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Posted: Tue Dec 19, 2006 12:09 pm Subject: I had a loan with cashnetusa

I had a loan with cashnetusa and i had missed a loan due to my purse was lost and had to get everything replaced and now after paying renewal fees on time and trying to make arrangements they said i owe 608.00 I told them i am willing to pay only the principal and my state guidelines state no interest or fees in excess of 75% of loan. They said that they don't go by those guidlines

Posted: Tue Dec 19, 2006 12:45 pm Subject:

CashNetUSA or any other loan company licensed in your state has to follow the laws mentioned in your state. Have you checked with your Dept of Corporation if the lender is doing business with a valid license?

Report them to your state AG if they are trying to make illegal charges and falsify the contract. They will come under investigation and you will be able to pay as per the laws allowed in your state. Let them know that you are filing the complaints very soon.

Posted: Tue Dec 19, 2006 12:46 pm Subject:

CashNetUsa is one of the very FEW ipdls that are licensed to lend in the states they conduct business, and they follow each state's law accordingly. It would be hard to file a complaint against this company, I've had experience with them and they follow the laws.

Posted: Tue Dec 19, 2006 12:50 pm Subject:

On their website if you enter your state it will pull up that state's law and base your contract on your state's law.

Posted: Tue Dec 19, 2006 2:41 pm Subject:

are u sure its cashnetUSA?

Posted: Tue Dec 19, 2006 2:43 pm Subject:

and cashnetusa is no longer licensed in CA.

Your search for ( cashnetusa ) found the following ( 1 ) results:

Page: 1 |
---------------------------------------------------------------------- ----------

Lic. Status: No Longer Licensed Lic. Date: Aug 10 2005
Lic. Number: 1002670 Lic. Type: Deferred Deposit Originator
Name: CASHNETUSA CA, LLC
CASHNETUSA
Address: 11 NORTH SKOKIE HIGHWAY, SUITE 300
LAKE BLUFF, IL 60044

(so check ur laws again!

Posted: Tue Dec 19, 2006 2:44 pm Subject:

i dont know the site to check ur laws

JMM · Posted: Tue Dec 19, 2006 2:49 pm Subject:

I had defaulted with them and they let me pay it back in 2 installments without paying anymore interest. They were very easy to deal with. Maybe if you call back and talk to someone different they will agree to some sort of payment plan.

Posted: Thu Dec 28, 2006 6:13 am Subject: cashnet

I tried and spoke to some guy who said i had to pay it all at once and iasked could i pay it back in payments and they said no and that they were going to press charges. I explained to them that i am willingly to pay it back but can make paymts.

Posted: Thu Dec 28, 2006 6:31 am Subject:

Rague -

Don't worry about them threatening to "press charges". And you cannot go to jail for defaulting on a payday loan.

Posted: Thu Dec 28, 2006 12:44 pm Subject:

Cashnetusa, knock on wood, has not harassed me nor have they treated me bad. You must have gotten a hold of someone who wasn't a good person because everyone at Cashnetusa I have dealt with have been very polite with me. I would recommend that you contact them again and ask to speak to a manager. Maybe that person will be able to help you.

If they are telling you that they don't have to follow your state guidelines, then they are lying to you. If they are not licensed to do business in your state, you should contact your Attorney General's office immmediately and explain to them what's going on. Stay on top this and you will be surprised at the result. I hope that this helps you.

Posted: Thu Dec 28, 2006 1:50 pm Subject:

I also had a loan with them. I defaulted on my loan and never paid them anything back for like 7 months. They called and called, and finally I agreed to pay them back the amount of the loan ($250) and they gladly accepted b/c I refreshed their memory about PDL being prohibited in my state and let them know that I was going to file a complaint with my AG's office. They were very easy to work with after that.. LOL

Posted: Thu Dec 28, 2006 3:36 pm Subject:

Similar thing happened to me. When I went through debt consolidation, they have required me only to pay the amount of the loan but nothing more. I didn't even ask them for it.

Posted: Thu Dec 28, 2006 7:33 pm Subject:

I had nothing but pleasant experience with Cashnetusa. One of the VERY Few PDL that seems to follow the laws regarding interest, allowing no rollovers etc (law in CA)

laverne · Posted: Thu Dec 28, 2006 9:43 pm Subject:

listen i got a loan from usa, cashnet they said i can pay by money order i need a n adress to send it too though, so far they are talking good, paycheck today i owe them 130 dollars they are harrasing me for that, i owe 80 dollars to one they are harrasing me for that . so i am going to pay these three off. but i say what to do for these any suggestions.?

Posted: Thu Dec 28, 2006 9:47 pm Subject: debt

Hello Laverne!!! Send them a money order.

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