swift rock financial - anyone dealt with swift rock financial?
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#33
11-10-2009, 10:33 AM
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Wow I was wondering if I should give swift rock a chance, and after reading these blogs I say I just stay in debt. Pay a little off at a time. I need evry penny I got I on a prayer without wings.LOL I just cant afford it. Thanks too everybody because you helped me make my decision run, run, run.
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#34
11-17-2009, 05:04 PM
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If you understand the settlement process you can easily see the complaints here are from a lack of understanding only. Settlement works - extra fees and interest while you are in the settlement process are typically not considered during the arbitration process. Yes you can settle on your own however most clients or potential clients do not have the immediate funds for settlement. Yes litigation can occur however settlements can and are reached before anyone steps into a court room for most. Patience and commitment are needed. If you are not committed you will not be successful. The 41 complaints listed on the BBB for Swiftrock shows anyone who cares to continue reading, only 1 of the 40 complaints is unresolved and only because the complaintant can not be reached. 41 complaints out of thousands of clients is really a great record. The F rating comes from the lack of paying into the BBB and it also clearly tells you part of the rating is due to the "industry" which is fairly new. All in all if you are reading and truly absorbing what is written in these pages, at least for me, clearly Swiftrock Financial has a great record and is committed to its clients.
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#35
11-17-2009, 05:21 PM
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Concerning 8K paid (see above) the debt load would have to be over 50K, which obviously this amount of debt did not build over night nor should anyone think this amount of debt would disappear overnight. The contract clearly tells you how the payments will be applied. If you stay committed and don't lose your patience the settlement process will begin ONCE you have accrued enough funds to settle . . . Truly if your debt is over 50K you are looking at saving $20K to be able to settle at .40 cents on the dollar and depending upon the balances entered into the program the settlements will take longer when the balances are higher. Make sense? If this client had stayed the course the story and outcome would have been different.
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