World Financial Network National Bank – Are consumers complaining?

i just got the same statement. called the number and i got the same thing everyone else did.......enter your account number, which i do not have, and i hung up.

I GOT ONE TOO.
The best information I could find (I have no credit cards with the World Financial Network National Bank). The best I can think of is an old card I used once with the Limited. I've also seen Victoria's Secret associated, Ann Taylor, and a few others. If you read through that statement, you have to object in writing to a number of specific things in there- my life is too short to read the entire thing but it includes a dollar fee for every paper bill they send you, agreement to arbitration, consent to information sharing, relinquishment of your first born child, etc.

A letter has to be sent within thirty days of something (what? I have no postmark on my bulk mail). Anyway, every person on the account must sign a letter refusing any or all of it and if you want a contact person, the man ultimately responsible is:

Ivan Szeftel – Executive VP & President, Retail Credit ServicesI believe he's at:
17655 Waterview Parkway
Dallas, TX 75252

which is the address for Alliance Data Systems, Inc., the parent company of World Financial Network National Bank.

Incidentally, he's said to be 55 and receive $475,000 salary and $75,560 in bonus, though I'm unsure what year that information is for.
(NICE!)

Just received a notice of "change of terms" on my "Maurices Credit Card." Addressed to me personally. Look scum suckers, I do not, and, never have had such a card in my life. I have never had any dealings with your organization. I have 3 credit cards with major banks all paid up in full every month. I do not have any store cards. So go and take a jump.

Recently I received a notice from WFNNB stating that they became the new creditor on my Fashion Bug Credit Card account. I had a FB Credit card years ago, never used it and shredded the card a long time ago. Three foot long paper notice with tiny print describing terms and agreements which included: "If you do not comply with your obligations under this agreement, you agree to pay all attorney fees, collection costs, court costs, that we incur."
Very threatening. They also wrote that they may disclose information about me to basically anyone that they want to including my insurance company, non profit organizations, retailers, direct marketers, publisher, etc. They wrote that if I wanted to cancel my credit card, I would have to cut it in pieces and then send the pieces to them with a letter telling them why I wanted to cancel.
So I called the numbers on the paper for customer service. Before I could speak to anyone, I was asked for my social security number.
Another number just takes you around in circles.
So, I called Fashion Bug customer service. Again they asked for my social security number. Hung up. Then, I called fashion bug number for placing an order. I told the man that I was not placing an order and that I just wanted to cancel a credit card. He asked for the last 4 digits of S.S. no. Then transferred me to someone who canceled the account.
Then got a message on my voice machine home phone. someone from WFNNB telling me that they are returning my call ?????? I called them back spoke to someone and told them off. Asked why they did not have a website, yet there were other WS devoted to complaints about them, etc. Extremely rude ignorant idot goes on to defend the bank acting like she knew it all. Tried to tell me the laws, etc. I could go on but I have already written a book on here.

Poster of "Don't be Dumb" - YOU ARE A COMPLETE MORON, BEYOND IGNORANT.

Recently I received a notice from WFNNB stating that they became the new creditor on my Fashion Bug Credit Card account. I had a FB Credit card years ago, never used it and shredded the card a long time ago. Three foot long paper notice with tiny print describing terms and agreements which included: "If you do not comply with your obligations under this agreement, you agree to pay all attorney fees, collection costs, court costs, that we incur."

Very threatening. They also wrote that they may disclose information about me to basically anyone that they want to including my insurance company, non profit organizations, retailers, direct marketers, publisher, etc. They wrote that if I wanted to cancel my credit card, I would have to cut it in pieces and then send the pieces to them with a letter telling them why I wanted to cancel.

So I called the numbers on the paper for customer service. Before I could speak to anyone, I was asked for my social security number.
Another number just takes you around in circles.
So, I called Fashion Bug customer service. Again they asked for my social security number. Hung up. Then, I called fashion bug number for placing an order. I told the man that I was not placing an order and that I just wanted to cancel a credit card. He asked for the last 4 digits of S.S. no. Then transferred me to someone who canceled the account.

Then got a message on my voice machine home phone. someone from WFNNB telling me that they are returning my call ?????? I called them back spoke to someone and told them off. Asked why they did not have a website, yet there were other WS devoted to complaints about them, etc. Extremely rude ignorant idot goes on to defend the bank acting like she knew it all. Tried to tell me the laws, etc. I could go on but I have already written a book on here.

"Don't be Dumb" poster- You are a MORON, BEYOND IGNORANT

Recently I received a notice from WFNNB stating that they became the new creditor on my Fashion Bug Credit Card account. I had a FB Credit card years ago, never used it and shredded the card a long time ago. Three foot long paper notice with tiny print describing terms and agreements which included: "If you do not comply with your obligations under this agreement, you agree to pay all attorney fees, collection costs, court costs, that we incur."

Very threatening. They also wrote that they may disclose information about me to basically anyone that they want to including my insurance company, non profit organizations, retailers, direct marketers, publisher, etc. They wrote that if I wanted to cancel my credit card, I would have to cut it in pieces and then send the pieces to them with a letter telling them why I wanted to cancel.

So I called the numbers on the paper for customer service. Before I could speak to anyone, I was asked for my social security number.
Another number just takes you around in circles.
So, I called Fashion Bug customer service. Again they asked for my social security number. Hung up. Then, I called fashion bug number for placing an order. I told the man that I was not placing an order and that I just wanted to cancel a credit card. He asked for the last 4 digits of S.S. no. Then transferred me to someone who canceled the account.

Then got a message on my voice machine home phone. someone from WFNNB telling me that they are returning my call ?????? I called them back spoke to someone and told them off. Asked why they did not have a website, yet there were other WS devoted to complaints about them, etc. Extremely rude ignorant idot goes on to defend the bank acting like she knew it all. Tried to tell me the laws, etc. I could go on but I have already written a book on here.

Evidently you carry my account with Catherine's.
Today I received your two long page change to my agreement as a cardholder. Have no interest in reading the changes - just asking a little much, as I am not an attorney - and will cancel my account with my next payment.

im really confused to the last few posts, carol this site doesnt hold accounts? its a debt forum.

I have been attempting to apply for a OneStopPlus VISA. I wonder if your company has started to accept PO boxes? That is all I have at this point. I cannot receive mail at my residence because I have a fence and the post office will not deliver mail because of it.

Thank you!

deborah i think you got the wrong site this is a debt forum

I received notice that you are my new creditor of my Lane Bryant credit card. I would like to cancel that account, but I was never given an actual card by the store. Please advise me and let me know how I can cancel this account. Thank you for your time.
Yours Sincerely,
Mallory Sanderson

CELL PHONE REMOVAL PHONE NUMBER: 1-888-382-1222
This is the National DO NOT CALL list. It blocks your number for five (5) years. You must call from the cell phone number you want to block. You cannot call from a different phone number.

WFNWNB/Columbus Oh are sending mandatory increase in their financial charges (RETROACTIVE!!!)...as follow;
your APR will be a variblerate calculating by adding 21.74% to the value of an index and will have a minimum & max of 24.99% as 10/1/09 ... this increase as per new federal legislation???? Do they have any class act on their way?. They want me to accept their arbitration, I'm unhappy with all this. No time to react!!!!! Thanks for your prompt response regard this I'm Confused

I have recently had trouble with this company. I received numerus calls from them in one week about fifteen to my cell phone, 20 or so at my home some as late as 10pm CST, and then a number of other calls to my place of employment. All basically threatening and harrassing. On the second phone call, I explained to the agent that did not get paid for another week and that as soon as I got my paycheck I intended to go to the store and pay in person, the full amount. She began telling me that I was going to have a large late fee and in order to avoid that I needed to arrange payment that day. Then she also explained that I would have an additional $10 processing fee for doing it by phone. I said I will make the payment in one week but I don't have the money right now. I went basically by what she was telling me and the next morning I checked my statement and I still had 13 days left before the next payment was due. I went by the store the next week and ended up paying all but $20, just because I wanted to see what happened that month when I was about 10 days out from due date. One week after I made the payment the calls started again. I even spoke to the manager of the credit company and he was not helpful and extremely rude, basically turned the whole thing around on me. Saying I should have not told the agent that I would pay that day in the store (which I didn't say that, and I have no idea what she did understand about needing to wait a week for my next paycheck) When the second batch of calls started, I picked up the phone, and when the agent asked for payment, I immediately cut them off and said, that payment is not due til the 4th of Dec (at the time it was the 15th of Nov) and I hung up on them. The next day I went on line to the website like the bill showed I could do and set myself up for online bill pay. I was shocked when I logged on and saw that the $10 processing fee was not a requirement. It specifically shows that it is only applicable if you wish to have the payment credited to your account within 24hrs. This is not disclosed on the phone, they want you to think its mandatory. WFNNB is a fraud. My advice to those with a balance is pay it off! If you need to charge to a card, use VISA AMEX Discover, MC. Something that is ligit.

Pay your damn bills and we wont call you... How simple is that, if you dont have a job get 1... I tell you what this isnt your fault its yours. You guys need to be adults and take respontiblity for your own actions. This forum is ridiculous and most of these THINK its WFNNB & WFCB but we identify ourselves you would know

Is this a MLM company using a pyramid scheme?