Wisconsin Chapter 128 - Any Experience?

The $53 is to just get it started. Atty. Murrell charges an $800 flat fee, and the trustee receives 7-10% of total debt owed. These are taken out over the course of the first certain amt. of payments. $53 is very enticing...but there ARE other fees included. I'd love to hear others who have done this.

Would you please elaborate on what other fees are included??? Please list them all

Let me ask this. If he charges $800 and the trustee gets %10 and your deght is 10k than the total amount of the fees are about 2k. Is this really worth it?

i a have been in a ch.128 for just about a year and i have to go to court on may 18th because i am being sued by one of the creditors that i included in the ch.128 and to tell u the truth i am still getting mail and phone calls even at work from collection agency on loans and credit cards that were included seems like the trustie tells me to call the attorney and the attorney tells me to call the trustie i am not really getting any where except the fact that they have no problem taking the money from my paycheck every time i get paid i think the ch.128 was a big mistake to tell u the truth

continued from my other post i also for got to add that none of the interst seems to stop adding up either meaning i had a credit card that was added at 300.00 when i started and now its up to 600.00 if your thinking about doing a ch 128 do not use miller and miller they suck

continued from my last two posts oh yeah this is even more ironic i received a letter in the mail from another attorney saying he noticed that i am getting sued and wanted to let me know that a ch128 would be a good option to stop the judgement against me and to give him a call lol i am suppost to be in a ch.128 for the last year and i am still getting sued what a mess sorry i am just venting u guys wanted to know how a ch.128 is so i had to let you know how mine is going

I filed a Chapter 128 in 2003 paid it off in 2006. It is now 2009 and i still have creditors tring to collect, high balances reported, charged off as bad debt reported, one creditor just removed a Chapter 13 from under its trademark that they reported for 5 years. Wisconsin Chapter 128 is a JOKE and I'm still disputing credit report after credit report with no help from Wisconsin

You need to get in touch with the Attorney that set you up in the Ch 128. He can always sue these creditors over this.

That Law Office is now out of business, and the trustee that was appointed is NO help at all.

Ouch that sucks. Have you tried speaking with another attorney about your options ? You may still have a case to sue these creditors.

Can you tell me the law office and the trustee that you had?

Hmm i talked to atty Jeff Murrell and he wanted to charge me $500 up front first plus the 31.50 to file... Does anyone know if you can do it yourself or do you have to go through an atty.

So does this affect your credit score at all and can u keep a card out of this to use in case of emergency like a plumbing problem or car breakdown?

You can always file yourself; this is known in legalese as filing "pro se" for your case.

Go to the Wisconsin statutes website and get the six pages of Chapter 128 in PDF format:
http://www.legis.state.wi.us/statutes/Stat0128.pdf

Then you can read through and follow up as required.

You can always file yourself; this is known in legalese as filing "pro se" for your case.

Go to the Wisconsin statutes website and get the six pages of Chapter 128 in PDF format:
http://www.legis.state.wi.us/statutes/Stat0128.pdf

Then you can read through and follow up as required.

My question is this what if the item has already been put in judgement and how long can it stay on record. I am willing to pay but have no income at this moment but will when I do but the amount keeps going up. I do live in wisconsin but no one told me about this program.