatives who are very rude.
  • They delay in contacting lenders and wait till the clients face serious consequences like a legal suit.
  • They do not take client calls and do not reply to mails.
  • Consumers have accused Bella Financial to be very inactive. They have had to take care of their own debt even after enrolling in their program.

Positive review about Superior Debt Services
  • Customers are said to be happy with the service provided by Superior Debt Relief Services.

Negative review about Superior Debt Relief Services
  • Superior Debt Services has been alleged as a scam company.

Choosing between Bella Financial and Superior Debt Services

Whether you would enroll in a program with Bella Financial or Superior Debt Services depends on the choice you would like to make. Both have been reviewed by the members of the community and some have liked Superior Debt Services better than Bella Financial. Again there are some members who have found Bella Financial to be a reliable company and have had good experience working with them. The best way to choose the right debt settlement company is to check reviews about the company you would like to work with before you enroll in any program with them.


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  #1  
Old 07-21-2007, 05:43 PM
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Default Bella Financial or Superior Debt Services - Whom to work with?
I was in touch with two debit companies today one was Bella Financial out of Dallas TX, the other was Superior Debt Services in OK. Superior Debt Services offered credit repair help after you pay off your debt. Both companies charged 15% of the total debt as their fee and they said they could reduce my debt to only 40% of what I owe.

Have you all heard of either of these companies, Bella Financial and Superior and if so what do you think, they both invited me to look at their links on the BBB.
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  #2  
Old 07-21-2007, 07:23 PM
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Default BBB check Bella Financial
Check Bella Financial with the Better Business Bureau in their area. Make sure they are reputable members.
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  #3  
Old 08-27-2008, 10:17 AM
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Default BELLA FINANCIAL BEWARE
DON'T USE BELLA FINANCIAL.....I WAS VERY UNAHPPY WITH THEM, THEY HAVE LOST THE ABILITY TO PRACTICE IN SEVERAL STATES. THE TURN AROUND IS HIGH. I HAD A GREAT REP, BY THE NAME OF CRYSTAL, AND I JUST CALLED FOR HER--GUESS WHAT SHE IS NO LONGER THERE. SHE WAS ONE OF THE BEST REPS I HAVE DEALT WITH IN A LONG TIME. I DON'T FEEL COMFORTABLE WITH THEM ANYMORE-JUST WHEN I WAS GETTING TO KNOW HER. WHAT IS GOING ON THERE? I GOT SUED AND LISA WAS TAKING CARE OF ME AT FIRST, THEN SHE STOPPED ALL TOGETHER, AND GOT RUDE WITH ME BECAUSE SHE DROPPED THE BALL. SHE TOLD ME MY BEST BET WOULD BE TO FILE BANKRUPTCY. IF THEY DON'T FIND CRYSTAL, I AM FILING AN AG COMPLAINT & ONE WITH THE BBB-SHE CARED. I WILL ALSO TELL MY OTHER 7 FRIENDS THAT I REFERRED TO THEM TO DO THE EXACT SAME.
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Old 08-27-2008, 10:42 AM
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Default Unsatisfactory Bella Financial
Bella Financial has an unsatisfactory BBB record. Plus they are not members of TASC or USOBA.

Superior Debt Services has a satisfactory record with the BBB. They are also members of USOBA.
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  #5  
Old 08-28-2008, 06:19 AM
melben1 melben1 is offline
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Default Superior better than Bella Financial
I am with Superior Debt and they are awesome, great and my person Teresa is still there since I enrolled, which has been almost 2 years in the program. This is how amazing they are my debt settlement program is almost done even when I signed up for a 3 year program I am almost done with only 3 more accounts to go. I'm postively sure they will be done in 6 months. I know that I paid my fee of 15% but what they have given me is far more than what I could ever return to them.

Scottdill, mobile is very knowledgeable, please listen or at the very least check it our yourself. good luck
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Old 08-28-2008, 07:22 AM
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Default Bella Financial no idea
I am also with Superior, and have been very happy with their service. Have been with them for seven months, and three accounts have already been settled, at less than estimated. They are always available when you call. I agree with melben1, that the money I spent on their fee has been well worth it. And yes, at the end of the program, they do offer the credit repair. At the rate I am going, I will probably be done with the program in two years and not three. I can't say enough good things about them. No idea about Bella Financial.
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  #7  
Old 09-03-2008, 01:51 AM
gjwestham2-d1 gjwestham2-d1 is offline
 
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Default BELLA FINANCIAL
WHAT STATES HAS BELLA FINANCIAL BEEN STOPPED BEING ALLOWED TO PRACTICE IN
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Old 09-03-2008, 12:06 PM
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Default BELLA FINANCIAL
NEW MEXICO, I BELIEVE JERSEY & CALIFORNIA I DID MY RESEARCH ON THE WEB FOR BELLA FINANCIAL.
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  #9  
Old 09-03-2008, 02:42 PM
gjwestham2 gjwestham2 is offline
 
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Default BELLA FINANCIAL
HOW CAN I FIND OUT ABOUT NEW JERSEY & NEW MEXICO THANKS
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  #10  
Old 09-03-2008, 03:22 PM
gjwestham2 gjwestham2 is offline
 
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Default BELLA FINANCIAL
HOW CAN I FIND OUT THE WEB PAGE WHERE THEY ARE BANNED FROM DOING BUSINESS IN NEW MEXICO AND NEW JERSEY
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  #11  
Old 09-03-2008, 06:29 PM
dicordude dicordude is offline
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Default Bella Financial DETAILS
I suggest you should also try Bella Financial. They're based out of CA, and I've been with them for about 5 months now. Always available, and the results are showing already. My rep steve was very helpful, call him if you want help. removed He will explain the program to you, and even guide you if you should get into this program or should you look for other options.

They're also accredited with BBB, TASC, USOBA, IAPDA and many more organizations.

Best of luck.
Hope this helps.

Solicitations remoevd per forum rules
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  #12  
Old 09-04-2008, 07:26 AM
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Default Bella Financial, Happy in GA
I am an ex client of Bella Financial and I have to say that I got through the program without any problems. I saved money as explained to me in the beginning and was finished in 2.5 years. My credit took a hit for a while but I knew that going in. Every person I delt with at the company was very helpful to me. I would referr any of my friends to their company that have debt problems. In my experience I have found that there are still many people out there that don't even know debt settlement is an option for them. I am lucky to have found it and went with Bella Financial.
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Old 09-04-2008, 08:27 AM
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Default BBB is a scam on Bella Financial
Before you go firing off about the BBB make sure you are intelligent enough to know they are the biggest scam in the US.

Look them up on Ripoff- they are under investigation for accepting bribes.
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Old 09-04-2008, 10:43 AM
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Default BBB
I heard the same thing on the BBB. They are not a trusted source for information. People in our society think that they need to look to the BBB for research on a company but the truth of the matter is that they are NOT for the people. They are a scam for sure! If you aren't in the business of kissing butt and paying out the top people in charge in your county then they have no use for you.
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Old 09-04-2008, 02:46 PM
dicordude dicordude is offline
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Default
well said about BBB. That's why I looked into the company's accreditation with TASC, USOBA, IAPDA and others.
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  #16  
Old 09-05-2008, 07:18 AM
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Default IMPORTANT INFORMATION
Look up the Bella Financial on RipoffReport.com. They are under investigation for taking bribes from businesses!
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