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Old 06-09-2008, 12:54 PM
pert652003 pert652003 is offline
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garnishment is killing me 10% of gross a week..cant afford it anything i can do at this point...???
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Old 06-09-2008, 12:58 PM
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mobile0311 mobile0311 is offline
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The only thing that will stop a garnishment is Bankruptcy. Sorry. If it is hurting you that bad financially you may want to consider CH7. Most lawyers will give you a free consultation. It doesn`t hurt to at least get some legal advise and explore all your options.

Take care and good luck with your situation.
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Old 06-10-2008, 03:37 AM
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sdchargers_63 sdchargers_63 is offline
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I live in the state of PA. ( I think?) the only way a outstanding debt can be 'garnished' is if the debt is a Federal Loan that is outstanding (ie..school loan in default..) or something to do with owing the IRS. You have to decide what 'method' works best for YOU. Everyone's situation is different.
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Old 06-10-2008, 03:52 AM
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You could petition the court and ask for an adjustment on the garnishment, but you will need to show proof that the amount garnished is causing a hardship on you and your family.
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Old 06-10-2008, 06:29 AM
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cajunbulldog cajunbulldog is offline
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Either file a hardship plan with the court or file bankruptcy.That is the only two options I see.
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Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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Old 06-10-2008, 05:19 PM
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:shock: thanks......figured as much
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