I've been a client of Swiftrock since January 2009. Since then, I have Settled 3 accounts; including 1 that had been brought to litigation. After receiving the Summons, and making a general denial....the law firm continued their pursuit and actually made a court date..........I called Swiftrock and within the week, my representative had a Settlement agreement with that firm for about 40% of what I actually owed my creditor. I have had positive results so far, but it does take persistence