Safetrust Financial was Lifeguard Financial, same scam different name

Like I said, do your research. I'm not going to lower myself to your level, I'm not a liar. All this information is at your disposition. If you would like to go on being ignorant and taking those who are easily influenced along with you then be my guest. Like you said, you'll be getting what you deserve. Everyone does.

Safetrust Financial has not only stopped me from going bankrupt but it has almost settled all of my debt. I agree with the above comment in order to be completely satisfied you must complete the program. I am glad i enrolled with Safetrust and i would refer anyone who i thought was in need of there help. THANK YOU SAFETRUST FINANCIAL!!

I HAVE BEEN WITH SAFE TRUST SINCE NOV 2009 I HAVE DOUBTS NOW.IT APPEARS all my money is going to certain fees of the company the cannot even settlle on a five hundred credit card i think scam is going on

You wont be able to get the money you gave them back except whatever is in your trust on noteworld...cut your ties with them and find yourself a bk lawyer or your credit cards will sue you....I am being sued and trying to file bk because lifeguard/safetrust screwed me

This person nailed it right on the head. alls they do is bullshit u into thinking there settling for 55 percent of ur debt for you when there really doing it for 30 percent. i worked there and the boss / branch owner has his goons scam people on the phone. as soon as i found out what time it was i left.

Hello My name is Bill and I am a client of safetrust, would you please contact me so that I can talk to you about this process, I have also been involved for more than 7 months, please respond my # is deleted...pm

do not post personal info per TOS rules.

bill it is a scam as they changed their name to avoid the gov't agencies about to put the wood to them.anybody that comes on and sings their praises is a shill.pure and simple.

Are there any people out there who have benefited from the services this company offers? HAS YOUR DEBT BEEN SETTLED? DID YOU SAVE $$$? ARE YOU BACK ON A GOOD SOLID FINANCIAL FOUNDATION?
I am interested in debt settlement and would like to here from people who have had positive experiences. I'd like to weigh them against all the bad... and make an informed and intelligent decision. Most successful companies have their positives, as well as negatives. Are those prospective positives worth the risk(s) involved?
I'm in debt and have a decent credit score, but what good is that score if in this economic client my score is worth a damn to any creditor unless a significant down payment is made. My recent experience with trying to get a loan has led me to the conclusion that, "my score is not as valuable to me, unless I decrease my debt ratio. Every lender that I have applied to (several) have declined to extend me a loan based on that one factor. What the hell do I do?
Anyone who has any positive suggestions that will allow me to have more money to live on and get my creditors paid off, please let me know. And don't tell me to make my case with the creditors or get another job. I've tried the former and the latter is an on-going process. I need to know if debt settlement works!!! Please, I need to hear from real people. Not those who are seeking to promote their interests (companies) I know how to make the decision thats right for me and I don't need a company rep trying to convince me that their company works best. And I've certainly read alot of negative postings to already. Well, I would like to know why specifically why the program(s) did not work for you. Several speak of quitting program, but none have stated why. Lets hear the real deal; from both perspectives please. Like the Det. Friday used to say, "Just the facts please". I need to know.

Please have someone at Safe-Trust call me as they have my money.
No one will call back
Enrollment Counselor Tracy Mitchell Auld

Call them directly, we aren't affiliated with them, this is a public forum dedicated to helping people get out of debt.

My phone number is 641-897-3433
Mr. Wells Smith
Ms. Tracy Mitchell-Auld
I signed up in Dec 2009 and cancelled with Tracy send in all forms all on time did everything they told me to do, they have been telling me they will send my money back since December 2009.
Now I can't even speak to anyone on the phone, won't return calls, I even faxed all papers to them again, still no one calls
Please Please someone call

I'm a current employee of the company, as an arbitrator I have negotiated and settled lots of consumer debt. I can assure each of you on this board that the company and its employees work hard to get the lowest settlement amounts for our clients. In fact, there have been times when clients have received refunds at the end of the program due to the fact that we were able to settle below 40% of the consumer’s total debt.

There seems to be a misunderstanding by some, on how the program is designed to work. Ignorance feeds mistrust so, allow me describe some common misconceptions and explain the facts.

One misconception is when clients say that we have been collecting payments from their account for 6 months or longer and not made one payment to any of the creditors. The answer to this is that we don’t make payments we do settlements. Most of our clients are paying for settlement program in installments; some are on programs that take up to 48 months to complete. The reason for a long program is simple economics. It takes time to build funds, we understand that being in debt is not pleasant and neither are the collection calls. We also know that all clients want to be debt free as soon as possible, and many are impatient. Some blog about it..

I have been with Safetrust/Lifeguard for 10 months & DO believe I'm getting screwed! I was sued by a creditor & was on the phone EVERYDAY(sometimes 2-3x a day!) for a month with FBLgetting updates or trying to find out the status of my case. They lost the first copy my Power of Attorney so I had to fax a second copy a few days before my hearing, everytime I called I spoke to a different rep, they kept telling me "dont worry"! I actually ended up settling the account MYSELF with the law firm that was handling the creditor! They ordered the $ to be sent out of my Noteworld account to the law firm & I had to come up with $700 more than what I had in the reserve account. That is only 1 of 6 accounts settled in 10 months of payments! I am now worried I will get more summons & my reserve account is now drained!!! Where will I come up with more money to pay another creditor if I get sued again??? They didnt really have an answer! I think its time to contact my attorney general & get some of my $3000+ back & go back to a credit COUNSELOR!

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