SKO Brenner American send me a collection letter. What should I do?

I too have been receiving calls from this Company and as all of your letters say, I have never heard of the Dr. I am supposed to owe. Besides that, my Dr. bills are covered by my insurance and what they don't cover, I pay right away. I sent them a letter telling them this and I am still getting calls from them. It is quite embarrassing when a call like that comes in and we have company. I am going to take all of your advice and call the BBB and what ever agency I can for help. I agree, my credit score is excellent and if that changes, I will see an attorney.

So far I heard are claims of fraud and scamming in regards to SKO...

SKO is a national outsource solution provider that assists organization to resolve outstanding consumer accounts receivables. In addition, they are a licensed collection agency. They are not debt buyers.

The information that that contact you with comes from their clients. It is fiduciary responsibility to contact the consumer on behalf of their clients and attempt to resolve the bill status of the account.

Payment is only one of the options that a consumer may take to resolve this situation. I can assure you that SKO has no interest in extracting payments on accounts that are not due. However, if you dispute it is best to do so in writing. This leaves no room for interpretation of your position and provides documentation to assist with final account resolution.

Any claims of dispute will be presented to SKO's client and the client will determine if it has merit. If the client provides additional information to overcome the objection it will be presented to the consumer.

When you call into SKO Brenner American there is a message that your call maybe recorded for training and quality assurance. These calls are reviewed to specifically make sure that the operators are in compliance with the handling of the consumer accounts with our client and the consumer's rights.

When an operator asks you a series of questions at the beginning of the call it is to protect the consumer and validate that the party that they are speaking with is in fact the debtor or the responsible party for the obligation. It also validate that SKO is a designated agent of the client.

At SKO the only time credit report is mentioned is when the consumer raises it as a concern. If the request for information is answered is a straight and honest the account can be quickly resolved.

It you are pulled over in your car by a police officer, one of first things that ask is do you know why you were pulled over... They ask for your identification and then listen to your response. Based on that they will tell you why you were pulled over and the options you have to resolve the situation.

It is no different if you are contacted in regards to a bill. Just like the police officer, SKO is an agent of the credit grantor or merchant, they are hired to contact the consumer to make them aware of their client's account status and attempts to get it resolved in a professional manner.

If you feel that your contact was not professional, please provide us with your name, the name of the credit grantor or merchant and date in which you were in contact with SKO. An contact audit will be performed to validate our employees compliance with company and regulatory compliance.

usapaid@skobars.com

I received a letter from them that Department of Education turned my debt over to them I have already payed it but SKO Brenner was not aware of it so they tagged on another $1,000 00 on top of what I owed. They would keep all the money if I sent it to them. They got the information about me from hacking into the website that lists all debts to Dep. of Education and were counting on my stupidity to get my money. I tore it up and threw it in the garbage, you should have done the same!!

I have had numerous problems in the past from Companies saying we owe money when we don't. My daughter had a number of old accounts in collection and when she was 19 she did live in our home. She has not since then. If you have had contact with the company they say owes you money, you can send them a letter of validation. It asks for so much information that only if you truly owed the debt could they continue. I sent mine registered mail. It was worth the money to get them off our backs. If in my case it is not my debt but my daughter's, you can send then a cease and desist letter. Fax it or mail it. If you send them the letter they cannot by law contact you anymore. For a copy of the letter I used see this linkELETED..PM Worked like a charm. Within 2 weeks we received a letter saying they were not able to validate and our account had been removed. If you owe you need to pay but if its a mistake you have options. Just look for them and read up on the topic. Don't be a victim. and never, never, say that you owe or agree to pay until you have researched this completely. Saying you owe can obligate you.

nice try,but no solicitory info including emails not allowed per TOS.laters.