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Posted: Wed Nov 01, 2006 8:46 am Subject: About revoking a voluntary wage garnishment statement/letter |
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Is there a sample letter anywhere. i have not defaulted on my pay day loans yet but unless they let me pay them with a moneyorder or western union or something, I may fall into default. I already closed my back accoutn for fear that they would eat up my payroll check. But I have read a few posts about people having their wages garnished? I do not want this to happen either, I do not think i signed anything saying I volunteered them to garnish my wages, but I am just not sure. I guess firts I ned fot get a real address or fax number for the comapny and also send a copy to my payroll office so they know to dishonor any bolunteer garnishment that may come through... any advice?
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CreditorSchmedator

Joined: 01 Nov 2006
Posts: 3
Debtcc Points: 185
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Posted: Wed Nov 01, 2006 9:00 am Subject: |
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Creditor---DON'T send the money Western Union--If they want their money bad enough they'll take a money order.
There is a garnishment letter floating around here somewhere..Try
http://pollyandsay.yesdebtfree.org/template-letter/ --Polly did a TON of work. She's awesome.
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Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3461
Debtcc Points: 20257
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Posted: Wed Nov 01, 2006 10:40 am Subject: |
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creditor - check your pm's
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chagrin

Joined: 05 Oct 2006
Posts: 239
Location: Orlando, Florida Debtcc Points: 1910
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Posted: Wed Nov 01, 2006 12:49 pm Subject: |
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Send the revocation letter given at the link below. This will stop any attempt of a wage assignment by a lender. Wage assignments are completely voluntary as it should be mentioned in the contract. It can be revoked by a consumer anytime.
http://www.debtconsolidationcare.com/forums/wageassign-legal.html
Send a copy to your employer through certified mail. Once you have fixed this problem, call the lender and try to make payment arrangements by other ways because the debt still remains valid.
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mcranberra

Joined: 14 Aug 2006
Posts: 527
Debtcc Points: 7151
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