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 Posted: Sat Nov 25, 2006 8:52 am Subject: settlement from pdl |
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I just received an email from cashthis.net dba Instant Cash Flow 24/7 and they are willing to settle my pdl for the principle amount only. The guy even said it is okay to MAIL the payments in. I was just waiting for him to say he needed to debit my account for the payments. When I replied back to his first email, I threw a copy of Ohio laws in it stating that no rollovers were allowed, and then he quickly replied back.
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brownsugar
Debt Samaritan
Joined: 08 Oct 2006
Posts: 1408
Debtcc Points: 13964
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| Posted: Sat Nov 25, 2006 8:55 am Subject: |
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Good for you!! That's really something, these places usually DEMAND automatic debits or western union.
_________________
"It's a treat, being a long-distance runner...."
Allan Sillitoe, The Loneliness Of A Long-Distance Runner
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finsfan13
Moderator
Joined: 17 Feb 2006
Posts: 7020
Debtcc Points: 59875
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| Posted: Sat Nov 25, 2006 8:58 am Subject: |
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That is really good news Brownsugar, I know that you really needed this! Good for you!
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5315
Debtcc Points: 71264
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| Posted: Sat Nov 25, 2006 1:38 pm Subject: hi |
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brown sugar whats happen tell me more about cash net we can go the chat room if need answer please right away. i am about to do something i wish i had did this eariler
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lavernedorsey2002
Joined: 23 Nov 2006
Posts: 91
Debtcc Points: 2008
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| Posted: Sat Nov 25, 2006 1:39 pm Subject: |
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laverne, what are you about to do?
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5315
Debtcc Points: 71264
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| Posted: Sat Nov 25, 2006 1:41 pm Subject: hi |
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i am about to go to the bank and close my current account and reopen a new one i have to pay my bills but i need to know how soom will they threaten to garnish my check if they can. come on steeler chat with me in the chat room
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lavernedorsey2002
Joined: 23 Nov 2006
Posts: 91
Debtcc Points: 2008
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| Posted: Sat Nov 25, 2006 1:42 pm Subject: |
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I don't have time, I am running back and forth. Go close and open a new account. That is the first step, they will start to threaten that as soon as they are denied access to your account for payment. You need to e-mail, fax, and mail them a letter revoking your voluntary wage assignment and provide your payroll dept. with a copy.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5315
Debtcc Points: 71264
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| Posted: Sat Nov 25, 2006 1:44 pm Subject: oh |
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how would i do this again email fax and mail them a letter all of the companies i have a lot of them.
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lavernedorsey2002
Joined: 23 Nov 2006
Posts: 91
Debtcc Points: 2008
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| Posted: Sat Nov 25, 2006 1:47 pm Subject: ok |
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what do i write to them who has the wage assignment do you know which ones has it you name i have it probly
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lavernedorsey2002
Joined: 23 Nov 2006
Posts: 91
Debtcc Points: 2008
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| Posted: Sat Nov 25, 2006 1:47 pm Subject: |
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Yes, there are people here who have had 19 internet pdls and sent a letter to each one individually and were able to settle their accounts. You must also file a complaint with your AGs office. Along with the wage assignment revokation letter, you also should go to Polly's blog and use her internet pdl settlement template letter, inserting your state's pdl laws and informing them of your complaint with the AGs office. It is simple to complete, you just insert all your information as it pertains to each pdl.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5315
Debtcc Points: 71264
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| Posted: Sat Nov 25, 2006 1:48 pm Subject: oh |
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i am releaved and scared at the same time i dont want them to send a wage assignment to my job.
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lavernedorsey2002
Joined: 23 Nov 2006
Posts: 91
Debtcc Points: 2008
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| Posted: Sat Nov 25, 2006 1:53 pm Subject: are you there |
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brwonsugar said she had to write the ohio law that ays they dont allow roll over does this apply to ill, the roll over i thought helped but then they started taking more out and that put in troulbe so i kept porrowing,
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lavernedorsey2002
Joined: 23 Nov 2006
Posts: 91
Debtcc Points: 2008
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| Posted: Sat Nov 25, 2006 1:59 pm Subject: |
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Your state doesn't allow roll overs either. You need to figure out how many times the roll over was paid and deduct that from the allowable interest rate and the principal and if you have paid well over this then you demand they mark your account paid in full. Just get that wage assignment revokation letter together and make sure you give it to your payroll dept. as well. This will be over before you know it. I understand your fear and frustration, we have all been there.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5315
Debtcc Points: 71264
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| Posted: Sat Nov 25, 2006 6:16 pm Subject: |
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Brownsugar, that is wonderful news! It's great that they are letting you send payments in.
Laverne, I know how you feel - I felt the same way, afraid and relieved all at the same time! But once you send your letters in and start getting their replies, telling you they're marking your account "paid in full," you'll be SO relieved, it's unbelievable! I would close my old account and send those letters off as soon as possible as well as revoking any wage assignments. Good luck!
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dbaker6
Moderator
Joined: 25 Aug 2006
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| Posted: Sat Nov 25, 2006 6:20 pm Subject: |
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Laverne--
I had said that I included the Ohio laws in with the email I sent to one of my payday lenders. Not write the Ohio laws.
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brownsugar
Debt Samaritan
Joined: 08 Oct 2006
Posts: 1408
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| Posted: Sat Nov 25, 2006 10:48 pm Subject: payday loan |
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Brownsugar, Congradulations. I am always glad to see someone get the justice they deserve from these people. Laverne I hope you get things worked out. KYSIDE38
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KYSIDE38
Joined: 19 Jun 2006
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