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Does anyone know about Geneva Roth? How to stop pay debit..  

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Hi, I have read on here that several people are having issues with Geneva Roth Cap. They are pulling $90 out of my checking account evety 2 weeks and every time I call them they just put me on hold or disconnect me. I called the bank and they will charge me $30 for every 30 days that they have to place a stop pay on that debit. Can anyone help me get them to stop taking my money please???
 

asked Apr 30, 2007 10:03 AM

Anonymous

44Answers

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Even if you get a stop pay on them they will submit it under a different name to get around it....The only way to get them to stop is to either make your account a deposit only(which seems to be a pain to me) or close out the old one and open a new one

answered Apr 30, 2007 10:12 AM

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Hi Leah,
I appreciate you replying. I spoke with the bank today and they told me that if I were to close my account and open a new one that the debit would find the new account and pull from the new one. Is there anyway to find out if PA allows loans from payday loan companies?

answered Apr 30, 2007 11:17 AM

Anonymous
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In PA they allow internet pdl's as long as they are licensed in the state that the company is located in. Odds are Geneva Roth isn't.

answered Apr 30, 2007 11:19 AM

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I don't think that it would be legal for them to pull from the new bank account esp if you send the company a letter revoking their right...Maybe they meant if you have a new account with the same bank??

answered Apr 30, 2007 11:28 AM

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Yes, that is what the girl from my bank told me so I guess we will have to go to another bank to open an account. You mentioned sending a letter to revoke their right?..Is there a specific way to do that? Is there a special way to write the letter? I haven't heard of doing that so I am curious how to do it..?
Thank you!

answered Apr 30, 2007 11:33 AM

Anonymous
0

Just type up a letter stating these things
1-I revoked your company and any sister company that you may have rights to debit from my account
2-I also revoke any voluntary wage assignment that I may have signed

That way if you do get a new account and they try to take money from it, you can show your bank that they did not have the right to do so and get your money back!

answered Apr 30, 2007 11:35 AM

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All you have to do is write "I revoke any and all authorization I gave Company X to debit any and all bank accounts I may have."

answered Apr 30, 2007 11:36 AM

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Hi, the bigger part of the problem is that I do not know who the loan is from. Is it Geneva Roth that gave me the loan? So, what I mean is, do I write " I revoke any and all authorization that I gave to Geneva Roth to debit any and all bank accounts that I may have and I revoke any voluntary wage assignment that I may have signed .."
Is that correct?

answered Apr 30, 2007 11:49 AM

Anonymous
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Hi, do I just write in "Geneva Roth" as that company name then?..I really don't even know what company deposited the money or gave me the loan but it's Geneva Roth that is debiting the money...

answered Apr 30, 2007 11:52 AM

Anonymous
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I would not be that specific...If you are going to Use Geneva Roth make sure you also say and any sister companies related to Geneva Roth otherwise they will just submit it under another DBA

answered Apr 30, 2007 11:52 AM

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