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Sub: #1 Ncrc debt consolidation
Replied on 10-08-2009, 02:55 AM
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Has anyone heard of NCRC debt consolidation? Are they good or scams?

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Send message to manoj_gopale
Sub: #2
Replied on 10-08-2009, 07:25 AM
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Check out their status with BBB and if they are not associated with BBB ythen it is better not to deal with them.This is a thumb rule...

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Sub: #3
Replied on 10-08-2009, 08:23 AM
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I agree you need to check the BBB, also does not hurt to run a company name thru rip off report, or even your attorney generals office to double check. Also what I found to help when we researched companys was to compare never just go with one company because it looks good, regardless have at least 2-3 maybe even 4 places you can have all the facts on, then make a decision. Even beyond there ratings & being a legit company the terms are diferrent with many of them. We went with settlement do to savings & how low the payment was dropped but we did have to find a plan that actually alllowed us to save since many of the places had the plan set up to where the fee was way more than the savings per month so getting an account paid off would take forever. Good news is we found some places that had the savings greater than the fee & set you up to succeed. So look at all aspects terms & how well they report on BBB etc before you decide. I can give you a few other places as well I had written down if you would like to compare still. Check out Freedom Financial, RAM Financial in AZ, & Rise Above Debt & goo luck to you..Also some places have credit restoration in there programs as well.

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Sub: #4
Replied on 10-09-2009, 07:12 AM
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It is ok that wih good feedback from some of faithful sources does prove that company is legitimate.But I am still in doubt that each and every person may not get the right kind of resources to find out legitimate companies.For them BBB is one good source of information




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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