Navigation
  #1  
Old 12-20-2006, 02:19 PM
v_padgett v_padgett is offline
Junior Member
 
Join Date: Dec 2006
Posts: 85
Credits: 2,493
Default United cash loans response to the BBB

I filed a complaint with the better business bureau and here is the response that I received from them I originally borrowed 250.00 and so far have paid 560.00 and they wont mark my account paid in full or give refund read on...

this is there response from the BBB


Reply With Quote Quick reply to this message
  #2  
Old 12-20-2006, 02:30 PM
mcranberra's Avatar
mcranberra mcranberra is offline
Senior Member
 
Join Date: Aug 2006
Posts: 527
Credits: 7,177
Default

Call the company. You should ask for an itemized statement with all the previous payments on it. It is necessary for you to know how they are calculating your account and showing an outstanding balance, even after paying $560 on a $250 loan. You may need your state laws in this regard.
Reply With Quote Quick reply to this message
  #3  
Old 12-20-2006, 02:30 PM
natdust20's Avatar
natdust20 natdust20 is offline
Senior Member
 
Join Date: May 2006
Posts: 1,343
Credits: 15,068
Default

Gee, isn't that a crock of bs?? Are they going to get away with this??
Reply With Quote Quick reply to this message
  #4  
Old 12-20-2006, 02:35 PM
HUDiva's Avatar
HUDiva HUDiva is offline
Junior Member
 
Join Date: Nov 2006
Posts: 90
Credits: 2,106
Default

I also filed against them and received a similar response but mine included them calling me a fraud. So now we keep going back and forth with responses through the BBB because I keep rejecting their responses. Please also file a complaint with them with the Oklahoma Dept of Consumer Credit.
Reply With Quote Quick reply to this message
  #5  
Old 12-20-2006, 02:38 PM
v_padgett v_padgett is offline
Junior Member
 
Join Date: Dec 2006
Posts: 85
Credits: 2,493
Default

here is what their "agreement" said
ANNUAL PERCENTAGE RATEThe cost of your credit as a yearly rate. (e) 644.12 %
FINANCE CHARGE The dollar amount the credit will cost you $75.00 Amount Financed The amount of credit provided to you or on your behalf. $250.00
Total of Payments The amount you will have paid after you have made the scheduled payment. $325.00

9-12-06 250.00 deposit
9-29-06 75.00 debit
10-13-06 75.00 debit
10-27-06 75.00 debit
11-09-06 75.00 debit
11-14-06 30.00 debit
11-24-06 75.00 debit
11-24-06 50.00 debit
12-08-06 50.00 debit
12-08-06 60.00 debit

i have paid them a total of 565.00
Reply With Quote Quick reply to this message
  #6  
Old 12-20-2006, 07:06 PM
KYSIDE38 KYSIDE38 is offline
Senior Member
 
Join Date: Jun 2006
Posts: 2,489
Credits: 37,536
Default loans

Tell them to bite you. If you have paid that much dont give them another dime. Are they licensed in your state? Probably not. Reject it and demand they pay you. Kyside38
__________________
RYDERS OF THE NIGHT
Reply With Quote Quick reply to this message
  #7  
Old 12-21-2006, 07:38 AM
v_padgett v_padgett is offline
Junior Member
 
Join Date: Dec 2006
Posts: 85
Credits: 2,493
Default

i told them I did not accept agreement filed rebuttal and filed complaint again with Oklahoma dept of consumer credit
Reply With Quote Quick reply to this message
  #8  
Old 01-05-2007, 06:55 AM
v_padgett v_padgett is offline
Junior Member
 
Join Date: Dec 2006
Posts: 85
Credits: 2,493
Default

HERE IS WHAT THE BBB SENT ME FROM UNITED CASH LOANS..SO WHAT NEXT???


Reply With Quote Quick reply to this message
  #9  
Old 01-05-2007, 07:32 AM
HUDiva's Avatar
HUDiva HUDiva is offline
Junior Member
 
Join Date: Nov 2006
Posts: 90
Credits: 2,106
Default

v_padgett, have you filed with your state AG? I did and finally heard something yesterday from the Commission of Financial Regulation (Maryland). She told me that as long as I have paid the principle that I do not need to give them anything else because they are illegally lending in MD. She told me that she has previously sent this company a letter to cease and desist there actions. They are also keeping a list of all the complaints for this company and that if they keep demanding money to have them call her directly. She also stated that if they keep demanding to report them to the FTC @ 877-382-4357. PM me if you need more info. Good luck!
Reply With Quote Quick reply to this message
  #10  
Old 01-05-2007, 12:45 PM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default

my AG has not responded and its been at least one month..great to live in the state of illinois
Reply With Quote Quick reply to this message
  #11  
Old 01-05-2007, 01:55 PM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default Attorney General response

Tenn. attorney general office responded that they did not handled civil matters. They offered no help whatsoever to my complaint and to overpayments made to IPDLs. I am very disapponted with this response. I thought they were serious about bringing this type business down, but evidently not. I did file complaints online with Consumer relations department of state. But I have had no response from them either.
Reply With Quote Quick reply to this message
  #12  
Old 01-05-2007, 02:08 PM
PDLFREE PDLFREE is offline
Senior Member
 
Join Date: Oct 2006
Posts: 1,256
Credits: 18,434
Default

I had the same reply from TN AG office also BUT I had a great response from the BBB in regards to UCL. The documents and responses will be posted on my blog site later this evening. I am so happy, UCL can bite the big one!
Reply With Quote Quick reply to this message
  #13  
Old 01-05-2007, 03:16 PM
HUDiva's Avatar
HUDiva HUDiva is offline
Junior Member
 
Join Date: Nov 2006
Posts: 90
Credits: 2,106
Default

Ashley2006 I would love to see your response through the BBB because I really wasn't getting anywhere with them.

Guest, try doing a follow-up call/email to check the status.

Atm/guest- That is unfortunate and rather wierd. Maybe someone on here from TN can be of furter assitance. Hopefully the consumer relations dept in TN will offer some assistance. Are PDLs illegal in TN?
Reply With Quote Quick reply to this message
  #14  
Old 01-05-2007, 03:25 PM
SUEBEEHONEY70's Avatar
SUEBEEHONEY70 SUEBEEHONEY70 is offline
Moderator
 
Join Date: Oct 2006
Posts: 4,607
Credits: 62,969
Default

http://www.debtconsolidationcare.com...pdls-laws.html

it looks to me like you may have complained to the wrong parties. Have you tried the info listed above? Sounds like maybe the Attorney General in TN is not responsible for payday lender regulation, but the Department of Financial Institutions is. I would take that route next, and include all the documentation that you have.
__________________
A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
Reply With Quote Quick reply to this message
  #15  
Old 01-05-2007, 05:08 PM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default Attorney General response

No, I received letter from DOF and they also said I would have to pursue in civil court.
Thanks for everyone's help!
Reply With Quote Quick reply to this message
  #16  
Old 01-05-2007, 05:46 PM
Alexandra's Avatar
Alexandra Alexandra is offline
Senior Member
 
Join Date: Aug 2006
Posts: 544
Credits: 9,945
Default

Oh that is ridiculous which is why I wish that they would cut these guys out all together. But I wouldn't stop hounding them until you get your account paid in full. So what if you applied for the loan and participated in their repayment program. If they would stop that repayment program where you would only pay interest or if pay down with the interest. They were eating away at your finances.

You cannot allow them to do this to you. But I am glad that you wrote your post because even though I have them in debt consolidation, I need to know what I am left owing on my account.
__________________
The Best Way To Be Is Debt Free
and Alexandra is becoming free!


http://alexandra.yesdebtfree.org
Reply With Quote Quick reply to this message
Reply

Quick Reply
Name:
Message:
Remove Text Formatting
Bold
Italic
Underline

Insert Image
Wrap [QUOTE] tags around selected text
 
Decrease Size
Increase Size
Options

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -8. The time now is 04:51 AM.




About Us | Contact Us | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services Navigation