thoughts anyone?

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It all depends on how much you owe and who you owe too! Without any other facts or figures it is hard to say whether it will work for every one....but for a lot it does!!

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80k ~ 10 creditors

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With 10 creditors it looks promising. Small things can come into play though. Have you done any balance transfers recently, cash advances, how long have the cards been opened for. I mean if you just pulled 4000 dollars off a card with an 8K limit and just stopped making payments and tried to enroll it to settle. Some creditors might have a problem with that. Things like that might come into play.

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I did with Preferred Financial Services. I will be done with a 17K CC may 2009!

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