I have pretty tough skin, not much anybody can say that will phase me, so if you want to waste your time. Go for it.

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I also received no results from Tn AG. I was told it was a civil matter and they did not help with individuals trying to recover a refund. The lady I spoke to really wasn't concerned with these companies operating illegally. The letter I received from Department of Finance also said it was a civil matter that I would have to pursue on my own. I have filed with Consumer division the complaints with each company. I did this online, but have had no response from them. I felt very disappointed in these results. I have read such positive comments from others about their dealings with their state AG, that I had hope.
Will wait for response from Consumer complaints and see what happens.

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wow Steelers..Someone, for some reason, seems upset that you're helping people with letters. What's up with that?

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26.2
Detroit Marathon, October 2009

sounds like someone has a grudge? I wouldn't worry about it, and I know Steelers isn't worried - she gives excellent advice and never steers anyone wrong - and so what if she "stayed up all night cleaning up someone else's mess" - we've all been there and have come to this site seeking help, and others have helped us. The least we can do when we receive that help is to stick around and help others.

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A journey of a thousand miles begins with a single step...and becoming debt free is a journey!

I really don't mind when somebody slams me. It actually adds "fuel to my fire" and I love it. I'm always up for a challenge, and trust me what I did the other night, cleaning up a mess, was a challenge. Anybody with a conscience would not have let this person just hang there when they were put in that mess by getting bad advice.

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ATM,

Have you filed complaints in the states where the lenders are located?

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Steelers--

Were you able to get that person out of the mess that someone else had created?

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BROWNSUGAR!!

Mishele
No, I have not filed complaints in states where lenders are located. They are in NV, New York,
Nebraska, and South Dakota. Should I file in those states? With AG or BBB or which division? Thanks so much for your help

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There are ipdls in NY? That is strange, because I thought they were prohibited there. I will double check that. You should file complaints with your AG and the state in which the ipdl is located AG.

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v_padgett,

Are you or the loan company located in oklahoma. The reason i ask is if its a storefront, licensed in oklahoma they grossly violated oklahoma state law by both their apr and fees and will be much easier for oklahoma department of consumer credit and AG to get them. Also i believe that your DA can might can get involved. Also, you can go to www.oscn.net to read the state laws. Thanks to people on this site i have become rather familiar with Oklahoma Statutes and in particular Title 59(which governs payday loans in oklahoma) If i can help in anyway let me know

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They are prohibited in NY. I remember my AGs office telling me they are looking into state's where they are prohibited and working on doing the same here. And I remember him mention NY as being a state where they are prohibited.

http://www.paydayloaninfo.org/state_detail.cfm?id=NY

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Good advice from ssgnewton and Steelers - great job!

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A journey of a thousand miles begins with a single step...and becoming debt free is a journey!

as well they can face a $1000 per incident fine in the state of oklahoma..i advised a company that screwed my troop over of that and its amazing, then they wanted to deal with him a little more..working on leveraging that and pointing out that the fines would exceed what he owes and any punitive damages that he got if he pursued them in court. That financially they would be better off to give him a PIF letter. A company licensed here would be much easier to pursue..and Suebeehoney70, Steelers, and finsfans are DIRECTLY RESPONSIBLE for the hell that the pdl, and IPDL companies are getting from me!

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Route 66 is the one I have an address of Albany, New York. Thanks for info. Since I have filed with my AG, I will file with other states. 3 of my 5 have marked PIF, but I overpaid considerably(over $1300).
They said they would not give a refund. I would like a refund. Last 2, Route 66 and USFAST Cash still say I owe amount even though I have overpaid. But since Dec. 6th, I have heard nothing from them. My old account is closed and they cannot debit any more from me. Thanks for all help!

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Route 66 claims to operate out of the UK. So I don't know if that is how they try to skirt the laws.

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for the ones in the US i am sure someone here has a letter on here that can help. i would file complaints with your state and the ftc. i would keep bombarding them requesting your refund.

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