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Harnmar619 · 10-15-2008, 02:03 PM

Please, has anyone ever been involved with square one debt settlement llc, or know of anyone that has, or even heard anything of this company?

mobile0311 · 10-15-2008, 02:23 PM

square one debt settlement llc is a member of TASC and they have a satisfactory rating with the BBB.

Harnmar619 · 10-15-2008, 02:33 PM

Yes, I know that, however I have been burned very bad in the last year by Credit Soultions, tried to get back on my feet on my own and could not, I put all my trust into Square One after a lot of research, hope they can help, just wondered if anyone had been involved with them and could give me SOME hope.

mobile0311 · 10-15-2008, 02:45 PM

FYI . Credit Solutions currently has a class action law suite against them by Hagens Berman Sobol Shapiro LLP. Perhaps you can get in on this and try to recoup some of your money.

11-04-2008, 06:57 AM

I was contacted yesterday by a rep from square one debt settlement llc and I wonder if anyone can give me an idea of their experience. He talked a good game and if true would be very beneficial to me. Thanks.

11-06-2008, 08:50 AM

I work for a settlement company myself. Most settlement companies are around the same price. I lost a customer to Square One Debt because he said they could get him a payment of $156 a month for 48 months for $26k of debt. Most settlement companies 48 month plan is $297 a month. This is impossible because that means he only pays back $7488 with that company for thier fees and debt. Impossible. I would be leery

mobile0311 · 11-06-2008, 08:53 AM

johnx , why is your company offering a 48 month program for only 25k of debt ? The odds of that client getting sued are way to high and besides by the time you actually settle after you account for late fees , penalties and interest the client doesn't even save any money. Unless the client has close to 75K or more in debt a 48 month program is not right for the client. They would be better off filing bankruptcy in most cases unless the client lives in a non-garnishment state like PA , TX , NC or SC , and sometimes FL.

02-19-2009, 06:59 AM

Anytime you have other companies out there that offer the same things, of course you may loose business, but if you are operating business the right way, then you have nothing to worry about. You should worry about why the next company is selling their products at a lower price, you should find means to make your company twice as better. What is the name of the company that you work for?

love_my_things · 02-19-2009, 10:53 AM

i would hardly say that settlement companies prices are hardly the same. I have seen a wide range of pricing and some are pretty darn high. and i would have to agree with mobile, 4 years for 25,000 is way way to long and wouldnt pay your clients.

If your looking into debt settlement pay the max you can afford for the shorter term. The key is pay it off as fast as possible to prevent lawsuits and interest and late fees. I hate so say it but you are going to have to suffer a little.

say my situation i paid 400 a month. this went into my savings every month it nearly killed me to make that payment. I knew it would though. But at x mas my property taxes were due and a few unexpected things came up and i called my settlement company and they worked it out for me. But say i would have only paid half?? it may have taken me twice as long and chances are i would have recieved many summons just so i could be comfortable. settlement is suppost to be fast once you are getting to 4 years or more your kinda defeating the porpouse

02-24-2009, 06:15 PM

Did they do what they said they could do and can anyone give a recomendation

03-16-2009, 02:55 PM

Dont do it....they have not done any settlements for me other than take my money

03-16-2009, 06:33 PM

i need someone to help me who to trust wether to do a settlement or a consolidation on 39k

03-16-2009, 06:35 PM

i have 39k in debt and i wanting to know wether i do a settlement or cosolidation

03-16-2009, 06:38 PM

i have 39k that i need to pay needing assisting on one of the best company out there help help

love_my_things · 03-18-2009, 05:36 AM

we would need to know more out your situation baluga as to if you were interested in settlement or consolidation, or more info about your situation to help aid you in that decision.

03-23-2009, 01:31 PM

I WORK FOR SQUARE ONE DEBT SETTLEMENT. WE ARE NOT HERE TO TAKE ANYONE MONEY. WE OFFER YOU THE OPPORTUNITY TO CANCEL WITHIN 30 DAYS AND RECEIVE A FULL REFUND. NOW SOME OF THESE CLIENTS BARLEY WANT TO SAVE $100 ON A MONTHLY BASIS, BUT YET EXPECT FOR A MIRACLE TO BE WORKED OUT. YOU GET OUT WHAT YOU PUT IN. SOME CLIENTS HAVE OVER $50000 IN DEBT AND SAY THAT THEY CAN ONLY AFFORD TO SAVE $100 A MONTH. THAT WILL TAKE YOU AN ENTIRE LIFETIME PLUS MORE TO SETTLE. I DON'T KNOW YOUR CIRCUMSTANCE, BUT IF WE WERE HER JUST TO TAKE YOUR MONEY, THEN HOW COULD WE STAY IN BUSINESS. THE MORE PEOPLE WE HELP AND NOT HURT, THE LONGER WE STAY IN BUSINESS. NOW AGAIN, I DON'T KNOW YOUR SITUATION, BUT HOW MUCH DEPT DO YOU HAVE AND HOW MUCH WERE YOU SAVING ON A MONTHLY BASIS. ALSO THE CONSUMER FAILS TO REALIZE THAT THEIR CREDTIORS CAN CONTINUE TO CALL THEM. THIS IS OUTLINED IN YOUR TERMS AND AGREEMENT, BUT YOU PROBABLY DIDN'T BOTHER TO READ IT LIKE ALOT OF CONSUMER DO. JUST BECAUSE THE PROGRAM DIDN'T WORK FOR YOU, DOES NOT MEAN THAT IT WON'T WORK FOR THE NEXT PERSON AND BY YOU BAD MOUTHING THE COMPANY WON'T CHANGE ANYTHING. THE REPUTATION AND HARD WORK WILL SPEAK FOR ITSELF.