When they said that it would bring your account current did that mean that you would be paying a normal interest rate or the defaulted interest rate? Will you still be paying late fee's?
You aren't ever going to get a refusal letter for them to accept what you owe. More than likely when it comes to that they will mark you as a refusal to pay and go one from there. You need to remeber that you agreed to pay the balance in full when you defaulted. It's in your terms and agreements that they should be sending to you every year.