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Patsanton

Hi, I have read on here that several people are having issues with Geneva Roth Cap. They are pulling $90 out of my checking account evety 2 weeks and every time I call them they just put me on hold or disconnect me. I called the bank and they will charge me $30 for every 30 days that they have to place a stop pay on that debit. Can anyone help me get them to stop taking my money please???

Posted: Mon Apr 30, 2007 10:12 am Subject:

Even if you get a stop pay on them they will submit it under a different name to get around it....The only way to get them to stop is to either make your account a deposit only(which seems to be a pain to me) or close out the old one and open a new one

Patsanton · Posted: Mon Apr 30, 2007 11:17 am Subject: thank you...and..

Hi Leah,
I appreciate you replying. I spoke with the bank today and they told me that if I were to close my account and open a new one that the debit would find the new account and pull from the new one. Is there anyway to find out if PA allows loans from payday loan companies?

Posted: Mon Apr 30, 2007 11:19 am Subject:

In PA they allow internet pdl's as long as they are licensed in the state that the company is located in. Odds are Geneva Roth isn't.

Posted: Mon Apr 30, 2007 11:28 am Subject:

I don't think that it would be legal for them to pull from the new bank account esp if you send the company a letter revoking their right...Maybe they meant if you have a new account with the same bank??

Patsanton · Posted: Mon Apr 30, 2007 11:33 am Subject:

Yes, that is what the girl from my bank told me so I guess we will have to go to another bank to open an account. You mentioned sending a letter to revoke their right?..Is there a specific way to do that? Is there a special way to write the letter? I haven't heard of doing that so I am curious how to do it..?
Thank you!

Posted: Mon Apr 30, 2007 11:35 am Subject:

Just type up a letter stating these things
1-I revoked your company and any sister company that you may have rights to debit from my account
2-I also revoke any voluntary wage assignment that I may have signed

That way if you do get a new account and they try to take money from it, you can show your bank that they did not have the right to do so and get your money back!

Posted: Mon Apr 30, 2007 11:36 am Subject:

All you have to do is write "I revoke any and all authorization I gave Company X to debit any and all bank accounts I may have."

Guest · Posted: Mon Apr 30, 2007 11:49 am Subject:

Hi, the bigger part of the problem is that I do not know who the loan is from. Is it Geneva Roth that gave me the loan? So, what I mean is, do I write " I revoke any and all authorization that I gave to Geneva Roth to debit any and all bank accounts that I may have and I revoke any voluntary wage assignment that I may have signed .."
Is that correct?

Patsanton · Posted: Mon Apr 30, 2007 11:52 am Subject:

Hi, do I just write in "Geneva Roth" as that company name then?..I really don't even know what company deposited the money or gave me the loan but it's Geneva Roth that is debiting the money...

Posted: Mon Apr 30, 2007 11:52 am Subject:

I would not be that specific...If you are going to Use Geneva Roth make sure you also say and any sister companies related to Geneva Roth otherwise they will just submit it under another DBA

Patsanton · Posted: Mon Apr 30, 2007 11:59 am Subject:

Ahh, good point. Thank you. There was also mention in a post about a section on this forum called " Books" or something where I can find forms to use or templates to use when I write the letters?
Also, would anyone happen to know where I can mail the letter? I can't seem to find them on the internet to get the address'

Geneva Roth ?
Cashtoday?

Posted: Mon Apr 30, 2007 12:13 pm Subject:

On the side bar(mines on the left but your could be on the right) there is a do it yourself section..Let me see if I can find contact info for you on those companies I will be back

Posted: Mon Apr 30, 2007 12:20 pm Subject:

Geneva Roth
Po Box 148
Mission KS 66201
800-351-8820
Fax 800-351-8830
I didn't find anything for cashtoday sorry

Posted: Mon Apr 30, 2007 12:44 pm Subject: Geneva Roth

I have a reply email from these people telling me they can't stop the ACH withdrawals even though I revoked their priviledge. They will make three attempts. I told them I was reporting them to the FBI so they turned me over to a third party who is going to be very sorry they purchased this loan.Imagine that I actually have their refusal in writing. Thats what Jerks they are. I have them now operating as MTE in Oklahoma. They keep moving.

LeahBadeah · Posted: Mon Apr 30, 2007 2:22 pm Subject: What jerks

Yeah how can they not stop ACH withdrawals?? Email them back and tell them that each attempt will be counter acted with a fraud report
This is Leah by the way...wont let me log in

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Does anyone know about Geneva Roth? How to stop pay debit..

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