Has anyone ever heard of or dealt with Rise Above Debt Relief?

Assume that they are a scam company with no one being successful, like the rest.

I read the posts, and it sure sounds like they are just a boiler room sales operation that does not even provide the services, they just sell it to unsuspecting consumers.

Stay away is my advice. At a minimum go with somebody that does the service themselves.

Can someone please get this info. I feel like I got mixed up.

Will someone do a Rise Above Debt Relief Review. They look like a scam and no one has responded.

BBB rating - D and 2 complaints in the last 36 months. also use the search option. you will find lots of info about them.

There is 3 pages on this this thread. Many have responded.

Rise Above Debt Services Suck. . . . I sign on after checking with the Better Business Burea - after one Month i canceled my service with them because the phone calls were overwhelming. that was back in dec 08 - I am still waiting to be refunded the money they took - my calls and emails are ignored. I have filed a complaint with the BBB who now states they have a "D" rating I am also in the process of filing a complaint with the Attorney Generals Office. I would not recommend this company to a Dog.

I am one of Rise Above's latest casualties. Been in the program since January, and I terminated TODAY. They came recommended by a friend who signed up with them a year ago. That friend is currently fighting off having her wages garnished because the so called lawyers at Rise Above DID NOT DO THEIR JOBS AS PROMISED!!!!!!!!!!!!!!! They advise you to ignore all harrassing calls, meanwhile, they take your monthly payment, a HUGE retainer fee, and an $85 processing fee, so basically, next to nothing goes into your escrow and meanwhile, your credit rating is completely iniliated and your creditors are threatening to sue you for ignoring your bills. Oh sure, if you get a summons, you should fax it over to their "urgent" fax line (what a joke!!), and if you're lucky, maybe some shady lawyer will respond..they prepare an answer, e-mail it to you, and you have to do all of the legwork as to filing with the courts, appearing before a judge, etc. They give you advice if you ask..and meanwhile, hundreds of your dollars are being deposited in their pockets...um.I mean your escrow ha ha ha. With the piddly amount actually going into your escrow, it would be at least 2-3 years before enough would be built up to actually settle an account, and by then, they are all charged off, you could have a lien on your home, wages garnished, etc. Mind you, when I signed up, the program was all sunshine & roses according to their lying customer service reps. I am now in a position where I have to go back & make arrangements with all of my creditors & start from scratch. Oh, and by the way, they keep your retainer & processing fee, so I'm lucky if I'll get an effing nickle back. My friend has contacted 7 on your side...we are hoping to get something on the news about these scam artists, but if we don't, trust me, the truth will come out, their shoddy business dealings will be exploited, and they will all go under. Take my advice, DO NOT DO THIS, just try the best you can to work things out yourself, and if things are that bad, seek refuge under the protection of bankruptcy.

As a bill collector, I can point you towards some of the agencies we negotiate with. They settle for Citibank, Chase, Bank of America, you name it...

1. Penny Wise Financial Group - debtmeout.com (Very effecient, professional, great price)
2. Freedom Debt Relief - Very big company but kind of expensive. Known for legal problems with Chase Bank
3. Care One Credit - very good company

I would recommend Penny Wise Financial Group or Debt One Credit...

Next time - go with the people who offer you a Money Back Service Guarantee in writing
www.debtmeout.com

You're contract was with Consumer Law Associates, not Rise Above Debt Relief. I know this because you said you paid $85 per month, and they are the only ones who charge that fee that I know of. Your state government will only allow you to work with a few companies, and they are one of them. The settlement trade organizations are trying to get that changed, but for right now, your state restricts who can work your account, so you have little choice. Great lawmakers huh???

We went with Rise Above. I talked to a guy named Rob Campos. I told him I had a lot of debt but a credit scrore of 790 and never late on a payment. Our youngest son was diganosed with Duchenne Muscular Dystrophy he is 5 and no cure. We have six kids. He said no problem we will set you up with a monthly plan of 760.00 and have this paid off in 5yrs. The creditors will call for a few months but just send us everything and we will take care of everything. I was scared but he was so nice and his uncle has a form of MD. I am sooo stupid. They never in 11 months did or pay anything. My bank accounts have been levied. Our sheriff served us papers. Oh and yes they have an urgent # and you have a lawyer because after Rise Above the hand turn over to CLA. Our lawyer Robyn Freedman did a lot of talking but did nothing. So I paid out almost $8000.00 to this company and they DID NOTHING but TAKE MY MONEY!!!! I terminated our contract and told this company I wanted my money back because they have in the contract what is called EARNED. They EARNED NOTHING. thy sent us a check for $1900.00. I want it ALL back. I could have paid off this card myself had I called and talked to them. This company is under investigation with NBC and ABC NY. We have gotten a lawyer and I want ALL my money back. DONT DO THIS IT IS A SCAM!!!!!!!!! If I can help one other person. I don't know how these people go home and go to sleep at night?? I would hate myself knowing I ruined peoples lives!! Dana

If a debt settlement company request upfront fees then they are not legit. Let them get you a settlement letter from the creditor or it's agent before you send them any fees. I used DS Financial and they didn't request any upfront fees and I settled about 75K of debt for around 19K. I would call 866-833-6398.

This guy was never a client of Rise Above Debt Relief. His state laws will only allow certain companies to take his case, so he signed a contract with Consumer Law Associates, not Rise Above. So the bad rap is not against us, it's CLA.

But, in January 2010, Rise Above formed a strategic alliance with the largest BK firm in the nation. Through the alliance, Rise Above is contracted by the law firm to service all clients in-house. And, we IMMEDIATELY contact all creditors with a letter from the attorney informing them to contact our office from this point forward. This has worked tremendously well and curbing the annoying collection calls, and we are getting great settlements from the first month into the program.

So we have been working tirelessly over the last few years trying to improve a client's debt settlement experience, and with our new service model, our clients are happier than ever.

Just today, we settled a Bank of America account of $24,322 for $4765! Saving the client almost $20,000 on their debt. This client is so excited and is putting extra money into her account so we can get the rest of the debt taken care of quickly. This settlement letter is on file at riseabovedebt.com or by calling our office.

If you are tired of getting the run around and getting side ways answers...
collectors being pushy, misleading, or causing you frustration...
visit www.debtmeout.com
Those guys got me the right attorney at no cost to me and about 3 weeks later the bill collector was fired, my account was back in the hands of Chase, and I got a check of $400 from the collection agency for my troubles...

I used the $400 and added another $233 to it to settle the debt... done deal...

RADR please answer, is it true the attorney general is looking into debt resolution companys that charge an upfront fee?