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Sub: #1 Chap 13 to debt consolidation
Replied on 02-24-2010, 07:08 AM
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Can I discharge my bankruptcy and go with debt consilidation. Bankruptcy is for 5 years but my finances has changed 10% decrease in income. I need a new plan. Please advise




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Sub: #2
Replied on 02-24-2010, 08:53 AM
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Have you talked to your attorney or the trustee first?




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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