Has anyone ever heard of or dealt with Rise Above Debt Relief?

Rise above Debt Relief had an A+ rating with the BBB until February 2009 and we were also accredited members. We didn't have to do anything to become accredited except pay $1000, for what that is worth. In February 2009, the BBB council decided to downgrade ALL debt negotiation companies because of concerns with the industry. We still only have 1 resolved complaint in the last 3 years, nothing changed except the rating. There is a class action lawsuit being filed against the BBB by many debt settlement companies as they are hurting you, the consumer by lumping all debt settlement companies in the low ratings.

Debt Negotiation is a fantastically successful method of eliminating debt quickly, but it is not for everyone, so you need a company that goes over a detailed budget, evaluates your situation, and can offer a custom program.

The problem with most debt settlement companies is that they try to enroll people who don't qualify, and of course that would cause issues and complaints. And you'll see from our record, that obviously is not an issue.

The BBB should be here to help a consumer differentiate the good companies from the bad, and with the new rating system, it makes it very difficult for you, the consumer, to do that. So now the BBB is not helping the consumer, and that is why there is a lawsuit trying to change that.

i work for a major credit card company in collections and ppl trust me when i say this, DO NOT GO W/ ANY DEBT SETTLEMENT COMPANIES. YOUR ACCOUNT CHARGES OFF AFTER 7 MONTHS OF DELINQUENCY, WE SUE YOU, AND THEY KEEP ALL YOUR MONEY! i've been working this job since feb 25, 2008 and all this time i havent seen 1 successful settlment done thru a settlement company. and there's no reason for me to lie to you, we dont want to have to sue you. work w/ your creditors, in this economy most are willing to settle for 15 cents on the dollar.....i am sick and tired of talking w/ ppl who say well im w/ this debt settlment company and all i can tell them is SEE YOU IN COURT....it gets old

Today, June 24th, 2009, we settled a Bank of America card with a balance of $40,000 for $10,000!! We settled an Amex card a couple weeks ago with a balance of $32,000 for $3200. These actual settlement letters are posted on our website. We settle millions of dollars worth of debt EVERY month. Our average settlement is 40% or .40 cents on the dollar. With the fees paid to the workers (and they must be paid, people don't work for free), a client usually gets free of their credit card debt for about .52-.58 cents on the dollar!!

We have a binder we put all settlement letters negotiated each month into, and let me tell you, it has become very large and heavy. There are settlement letters from every creditor/bank in America. Check out the website to view actual settlement letters and savings.

And, Rise Above Debt Relief is the only Debt Negotiation company to offer a $25,000 guarantee of savings.

So before you state false information about lawsuits, check your facts carefully. Only a small percentage of accounts ever go legal, and most are set up on a favorable payment plan or settlement. And if banks keep suing clients, it just forces them into Bankruptcy which now they get nothing, so it doesn't make financial sense for your company to sue everybody. Then you get nothing!!

Check out their shady business practices. kansas.com/news/story/889455.html

About that article against Rise Above Debt Relief you asked people to check out. It is not a clearly written article in the first place for anyone to see clearly what the lawsuit was about.
I am going with Rise Above Debt Relief because of the great BBB ratings (yes a D rating now, but that is not what RADR is about).
It is a superb company, mind you. There was only 2 complaints in 2-3 years, and they were solved. Put that up against the rest of the BAD debt settlement scamming companies out there.
I checked out 3 well known companies, and I withdrew 3 times before they took my first monthly pull too. I was not convinced that they were working for me or their commissions. With RADR
I absolutely feel secure now. I will keep everyone posted from here on out about my experience(s) with RADR for sure.......

Thanks for actually digging through the mud, the internet is a crazy thing as people can post whatever they want, write whatever they want without regards to facts, true or false.

We at Rise Above Debt Relief are very successful at what we do, because we deliver. Period. But you'll see a few negative posts and let me tell you, very few if any are from real, actual clients.

Most of these negative posts are from our competitors or ex-employess that we let go for not following our system of being 100% honest and upfront with people who call in and need help. We have such a solid staff of honest and ethical employees who REALLY care about helping people get out of debt, and we won't settle for anything less!!

And the frivolous lawsuit for $33,000,000 because they claim we didn't have the proper licensing is absurd and will be proven that Rise Above DID do business according to the State Regulations through an attorney office which is exempt from the licensing requirements. I mean, they even sued the bank where their money was, and the software company that details their balance and payments. Crazy.

If Rise Above Debt Relief was not a good company, we wouldn't have been a finalist for the 2009 Stevie Award presented by the American Business Awards for Best Customer Service Department of the Year, and selected as one of the top Debt Companies in America by Goldline Research for 2009.

So thanks again for doing your research and please update the forums with your progress. It won't always be an easy road, but you will be successful, and we put our money where our mouth is with the $25,000 guarantee.

This company is another fly by night. Operating in violation of Kansas law, many other states laws, and has zero graduates and treats their employees like dirt.

Ask them how many state licenses they have, what their graduation rate is and why they are operating in Kansas when it is illegal.

Here are some facts I found about Rise Above Debt Relief...

Rise Above has been in business since 2003, hmmm, sounds like a real fly by night, LOL.


Rise Above has a 100% success rate when clients follow their customized debt settlement plan and a $25,000 guarantee to back that up!!

Rise Above was named by Goldline Research as a 2009 Top Debt Settlement Company in America and posted their findings in Forbes Magazine.


Rise Above Debt was named a finalist for the Customer Service Department of the Year by the American Business Awards / Stevie Awards.

According to the BBB, Rise Above Debt has one of the best resolution records in the industry.

And finally, the frivolous suit in Kansas was dropped.

So keep posting your false info JH, IP stamps are a beautiful thing.

1. How many graduates does Rise Above Debt Relief have? And what percent of the clients that you enrolled is this (and answer this directly, no games anymore please);
2. The Kansas Attorney General confirmed that you are not licensed and that debt settlement is illegal in Kansas. Did you enroll clients in Kansas and please list what states you are licensed in (again, please no games).

Thanks fact checker.
ps. Rise Above Debt Relief has a D rating and is not a member of the BBB.

Debt settlement is not illegal in Kansas, obviously you are a moron and don't know what you are talking about. It must be done through an attorney or attorney network. Any debt settlement company doing business in Kansas must turn the client over to an attorney to be doing it correctly.

I agree with guest. The only kind of place that can provide debt settlement in Kansas is an attorney that is licensed to practice law in Kansas. Rise Above Debt Relief if not a law firm and thus if they are operating in the state of Kansas they need to be reported because they are breaking the law and I would bet the KS sate attorney general would love to know about this.

I did some research, Rise Above Debt did have the client placed with an Attorney licensed in that state. I guess that's why the suit was dismissed.

Please answer directly:
1. how many graduates does Rise Above have, and what is the graduation percentage. A friend of mine told me that he left because they don't graduate anyone;
2. please list the states that Rise Above is licensed in.

Thank you.

Oh yeah, I called the Kansas Attorney General's office to confirm your statement and they said that it is illegal to offer, or sell, unlicensed debt counseling, debt settlement or any related programs. They asked for someone from Rise Above to call them.

I work for a competing settlement company, and I can tell you that the reason the graduation rate is low for our business is because people don't follow their plans. If everyone would follow the plan, usually between 24-48 months. everyone would graduate. Period.

It's not the fault of the debt settlement companies, it's the clients who give up or lose income, etc. Just like losing weight, you can give someone a plan, but if they don't follow it for whatever reason, is it the fault of the plan?

Wake up people, don't blame your failures on everyone else, especially the ones who are trying to help.

Is anyone going to respond about graduation rates or if they are licensed in the states offered.

It makes sense that if people drop out because they don't stick to the plan than it can not be the companies faults, but what are the graduate rates?

Is anyone going to respond about graduation rates or if they are licensed in the states offered.

It makes sense that if people drop out because they don't stick to the plan than it can not be the companies faults, but what are the graduate rates?