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 Posted: Sun Nov 04, 2007 5:54 am Subject: Junk Debt lawsuit going to trail |
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I sent a debt validation letter, which was received by Midland Credit Co the same day I got served with a summons to court.
At 1st court date I filed an answer and again requested proof of the debt, proof of a written agreement I signed, etc....their lawyer told the judge I requested documentation and asked for a continuance.
At 2nd court date their lawyer (not the same one) fumbled through papers - and when Judge asked if he wanted a trail he was like "Yes, I guess so".
What happens in a trail?
Is it too late to file a countersuit because they have ignored my request validation of debt proof - according to fdcpa they must provide within 30 days & they did not?
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Guest
Debtcc Points: 100
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| Posted: Sun Nov 04, 2007 6:41 am Subject: |
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Guest welcome:) Just a guess that he asked for a trial is that correct? If they have not provided you with the information to validate your date, it should be interesting to see how they can validate it to the judge.
Do you have an attorney? If so make sure and give him/her a copy of the validation letter that you sent this company, as well as any information you may have as to their status wether they are licensed or not. And yes even your state laws, even if you have an attorney. Just save a lot of hassle if you know your rights also 
At a trial both sides will give their story, any documentation etc. That is why I am saying to make sure you have absolutely every little piece of info or documentation you can have at the ready including any written communication between you and them.
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i2bcsi
Joined: 25 Oct 2007
Posts: 113
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