The prior negative posts are made by a disgruntled employee. If you notice they all start in August, until then the company has not had any negative comments. Then mysteriously they all start within days. If they were that bad, they would have complaints going back years.
I work for Mr. Prince, and I can tell you he cares about the customers, more then any other boss I have had. If you have any questions or concerns, you should call him directly at the company and ask.
You can check out David Prince, and see that he is an attorney in good standing with the Florida, Colorado and Washington D.C. Bars. Check out this link, I don't expect you to believe me, but you can go to the Bar Association in each of the states, and check his history. He has never had any disciplinary issues. Check for yourself before you believe the prior posts.
http://www.floridabar.org/names.nsf/0/992B46722ECFF3D685256A830012B28C?OpenDocument
Additionally, he is the Board Secretary of TASC,
www.tascsite.org and also used to work for the Consumer Federation of America.
As far as settlements, all creditors tell you they don't work with Square One, but check out their website, as they have a small cross section of settlements posted. So you can see they all do settle with us. Remember the creditors get paid commission based upon how much they can scare you into sending in.