Has anyone ever heard of starter credit direct?

I was also ripped off by this company. Did anyone else get a virus around the same time. I got one from a fake company called system security.com I am trying to find out if the two are related.

Are you serious, the money came out first of all when I didn't have all of it in there so not only was that considered an insufficient fund, but the $35 fee along with it. My rent was messed up and now my account is all screwed, I have never felt so ripped off ever. What kind of spineless person could do people like that and sleep at night. I need that money back and I know there's a way to find out who you are and have my money returned including the financial suffering others and myself have experienced.

i am also a victim of this fraudulent company. i have no job and they still want to rip me off. i also did not authorize this transaction.

Hernandez....contact your bank and dispute it as unauthorized.

If you fill out an affidavit *spelling? Which means a legal document stating that you never authorized the check, and give it to your bank they legaly have to reverse the charge. as far as overdraft fees, you have to get ahold of the company. I finaly through persistance got them to send me a letter. (no call back of course) The letter threatens that they will take legal action if i have my bank reverse the charge. This threatening lettier will be taken now to the Colorado attorny general on Monday. Wish me luck! California may not be doing much but Colorado doesnt take kindly to acts of fraud.....

Same thing happend to me with this company, I got a hold of a customer service rep who told me flat out that they would not give my money back and tried to scare me by saying they have my IP address. I contacted my state Attorney General and signed papers at my bank saying that i did not authorize the charge. My bank stoped payment to this starter credit direct and I had to change accounts. I also filed a complaint with the FTC and will be with the BBB. Watch out, if you get a customer service rep be warned, they are mean, you need to be confidant and firm with these people. Also they apparently have a refund policy for the full amount of these fees if "a request is received within 5 days after the date that you recieve your bank statement." These are the exact words given in writting to my states Attorney General. They keep record that you e-mailed them so hold them to this refund policy.

This is my letter that I submitted to them. AND yes I am following threw with everything I have stated in my letter to them. Hoping that I can help everyone out and not have to go threw this. We all have to stick together and help one another out in order to stop this. I am not a person to be taken advantage of and can not stand to see it happen to others. SO I will post as much information as I can in order to help you guys out.

CROSS YOUR FINGERS Because I feel something has to be done. From what I have seen and read on the net this has been going on for far to long, in my book.

TO WHOM IT MAY CONCERN:
I received a fraudulent charge of $99 dollar on my checking account. I have made a police report with the sheriff department for fraudulent charge to my account, a fraudulent charge with my Bank, and also have a appointment with my attorney Monday morning August 10th 2009 at 3:30pm Central Time, also will be contacting the Louisiana State Generals Attorney's Office today. I have left 3 messages for someone to contact me by the end of THIS business day. To refund the fraudulent charge your company has made against my account. I will not except anything less than 24 hours of these charges being refunded to my account with a conformation of this action. If all of this is not met further actions can and will be taken. I feel that this is fare to me because I did not authorize nor sign any agreement with your company, so this is my agreement with you. My bank also said that they will be taken action against your company if this not resolved within 24 hours. When you contact me I will give you all the information that you will need to contact the bank representative to handle the case she is filing against your company.

Melody Mitchell

This is my letter that I submitted to them. AND yes I am following threw with everything I have stated in my letter to them. Hoping that I can help everyone out and not have to go threw this. We all have to stick together and help one another out in order to stop this. I am not a person to be taken advantage of and can not stand to see it happen to others. SO I will post as much information as I can in order to help you guys out.

CROSS YOUR FINGERS Because I feel something has to be done. From what I have seen and read on the net this has been going on for far to long, in my book.

TO WHOM IT MAY CONCERN:
I received a fraudulent charge of $99 dollar on my checking account. I have made a police report with the sheriff department for fraudulent charge to my account, a fraudulent charge with my Bank, and also have a appointment with my attorney Monday morning August 10th 2009 at 3:30pm Central Time, also will be contacting the Louisiana State Generals Attorney's Office today. I have left 3 messages for someone to contact me by the end of THIS business day. To refund the fraudulent charge your company has made against my account. I will not except anything less than 24 hours of these charges being refunded to my account with a conformation of this action. If all of this is not met further actions can and will be taken. I feel that this is fare to me because I did not authorize nor sign any agreement with your company, so this is my agreement with you. My bank also said that they will be taken action against your company if this not resolved within 24 hours. When you contact me I will give you all the information that you will need to contact the bank representative to handle the case she is filing against your company.

Melody Mitchell

I will add my $99 unauthorized debit from my bank acct to the list above...mine came from Starter Credit Direct. ALl I did was input contact info to get a loan next thing ya know they took my money. I have called the number, as stated above, and they are miracualously always "after hours". I have sent an email as well and contacted my bank to disput the charges. Thats about all I think I can do for now. I did also report them to the BB online fraud department.

Same thing here. Input info looking for a payday loan, next thing you know there is this $99 charge on my account, naturally it caused an overdraft, there goes $33.50 more, two bills are set to autowithdraw and now there isn't enough to go around so that will be more overdraft charges. I am going to take melodys route and report these people to everyone i can think of including my state attorney general, the us attorney general (interstate mail fraud) the ftc and the fbi electronic scam dept. Someone has to stand up to these crooks.

IM RIGHT IN LINE WITH THE REST OF YOU. I TOO HAVE BEEN SCAMED BY THIS "COMPANY". I CALLED AND GOT AHOLD TO A LIVE PERSON (AFTER MY 5th TRY). HERE IS THE NUMBER AND EXTENSION: (877)917-7774 THE PERSONS NAME IS LUCIOUS AND THE EXTENSION IS 133. I REALLY HOPE THAT WE ALL GET OUR MONEY BACK. THE "BEST" PART WAS THE GUY TELLING ME THAT I DID SIGN UP. HE ARGUED WITH ME. IMTHE ONE WHO GOT SCREWED. WHAT DOES HE OWN THAT COMPANY? OR HAVE STOCK WITH THEM!!!!????

My bank is American Savings in Hawaii, and today when I saw these 99.00 "creditasswipedirect" charges they filed a report and sent me to the police station to also file a criminal report. ( which they needed to get my money back for me)
I had to close my checking account and open a new one, and it will be a week or two before my fund are returned but all in all I dodged a bullet and my bank was VERY helpful.

some one did this and 99 dollars was taken out and i do not know who you are but i want my money back

Oh yeah this company took 99.00 out of my account this made my account overdraft so i think they have to stop with their stupid scam or whatever they're doing just to make money on other people's account. I'm going to my bank to make a stop to it and put back that 99.00 back into my account because it's not your money, it's my bank.

i have never seen a company that steals from other people's account. If the person never gave your company the authority to take out 99.00 then why are you stealing my account and other people's account. You folks thinks that 99.00 is nothing but hey it's money. I am going to my bank to make dipute over this and let them know that there is no such thing as a starter kit that your company mailed to me.

Hey this company is doing a scam on my account. Keep on emailing to them so they would stop stealing, or take them to court for their scam.