| Message |
Author |
 Posted: Thu Mar 29, 2007 12:58 am Subject: Thank you guys! |
|
|
| Quote: | ***THIS IS NOT AN ATTEMPT TO COLLECT A DEBT.***
PayDay Select is sorry you are unsatisfied with its service. We will consider your loan paid in full.
On 3/19/07 we received an email in which you informed us that you were not happy with our services. Your account was then temporarily placed in a special status that would allow for the loan to be forgiven. We apologize for the confusion, as this is currently a system limitation. You may contact our Customer Support department should you have any further question or concerns.
Thank You,
PayDay Select Customer Support Team
support(at)paydayselect.com
paydayselect.com
866.554.5762
866.554.5764 - FAX
Business Hours:
Monday - Friday 7AM - 10PM CST
Saturday 9AM - 8PM CST
Sunday CLOSED |
I'm a lurker on this forum mostly, but I found a semi-form letter and, after doing a vast amount of math, I found that I had paid in waaaaaaaaaaaay too much to Payday Select so I sent them the letter and asked them to revoke the loan.
(So I don't get any snark from the wee guesties, I had paid over $1100 towards a $500 loan (I had a few loan increases in there too, but still not enough to justify that much spent))
That is a burden lifted off my shoulders that was there every 2 weeks since last April. I made 23 biweekly payments. And now its gone.
My payoff for my CashNetUSA is Friday after next (April 6th), then that one will be gone too. So all I'll have left is one from Payday OK that can be gone in about a month or maybe two.
Thank you guys for your suggestions and support. I may not be the most active member of this forum but I want you all to know that you have really helped me change my life for the better. Once I'm out of PDL hell I can finally save money to get back into college and really turn my life around. I'm sick of having to work two jobs just to make ends meet (mostly due to the PDLs).
You guys have really, truly changed my life.
|
|
michikade
Joined: 23 Jul 2006
Posts: 20
Debtcc Points: 717
|
|
|
| Posted: Thu Mar 29, 2007 3:20 am Subject: |
|
|
Awe, thanks, How much did you pay payday ok already? There have been folks get paid in full or refunds from them too. Have you over paid them? You can google them and find out what others have done with them.
Congrats on going back to school that is awesome, hope your future is a bright one.
_________________
Working my way out of this debt, one day at a time!
|
|
fedupinpa
Moderator
Joined: 22 Jan 2007
Posts: 1646
Debtcc Points: 21413
|
|
|
| Posted: Thu Mar 29, 2007 3:43 am Subject: |
|
|
Oh, I'm not worried about Payday OK at this point. I've only paid a bit towards them and their interest rate is managable. I'm just glad the one I have left is reasonable - not one of the ones with no papertrail or one that harasses people.
And besides, I haven't paid over the amound of the original principle yet, so I have no justification in asking for a PIF.
_________________
Register today to encash debtcc points.
|
|
Guest
Debtcc Points: 100
|
|
|
| Posted: Thu Mar 29, 2007 3:48 am Subject: |
|
|
Oops, I totally didn't sign in to post that. That above was me.
|
|
michikade
Joined: 23 Jul 2006
Posts: 20
Debtcc Points: 717
|
|
|
| Posted: Thu Mar 29, 2007 3:51 am Subject: |
|
|
Ok, looks like you are on the right path. Make sure you keep copies of the letters that these accounts are paid in full, there has been recent posts from spanisheyes that after the fact, months later, they come back and say you owe. This will be your proof that it was paid off. Have a great day.
_________________
Working my way out of this debt, one day at a time!
|
|
fedupinpa
Moderator
Joined: 22 Jan 2007
Posts: 1646
Debtcc Points: 21413
|
|
|
| Posted: Thu Mar 29, 2007 3:57 am Subject: |
|
|
Thanks for your words and your suggestion. I have it archived in my GMail so I can always call it up in the search. I don't delete any emails other than spam.
Again, I appreciate everyone on the boards. Reading this forum has helped me open my eyes and see that I should not have to be wallowing in debt.
|
|
michikade
Joined: 23 Jul 2006
Posts: 20
Debtcc Points: 717
|
|
|
| Posted: Thu Mar 29, 2007 4:51 am Subject: |
|
|
Congrats michikade! Glad this forum helped you. It has helped me in many ways, also.
|
|
Sassnlucy
Moderator
Joined: 12 Mar 2007
Posts: 2620
Debtcc Points: 28250
|
|
|
| Posted: Thu Mar 29, 2007 6:14 am Subject: |
|
|
So glad to hear this! This forum has been a big help to many of us and glad it was able to help you too. Also glad to hear about you going to go back to college. My best wishes are sent your way!
|
|
2nband
Moderator
Joined: 30 Jan 2007
Posts: 2160
Debtcc Points: 41033
|
|
|
| Posted: Thu Mar 29, 2007 6:19 am Subject: |
|
|
Congrats Michi. This forum has been great to a lot of people (myself included)!! I am really glad that you've had a satisfactory result!!
Congrats again!!
|
|
sswett
Debt Samaritan
Joined: 26 Mar 2007
Posts: 414
Debtcc Points: 4788
|
|
|
| Posted: Thu Mar 29, 2007 6:37 am Subject: |
|
|
Congrats to you 
|
|
CowampChicken
Joined: 20 Dec 2005
Posts: 3675
Debtcc Points: 36194
|
|
|
| Posted: Thu Mar 29, 2007 8:46 am Subject: |
|
|
Way to go!! Congrats! It's so nice to hear something positive about the Forum!! Glad you got the help you needed..Karen 
_________________
As long as you are alive, there's always hope
|
|
Bossy4455
Moderator
Joined: 27 Feb 2006
Posts: 5540
Debtcc Points: 65211
|
|
|
| Posted: Thu Mar 29, 2007 3:41 pm Subject: |
|
|
Congrats!! Your life is heading in the right direction. Make better financial decisions in the future. Trust me, you will be ok.
|
|
a_neblat
Joined: 10 Aug 2006
Posts: 407
Debtcc Points: 5814
|
|
|
