Internet's first get-out-of-debt community - 134,000 members

Posted: Tue Jan 22, 2008 2:12 pm Subject: debt settlement scam

Is the debt settlement company ( New Beginnings)a scam?

Posted: Tue Jan 22, 2008 7:18 pm Subject:

Any more information? BBB lists over 200 companies when I search for "New Beginnings"

You do have to be careful, there has been a few companies whom I think want to be good, they just don't know what they are doing. Make sure to ask what their policy is if you get sued. There seems to be a rash of companies who will actually cancel you if you get sued! They lead you down the path then just abandon you at the first sign of trouble.

Posted: Tue Jan 22, 2008 7:37 pm Subject:

I looked around and found New Beginnings debt settlement, LLC located in Florida. If this is the company, they have a B+ rating with the BBB.

That being said, I caution anyone going with a debt settlement company. (Although I did not use this company, I wasted thousands of dollars with another company) Do your research, read and make sure you understand everything before you sign on (especailly there refund policy). Ask questions and see how they respond, this is usually a good indication of their customer service. What will they do for you if you are sued. And if they are pressuring you to sign on -- run as fast as you can in the other direction. Check around on this forum to see if anyone has had experience.

Lastly, sign up for the free consult on this site. They may be able to steer you in the right direction.

Guest · Posted: Thu Apr 24, 2008 1:58 pm Subject:

gotdebt

Company\My company is AA
Rating

Rating Explanation:
The rating the Better Business Bureau assigns a business is determined by our composite score of such factors as its type of business, length of time in business, compliance

gotdebt · Posted: Sun Apr 27, 2008 8:00 pm Subject: My company rating is AA

Removed, by Shazzers

Lenny · Posted: Wed Sep 17, 2008 7:23 pm Subject: New Beginnings

Could anybody tell me if they found that New Beginnings debt relief Company from Florida is a legitimate company? They sent me an attachment to sign and a posting for the BBB. I am very uneasy about their rates. For a $27, 000 debt they want $4000+.
I know that my credit rating may suffer, but as a couple we are just getting by.

Posted: Wed Sep 17, 2008 8:55 pm Subject:

Just becareful. For myself, I went with Superior debt relief they have been so awesome for me. After starting the debt settlement with a law firm which hurt me a lot, i left them and went with Superior Debt. My counselor Teresa helped me so much that she awesome. Began with a 3 year program but i'm going to be done in less then 30 months. So impressed with how they helped me and saved me tons of money. Do your research because you want to make sure that you aren't going with some company that is going to hurt you more than help you. I did that first now i'm in agood place. Research and if it does not feel right keep looking.

Posted: Wed Sep 17, 2008 10:23 pm Subject: debt

MELBEN......I called SDR in the past and gave them some general information. They said they would do an "evaluation' on my situation" and would call me back. I thought they were very nice on the phone, but.......the problem I had was I was trying to tell them what I needed, according to what I caould afford with the income I have. the rep, on the phone just kept saying the same thing over and over...."this is what we have..and so forth." I told her I would call her back. A few days later, a different rep, from there, called and said they have "my contract written up and they would mail me something to sign." I never told them I would go with their program. They were a bit pushy, I think.

Posted: Thu Sep 18, 2008 7:07 am Subject: .

I signed up with New Beginings LLC, Florida back in July, but I had to push my first payments back a couple of months because of employment problems in my industry. In late August I had called several times and left messages to push the program back another month and then I left a final message to cancel the program when I didn't hear back from their company. They ended up taking $1500 out of my bank account on 9-2. Well apparently they have had some phone system problems and changed their system during the time I had been calling, which is why they didn't receive my messages. Either way, I had to call them for 2 weeks and left messages at every extension I had to get calls back. I think they are still having glitches with their system. Their Director of Operations did not want to offer a refund since I didn't send a cancelation letter in and he never really addressed to me they were having a few problems. Finally on last Friday, they called me and said I will receive a full refund back on the 15th or the 30th, they didn't know. As of today, I have no refund yet. I will post a reply when I get refunded.

New Beginnings LLC does have a very good BBB rating and up til a few weeks ago, I was always able to call and speak to people or get calls back. Their customer rep said they should be over their past few week glitches. Additionally, they do have their negotiators set up in teams which are designated to each client and they do have seperate deptments as well which gives each client a few different people to talk to when you need help.

Be sure to check out a few places and see who you are most comfortable with.

Jenny Neu · Posted: Thu Sep 18, 2008 7:55 am Subject:

SDCHARGERS, wow i just dont understand that. I signed up with Superior Debt Services and it took me at least a month to figure out what I wanted to do. Teresa also helped me and she was not pushy and never had another person call me. The only time she ever said that she was sending the papers was when i was ready to start the program. If your income was limited and could not afford the program then it would seem the program was not going to work for you. Did you tell the counselor you were speaking with that you could not afford the payments? Wow just does not seem like this is the same company i signed up with; everyone has been great and the level of service is awesome.

Melben, I agree with you about Teresa, she is our angel that helps us get out of this credit mess. I have referred my friends and family to her without hesitation. My mom also loves her, too! Superior Debt Services is very lucky to have her, she is a blessing to us all.

Posted: Thu Sep 18, 2008 8:46 am Subject:

Hey Sdchargers,

I don't know anything about the company but I saw a couple posts not to long ago that accused Melben1 of being a plant. Make sure you check them real good if you decide to use them.

Posted: Thu Sep 18, 2008 9:24 pm Subject:

Dollars and Since, What are you talking about. I'm a client that is sharing a positive experience with Superior Debt and NOW you have the gull to say I'm a plant. You have got to be kidding.

I can see this site has lately turned into a bunch of haters, disrespecting each other. I have signed up to be a member of a site that I thought would be good to have my experiences shared. And now I'm being accused of being a plant.

WHY first of all would anyone take my word or your word for anything without doing their own research. All I am doing is providing my experience. Again there are way too many haters on this site. If you point the finger maybe it should be pointed as yourself. Anyone that makes accusations are usually the ones that are at fault for doing what they are accusing others. I have always said to do research and becareful. If you look at my posts there are questions of others but I do not disrespect anyone on this site.

Gosh I am very offended and upset by the whole thing...some nerve you haters have!

Posted: Fri Sep 19, 2008 7:55 am Subject:

I am not trying to hurt your feelings Melben. I am sorry if I am wrong here but Re-read my post. I did not accuse you of anything. I said OTHERS had accused you of being a plant and then told Sdchargers to fully investigate Superior Debt if he decides to use them. I even admitted that I don't know anything about the company. I suppose I could dig up the various threads I saw it in but I don't feel like it right now. Also I think you would find it to be a very difficult challenge to find even one debt company I have ever advertised for. Thinking back through all my post I can only think of three non-related companies I have spoken highly of. Two of them are grocery coupon websites of which one is free. The third company was actually a lawyer in my area that I previously used because somebody asked about it.

Posted: Fri Sep 19, 2008 8:26 am Subject: debt

Well.................I guess you have to becareful on who you go through. I've seen a few of those posts, myself. Alot of positive and negative posts about different companies. It seems like you can't trust anyone. But.......with SDS, they wanted to send me a contract before I deided anything. I call that a bit pushy. I told them, again ( at that time..) I never made a decision about what I wanted. They just hung up.

Posted: Fri Sep 19, 2008 9:24 am Subject:

I was also accused of being a plant, by the same person that accused Melben and several others. This person has never had one good thing to say about anything, and accuses everyone that has a positive experience with debt settlements of being a plant or bogus. Which raises issues in my mind of what kind of game is afoot with him, not us. I am also in a program with Superior (my rep is Priscilla, not Theresa) but have so far had a very good experience with three accounts settled in 10 months. They have never been pushy, in fact, after their first call to me, when I had time to mull it all over and do more research, I called THEM back to begin the program. I suppose, sdchargers, that you could have gotten a bad apple as far as employees, every company has one. Just keep plugging away at it and you will find something to suit your situation.

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 134,000 members

debt settlement scam

Members Area

Free Debt Counseling

Ask the community

Featured Discussions

Featured Articles

Question of the Month

Also See

Recent Forum Discussions

Recent Blog Post