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Need help to fix my debts!

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PostPosted: Sun Apr 15, 2007 12:10 pm Subject: Need help to fix my debts!

I have existed merely on by the old adage "robbing Peter to pay Paul" and I am at the end of my line with this type of mentality. For years I have lived from paycheck to paycheck and while I make a decent salary I have four teens and mounting bills. My credit is horrible and I don't know where to began to fix my debt. I filed BK in 2000 and I had hoped to get out of debt after that and ended right back there again. Filing BK a second time is not an option. I am determined to fix this mess I got in and get on my feet financially. I am hoping this group can help me and I in turn can help others with my success story.

I am begging for help because this is taking its toll on me mentally, physically and spiritually.

gilliaj



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Joined: 15 Apr 2007
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PostPosted: Sun Apr 15, 2007 12:46 pm Subject:

I can totally relate to your pain. I too filed BK in 2000 and ended up in the same exact predicament as you and ended up here. You came to the right place!! Registering as you did will allow for a debt counselor to contact you and you may discuss your financial options and situation during your call.

In the meantime, please feel free to ask questions, read through the many posts in the different forums. Everyone on this forum is very helpful and we do not criticize members past mistakes---we look forward and try and help others get out of financial messes with varying types of support. Sometimes its advice, sometimes it is more emotional support--either way rest assurred there is always someone on here that is willing to listen.

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Lorri
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PostPosted: Sun Apr 15, 2007 2:59 pm Subject:

Yes please utilize this sites information...Most of us are in a similar situation as yourself and have felt the way you fetl. The only thing i can tell you is that the informatin contained in this site gave me my sanity back!
Leah
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Leah
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PostPosted: Sun Apr 15, 2007 7:22 pm Subject:

To add to the ladies advice,Post your questions when you are ready to ask in the cooresponding board and one of our members or guest will find you.One other thing is use that google search function we have for searching current and past topics.This board is huge so take your time and holler if you need me.
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Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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