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Send message to sanyipa
Sub: #1 Fees and reputation
Replied on 08-13-2007, 08:33 PM
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Hello all, I am in a situation that I assume many of you have been in. I am in debt and am trying to comb through the debt settlement web to find the best company, ie. reputation, complaints, customer service and fees. I have two that I have been in contact with regularly, Freedom debt relief and Liberty debt management. One says the other may not be trustworthy because of the low fee being charged 9% the other says that the companies promise of helping with credit repair is not accurate. How can I find a company that is reputable and I will not lose out of the money that I initially invest. I am scared of being in a worse position then I am right now because I made the wrong company choice. Thanks all for your responses. Sandor


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Send message to Bossy4455
Sub: #2
Replied on 08-14-2007, 09:14 AM
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Welcome to the Community Sandor You are wise to be wary when considering debt consolidation companies. There are alot of good ones, and some that will get you in more trouble. Here is a link for a Ranking Chart on this site that goes state by state at http://www.debtconsolidationcare.com/american/ Click on your state and see what comapanies are there. You can also check out the companies with the BBB to see their record. Did you sign up on this site for the free consultation? If so, Someone from your area will get in touch with you to discuss possible options you may have, including consolidation. Feel free to ask questons, you aren't alone, and we are here to help..KAren

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Sub: #3 Thank You
Replied on 08-17-2007, 12:51 PM
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Thanks for the info. I am very weary of this but my situation leaves me no alternative other then bankruptcy. I will review the information and go from there. Thanks Again and good luck, Sandor




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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