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 Posted: Sun Sep 02, 2007 7:09 pm Subject: Secured and unsecured debt |
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my husband and I have unsecured debt, how do we get everything into one loan?
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supergirl3535
Joined: 02 Sep 2007
Posts: 1
Debtcc Points: 83
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| Posted: Sun Sep 02, 2007 7:24 pm Subject: |
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Hi Supergirl...welcome to the forum..can I ask what kind of debt this is?? Also please tell us what state you live in and how much each loan, cc, etc. is for. Then we can better direct you or answer your questions.
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Morningstarr430
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Joined: 13 Jun 2007
Posts: 2337
Debtcc Points: 39294
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| Posted: Mon Sep 03, 2007 4:55 pm Subject: |
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How long have you been in defaults on your loans? Take the free quote from a consultant referred by this website. He will analyze your total debts and work out a repayment plan with your creditors. You will have lower interest rates and get most of the late fees waived off. Study the options mentioned here and discuss in details with your consultant.
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Johnson4485
Joined: 22 May 2006
Posts: 399
Debtcc Points: 3960
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| Posted: Tue Nov 13, 2007 2:23 pm Subject: What is the difference between unsecured and secured debt? |
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My I have some examples of secured and unsecured debt please. Thanks  
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Renita
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| Posted: Tue Nov 13, 2007 2:26 pm Subject: |
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Secured is a car payment or anything that has collateral.
Unsecured debt is a credit card with no colleteral attached to it, medical bills or a signature loan.
Hope this helps u understand,
Ang
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Ang
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Joined: 27 Jun 2006
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| Posted: Tue Nov 13, 2007 3:14 pm Subject: |
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You know Ang, I have had exposure to credit for years now, about 11 to be exact and while i've heard those terms I never really truly knew what they meant! thank you so much for your simplistic explanation. I feel like a ditz
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debtstinker
Joined: 08 Oct 2007
Posts: 288
Debtcc Points: 2786
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| Posted: Tue Nov 13, 2007 3:17 pm Subject: |
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Ur NOT a ditz stinker! The only language i understand is simplistic! 
So i try to explain things as simple as possible!
Glad this helped u,
Ang
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You will not be punished FOR your anger; you will be punished BY your anger. --Buddah
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Ang
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Joined: 27 Jun 2006
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| Posted: Tue Nov 13, 2007 5:59 pm Subject: |
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well I surely appreciate the explanation because now i surely know the difference. these are the two of the most common terms in credit 
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debtstinker
Joined: 08 Oct 2007
Posts: 288
Debtcc Points: 2786
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| Posted: Sat Mar 01, 2008 8:13 pm Subject: overwhelmed in Maine |
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I have student loans, a car payment, and credit cards...can I get these all consolidated into one loan? I feel stuck and overwhelmed.
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pnutmnems12
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