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Sub: #1 Answer a summons
Replied on 03-10-2010, 07:02 PM
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Okay, so I recv'd paperwork to answer a summons and I have 30 days to do so. I called HSBC to ask who the account was sold to and the date and they advised it was sold to CACH LLC on 7/2008 which matches what is on the summons. And yes, it's true that I did have a card with HSBC and recall last time paying back in '07 but I was going to fight this case just so I can hopefully find some type of loophole but it doesn't look good. I was told to answer the summons to cover my butt but that I should also negotiate a payment plan or maybe a payoff. I have very little money so I'm not sure what to do and need advice. THANKS!

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Sub: #2
Replied on 03-10-2010, 09:06 PM
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Yeah, negotiating an outside the court settlement is possible to avoid going to the court. You may call up the lawyer of the plaintiff to try out a settlement.

You can check out the following link for more information on outside the court settlement.

"http://www.nedap.org/hotline/settle.html"

Gizzle, whoever have told you to reply to the summons, is absolutely right. Don't forget to file your reply even if you consider settling outside the court.




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