They referenced an HFC account in which we have fallen behind with. They claimed to have sent info to me in the mail in December 09, but they had an old address and I did not receive it. This is a red flag since I received mail at my new address from HFC from 12/08 -present. The rep at Rolfe and Lobello was unsure why they did not have my new address. I gave them the new address and they are to send me the info. The person I was speaking with claimed they were ready to go forward legally and try to get a judgement. But that they wanted to try to contact me first. They tried my phone since I didnt answer the mailing.
So this is my game plan:
Wait for the new mailing to my address.
Send a DV letter to them.
Once I receive a response to my DV (if I do) proceed from there.
Because they are speaking about legal action, I did check with my circuit court online just now, but did not see anything. They did not say they had filed but were ready to.
But let me verify my understanding of the legal process if that occurs:
They file in my county.
I receive info from the court and have 30 days to respond.
Go to court and explain my situation and see what happens.
I have two other questions: 1. during the thirty days I would still have time settle with them or file bankruptcy if I had to right? 2. Do lawyers have to follow the same rules about not calling me if I request it?
I was surprised that there were not any post about them here. I will say the rep was not high pressure and seemed accomadating. But not having my current address makes me wonder.
Thanks for all you help !!
They referenced an HFC account in which we have fallen behind with. They claimed to have sent info to me in the mail in December 09, but they had an old address and I did not receive it. This is a red flag since I received mail at my new address from HFC from 12/08 -present. The rep at Rolfe and Lobello was unsure why they did not have my new address. I gave them the new address and they are to send me the info. The person I was speaking with claimed they were ready to go forward legally and try to get a judgement. But that they wanted to try to contact me first. They tried my phone since I didnt answer the mailing.
So this is my game plan:
Wait for the new mailing to my address.
Send a DV letter to them.
Once I receive a response to my DV (if I do) proceed from there.
Because they are speaking about legal action, I did check with my circuit court online just now, but did not see anything. They did not say they had filed but were ready to.
But let me verify my understanding of the legal process if that occurs:
They file in my county.
I receive info from the court and have 30 days to respond.
Go to court and explain my situation and see what happens.
I have two other questions: 1. during the thirty days I would still have time settle with them or file bankruptcy if I had to right? 2. Do lawyers have to follow the same rules about not calling me if I request it?
I was surprised that there were not any post about them here. I will say the rep was not high pressure and seemed accomadating. But not having my current address makes me wonder.
Thanks for all you help !!
well if suit wasn't filed then i would get a DV letter out.yes while they can sue they are subject to the FDCPA since they are attempting to collect a debt.so get the letter out,and proceed from there.send it certified mail return receipt.
giving hope to the hopeless,help to the helpless,and hap to the hapless.
MommaZelda
Sub: #6 PaulMergel, I need your help. I was just served a summons from Sat, 03/06/2010 - 14:41
PaulMergel, I need your help. I was just served a summons from the rat bas%$^&*#@ Suttel and Hammer. What do I do next? I read the other forum but since I am just beginning my fight I wanted to get your input before I did the wrong thing. Please help.
PaulMergel, I need your help. I was just served a summons from the rat bas%$^&*#@ Suttel and Hammer. What do I do next? I read the other forum but since I am just beginning my fight I wanted to get your input before I did the wrong thing. Please help.
first you need to verify the summons is real.check with your court clerk's website for this.if it is legit you need to respond asap.motion to request validation during discovery.if they haven't filed suite,then get out a DV letter asap.check with your court clerk as they must sue in your county,village,or bourough.verify by the docket number that they have filed suite.then we'll proceed from there.
giving hope to the hopeless,help to the helpless,and hap to the hapless.
I am beginning to wonder if Rolf and Lobello are legit. I sent them a cretified DV letter this past Tuesday. Today I got a call from them and it was not the person I had been working with. When I explained that I had been working with someone else, I was transfered to the correct person. The correct person said they were getting ready to seek judgement and I needed to act. I told her twice that I sent a certified DV letter, that I was concerned she did not have my correct address. I gave her the parcel number and expained that all collection activities must stop until they validate. I had to say it to her again as she started wanting me to do something. They appear legit, but they certainly act like a CA, not a law office.
Any advice ?
Thanks
I am beginning to wonder if Rolf and Lobello are legit. I sent them a cretified DV letter this past Tuesday. Today I got a call from them and it was not the person I had been working with. When I explained that I had been working with someone else, I was transfered to the correct person. The correct person said they were getting ready to seek judgement and I needed to act. I told her twice that I sent a certified DV letter, that I was concerned she did not have my correct address. I gave her the parcel number and expained that all collection activities must stop until they validate. I had to say it to her again as she started wanting me to do something. They appear legit, but they certainly act like a CA, not a law office.
Any advice ?
Thanks
wait until they sign for the DV letter.you can even check with the P.O and get a status on whether they received it or not.i agree,the person is a lying putz.they have to file suit to get a judgement.they can't just seek one.typical bottomfeeder.i'm not really suprised.
giving hope to the hopeless,help to the helpless,and hap to the hapless.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Posts: 14271
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Quote:
what number came upon your caller id?
Posts: 17
Credits: 1544.85 Send message to HangingTightinF...
904-358-1666
Posts: 14271
Credits: 110210.72042813 Send message to paulmergel
well their website is old,but you can look at the FL bar association as well as the FL AG to see if they are still licensed.here is the address.
ROLFE & LOBELO P.A.
233 E. BAY STREET SUITE 720
JACKSONVILLE,FL 32202
it shows they work or supposedly work in florida exclusively.what did they say when they called you?
Posts: 17
Credits: 1544.85 Send message to HangingTightinF...
They referenced an HFC account in which we have fallen behind with. They claimed to have sent info to me in the mail in December 09, but they had an old address and I did not receive it. This is a red flag since I received mail at my new address from HFC from 12/08 -present. The rep at Rolfe and Lobello was unsure why they did not have my new address. I gave them the new address and they are to send me the info. The person I was speaking with claimed they were ready to go forward legally and try to get a judgement. But that they wanted to try to contact me first. They tried my phone since I didnt answer the mailing.
So this is my game plan:
Wait for the new mailing to my address.
Send a DV letter to them.
Once I receive a response to my DV (if I do) proceed from there.
Because they are speaking about legal action, I did check with my circuit court online just now, but did not see anything. They did not say they had filed but were ready to.
But let me verify my understanding of the legal process if that occurs:
They file in my county.
I receive info from the court and have 30 days to respond.
Go to court and explain my situation and see what happens.
I have two other questions: 1. during the thirty days I would still have time settle with them or file bankruptcy if I had to right? 2. Do lawyers have to follow the same rules about not calling me if I request it?
I was surprised that there were not any post about them here. I will say the rep was not high pressure and seemed accomadating. But not having my current address makes me wonder.
Thanks for all you help !!
Posts: 14271
Credits: 110210.72042813 Send message to paulmergel
Quote:
So this is my game plan:
Wait for the new mailing to my address.
Send a DV letter to them.
Once I receive a response to my DV (if I do) proceed from there.
Because they are speaking about legal action, I did check with my circuit court online just now, but did not see anything. They did not say they had filed but were ready to.
But let me verify my understanding of the legal process if that occurs:
They file in my county.
I receive info from the court and have 30 days to respond.
Go to court and explain my situation and see what happens.
I have two other questions: 1. during the thirty days I would still have time settle with them or file bankruptcy if I had to right? 2. Do lawyers have to follow the same rules about not calling me if I request it?
I was surprised that there were not any post about them here. I will say the rep was not high pressure and seemed accomadating. But not having my current address makes me wonder.
Thanks for all you help !!
well if suit wasn't filed then i would get a DV letter out.yes while they can sue they are subject to the FDCPA since they are attempting to collect a debt.so get the letter out,and proceed from there.send it certified mail return receipt.
PaulMergel, I need your help. I was just served a summons from the rat bas%$^&*#@ Suttel and Hammer. What do I do next? I read the other forum but since I am just beginning my fight I wanted to get your input before I did the wrong thing. Please help.
Posts: 14271
Credits: 110210.72042813 Send message to paulmergel
Quote:
first you need to verify the summons is real.check with your court clerk's website for this.if it is legit you need to respond asap.motion to request validation during discovery.if they haven't filed suite,then get out a DV letter asap.check with your court clerk as they must sue in your county,village,or bourough.verify by the docket number that they have filed suite.then we'll proceed from there.
Posts: 17
Credits: 1544.85 Send message to HangingTightinF...
I am beginning to wonder if Rolf and Lobello are legit. I sent them a cretified DV letter this past Tuesday. Today I got a call from them and it was not the person I had been working with. When I explained that I had been working with someone else, I was transfered to the correct person. The correct person said they were getting ready to seek judgement and I needed to act. I told her twice that I sent a certified DV letter, that I was concerned she did not have my correct address. I gave her the parcel number and expained that all collection activities must stop until they validate. I had to say it to her again as she started wanting me to do something. They appear legit, but they certainly act like a CA, not a law office.
Any advice ?
Thanks
Posts: 14271
Credits: 110210.72042813 Send message to paulmergel
Quote:
Any advice ?
Thanks
wait until they sign for the DV letter.you can even check with the P.O and get a status on whether they received it or not.i agree,the person is a lying putz.they have to file suit to get a judgement.they can't just seek one.typical bottomfeeder.i'm not really suprised.
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