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Posted: Wed Dec 27, 2006 11:46 am Subject: about to lose my mind

i need help, and i am not getting much response to the same post. my husband and i got into a really ugly fight this weekend and he left. I did not get anything for Christmas from anybody because my birthday and christmas are 7 days apart, my insurance company debits my account for almost 300.00, unexpectedly and my account is now short for other bills that have to be paid. I had money for gas and food but my husband took it out of the house when he left. and i do not know what to do at this point. no family because they disagreed with me getting married in the first place. I am in a 2 bedroom apartment and i have rent, car note insurance, and i make 15.00 an hour. after taxes I CAN NOT DO IT BY MYSELF. I AM 24 YEARS OLD AND ABOUT TO LOSE MY MIND. EVERYTHING CAME FALLING DOWN WITHIN A 48 HOUR PERIOD. I DO NOT KNOW WHAT TO DO.

Posted: Wed Dec 27, 2006 11:49 am Subject:

First off . . . Take a deep breath and relax . . . I know it seems like the end of the world, but it's not . . . You've been through enough in your life to know that things can and do work themselves out as long as you put the effort in. Call the places you owe money to and explain the situation . . . . As long as you keep in contact with them and let them know whats going on you should be okay.

Posted: Wed Dec 27, 2006 11:51 am Subject:

Beauty -

first, calm down. The situation that happened this weekend and over Christmas are over and done with, and cannot be helped now. What you need to do now is move forward and solve the more immediate problem of help with rent, etc.

Please check the phone book in your area for a women's aid, Salvation Army, 8 Cap, United Way - anything that is charity-oriented that will help you out. You need to take care of the immediate problem of keeping a roof over your head, and the water, electricity, etc. on, and food on the table.

Start there, and keep us posted. Take some time away from this board to see if you can solve these problems, then let us know what you come up with. In the meantime, I'm sure others will post some suggestions for you. Do some legwork on your own and we'll do what we can here to come up with ideas to help you.

Posted: Wed Dec 27, 2006 12:01 pm Subject:

I can't stop shaking. My husband was my best friend so it is hard to deal with real life by myself now

Posted: Wed Dec 27, 2006 12:02 pm Subject:

I can't eat or sleep. Stomach aches, and my head hurts. Now to know i face a financial hardship is really hard. I thought i had it all together! Up until christmas day.

Posted: Wed Dec 27, 2006 12:05 pm Subject:

He is calling and crying and my mom says it's over, i miss him. But my biggest concern now are my bills. My welfare.

Posted: Wed Dec 27, 2006 12:05 pm Subject:

Why not you try with your bank and see if they can do anything to help you. If you have a good business relation with them, they will surely do something and help you out of this mess. You can get a small loan from them if your credit scores are good.

Posted: Wed Dec 27, 2006 12:08 pm Subject:

my credit is horrible.

Posted: Wed Dec 27, 2006 12:10 pm Subject:

Worrying won't help the situation . . . Just work through things one at a time and soon everything will fall back into place . . . .

Posted: Wed Dec 27, 2006 12:12 pm Subject:

i am trying to make calls in between breaks. again as i stated i am a convicted felon so it is hard to get help out here. the programs for cf's are mainly for jobs.

Posted: Wed Dec 27, 2006 12:13 pm Subject:

I don't think any charity is going to refuse you help because of being a convicted felon. I don't recall ever being asked that when I needed help.

Posted: Wed Dec 27, 2006 12:14 pm Subject:

Check out the Mormon churches in your area . . . I know they have programs to help people in financial binds . . . You will have to "volunteer" at one of their shops, but I know they do help people out, regardless of their background or religious affiliation. They won't push religion on you either.

Posted: Wed Dec 27, 2006 12:18 pm Subject:

i called catholic charity services and i can not even make an appointment until friday and even then it is not a guarentee. first come first serve.
i am trying

Posted: Wed Dec 27, 2006 12:20 pm Subject:

keep calling, beauty - try the other charities in the area.

Posted: Wed Dec 27, 2006 12:26 pm Subject:

i will thanks

Posted: Wed Dec 27, 2006 1:43 pm Subject:

Beauty---Christmas is over, don't think about that now. You said your husband keeps calling? I wouldn't talk to him, until you can get your affairs straightened out. Definitely check out your local churches for help. Many offer programs to anyone in need and yes, will usually want you to give some of your time. I would be willing to say that being a convicted felon would have nothing to do with them giving you assistance. This could help you in the long run to connect with a place to get you a better paying job.

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