11-06-2009, 08:05 AM
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judgements
if i send a letter to revoke a wage assignment. should it go out to the creditor and collection agency. ihave receive a notice to file for an appearance to appear in court please give some feedback
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11-06-2009, 08:12 AM
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A wage assignment is voluntary and can be revoked. However a wage garnishment is ordered by the court and is NOT revokeable.
If you have received a notice for a court appearance, you need to answer the summons and appear in court or they will get a judgement against you.
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11-06-2009, 08:32 AM
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Just make sure you know your rights. Do not validate that the debt is yours before requiring the plaintiff to prove, if the rights were assigned to them, if they are even legally allowed to pursue debt in your state, (I had someone who was not even allowed to ask for collection) make them validate the contract, and come up with your signature, etc.. I know me for me, I had contracts with previous banks, and then the other bank came along and changed it.... hmm. I did not sign that!
So know your rights. You can avoid any unnecessary judgments. I am in business and my company name is a common one. I have two collection agencies trying to go after me, and the debt is not even mine. I had this other law firm, completely unrelated matter, sue me by sending me something regular mail. Every month they send me something, claiming that I violated some do not call list, crap. Apparently this attorney knows nothing about how to properly serve someone in my state. I had this client, who was a complete jerk. He wanted me to do all this rework for free, and threatened to sue me when I would not. I avoided dealing with him all together because he tried to sue me, sent me the summons certfied mail, and I never picked it up. Eventually he went away. i am not about ditching the law or anything like that, but I am about standing up to wrong doing. I say, stand up for yourself.
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11-07-2009, 07:32 PM
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please respond to all letters and go to court and speak for yourself..the courts are generally pretty cool with debts especially now..they will garnish if u continue to ignore it
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