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Posted: Wed Aug 22, 2007 6:34 am Subject: How do I find out? |
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How can I find out if someone is looking for my wife because of a debt she owes?
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trauler39

Joined: 22 Aug 2007
Posts: 14
Debtcc Points: 381
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Posted: Wed Aug 22, 2007 7:57 am Subject: |
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Are you or any relatives or old neighbors getting calls regarding this?
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frogpatch
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Joined: 09 Apr 2007
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Posted: Wed Aug 22, 2007 8:52 am Subject: Calls |
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No but I want to pay the debts off.
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trauler39

Joined: 22 Aug 2007
Posts: 14
Debtcc Points: 381
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Posted: Wed Aug 22, 2007 9:28 am Subject: |
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Is she getting calls or mail from debt collectors?
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eleroo


Joined: 06 Jun 2007
Posts: 1227
Debtcc Points: 14311
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Posted: Wed Aug 22, 2007 9:30 am Subject: |
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No
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trauler39

Joined: 22 Aug 2007
Posts: 14
Debtcc Points: 381
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Posted: Wed Aug 22, 2007 9:40 am Subject: |
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I'm not quite sure how you would go about finding out. Have you pulled a credit report or anything?Also, have you asked her if she is having any problems making payments on anything?
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eleroo


Joined: 06 Jun 2007
Posts: 1227
Debtcc Points: 14311
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Posted: Wed Aug 22, 2007 9:53 am Subject: Her |
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I don't really speak to her but until I get a divorce I am liable for half of her debts. I have my credit report that says I owe money but I can't find out to who. I think that she still has bills in my name and isn't paying them! I have a feeling that she is running up debts for me. She also didn't pay money into the bank and I may have a bad check out there.
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trauler39

Joined: 22 Aug 2007
Posts: 14
Debtcc Points: 381
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Posted: Wed Aug 22, 2007 10:21 am Subject: |
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Oh no, Trauler. I'm sorry you are in this position. I know that divorce can be tricky, especially if there are parties involved who aren't being up front. Have you spoken to your divorce atty. about this? There might be some way that he/she can help. Also, you might be able to write to the credit bureau to find out who the debts are with. Is there a phone number provided on the credit report for each debt owed? Sometimes there is, I think.
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eleroo


Joined: 06 Jun 2007
Posts: 1227
Debtcc Points: 14311
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Posted: Wed Aug 22, 2007 10:22 am Subject: |
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You definitely need to find out about the bad check. You might start by calling the bank and seeing what is out there. Is the account still in both of your names?
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eleroo


Joined: 06 Jun 2007
Posts: 1227
Debtcc Points: 14311
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Posted: Wed Aug 22, 2007 10:32 am Subject: |
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The account was just in my name. I gave her money to put in the bank and she didn't deposit it. She made sure that I wouldn't be so blind again though LoL.
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trauler39

Joined: 22 Aug 2007
Posts: 14
Debtcc Points: 381
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Posted: Wed Aug 22, 2007 12:02 pm Subject: |
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Oh no! That sucks! Do you think if you contact your bank that they can help you? Maybe put the account on for deposit only status or close it and open you up a new one? Also, maybe you can put a stop on the checks you have out, contact them, and arrange to pay another way...Just some ideas...I haven't been in your situation but there has to be something you can do.
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eleroo


Joined: 06 Jun 2007
Posts: 1227
Debtcc Points: 14311
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Posted: Thu Aug 23, 2007 7:51 am Subject: |
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If I can find out where she's running up the debts I can LoL.
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trauler39

Joined: 22 Aug 2007
Posts: 14
Debtcc Points: 381
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Posted: Thu Aug 23, 2007 8:03 pm Subject: |
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Are you on friendly terms with any of her family members that perhaps could help you locate her? Maybe contact them and inquire as to where she is or what she has been doing. Otherwise I would contact all three credit bureaus and also let your attorney know what is going on and let he/she handle it through legal means.
Good luck and keep us posted.
ladybug
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ladybug


Joined: 29 May 2007
Posts: 2761
Debtcc Points: 24789
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Posted: Thu Aug 23, 2007 9:01 pm Subject: traul |
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traul, you need to get copies of your credit reports from all three. It seems as though you're saying the debt would be in your name, so it would show up. Anything questionable, you can address. And check that bank account and see if any deposits were made or if there are any returned checks, and if so, to who. I'm sorry you have to play "investigator". But, if your wife is racking up debt in your name, it'll show up under your name. Check the bank and check the credit reports.
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cannr
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Joined: 07 Jun 2007
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