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#49
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STAY AWAY from Swift Rock Financial! I have worked for them. They are deceptive, unstable, and experiencing severe financial issues. They just laid off half their staff and are unable to pay them or the existing personnel. **BEWARE** ENTER AT YOUR OWN RISK!
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#52
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Debt settlement most often will appear negatively on your credit, cost about $10,000 (based on $50,000 debt) and you have NO GUARANTEE your creditors will truly accept the deal. Debt Settlement has really received a horrible reputation.
A much better option would be CREDIT COUNSELING. Careful, many DEBT SETTLEMENT companies like to put CREDIT COUNSELING in their name, just approach with caution. Also, be sure to check out the Federal Trade Commission website, they have a ton of great information in dealing with your creditors and your rights. You can also look at affordable services like HelpUBuyTime that will help you communicate your position and plan to your creditors that will help get you the time to make it happen. With most credible options you'll still be paying off the debt, they'll just help you with setting up time lines, interest rates, etc. |







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