| Posts by skydivr7673 |
| Posting date
| Subject
|
| Posted: Wed Nov 19 12:06:51 2008 |
ok, so I got a phone call from , the guy says .. |
| Posted: Tue Nov 18 11:33:34 2008 |
man, Tania, this place is better because you are .. |
| Posted: Tue Nov 18 11:21:10 2008 |
here's something else--if youre getting calls .. |
| Posted: Fri Nov 14 22:05:09 2008 |
dutchtuff--
a consent judgment is when the .. |
| Posted: Fri Nov 14 8:14:02 2008 |
yes it would be a civil suit. Also, dont forget .. |
| Posted: Fri Nov 14 7:59:56 2008 |
definitely post up how it went, and we will be .. |
| Posted: Fri Nov 14 7:41:59 2008 |
ok, this time, you need to make motion for .. |
| Posted: Thu Oct 16 1:52:35 2008 |
ABSOLUTELY do NOT pay this--for many .. |
| Posted: Wed Oct 15 17:42:20 2008 |
hello premiergirl, and welcome to the .. |
| Posted: Tue Oct 14 4:25:14 2008 |
I am currently in the process of winning my case .. |
| Posted: Mon Oct 13 4:43:07 2008 |
hi and welcome to the forums
the first thing .. |
| Posted: Fri Oct 10 12:25:29 2008 |
In PA they cannot garnish your wages for credit .. |
| Posted: Fri Oct 10 12:22:30 2008 |
hi confused--
with Midland, you should .. |
| Posted: Fri Oct 10 12:17:06 2008 |
hi--
The first place I would start, honestly, .. |
| Posted: Wed Oct 1 12:23:18 2008 |
, and not first-party, or original, creditors. .. |
| Posted: Wed Oct 1 11:53:57 2008 |
the original poster did not say whether or .. |
| Posted: Wed Oct 1 11:42:15 2008 |
hi chasing clouds---
the truth about this .. |
| Posted: Wed Oct 1 11:19:13 2008 |
WaMu doesnt even exist anymore as far as I .. |
| Posted: Wed Oct 1 11:13:31 2008 |
To expand on that, they can only call a third .. |
| Posted: Fri Sep 19 7:22:21 2008 |
you should file a complaint with the AG's office .. |
| Posted: Fri Sep 19 6:53:48 2008 |
hiya---
My thoughts are different than .. |
| Posted: Wed Sep 17 20:41:42 2008 |
you also need to check your state's laws .. |
| Posted: Wed Sep 17 20:32:56 2008 |
that was me up there....ok, to .. |
| Posted: Wed Sep 17 16:57:46 2008 |
hiya anc--
first, congrats on the baby!! We .. |
| Posted: Wed Sep 17 16:37:48 2008 |
without knowing the kind of company or .. |
| Posted: Tue Sep 16 19:30:54 2008 |
hi---
ok, there are some things you can do .. |
| Posted: Tue Sep 16 14:31:23 2008 |
to be honest, I would tell LVNV to take a walk on .. |
| Posted: Tue Sep 16 12:18:21 2008 |
my favorite way to pay a debt collector is with .. |
| Posted: Tue Sep 16 11:59:39 2008 |
ok, wow....
first, there are violations all .. |
| Posted: Tue Sep 16 11:49:48 2008 |
hi Rose--
first thing's first--who is suing .. |
| Posted: Mon Sep 15 13:51:46 2008 |
hi Jonah--
in your first example, WWR .. |
| Posted: Sat Sep 13 12:29:58 2008 |
ok, the first thing is not to panic--you clearly .. |
| Posted: Sat Sep 13 12:00:55 2008 |
he did say that the state itself contacted him, .. |
| Posted: Sat Sep 13 11:56:58 2008 |
nascar is right--ALWAYS get the details in .. |
| Posted: Sat Sep 13 11:38:34 2008 |
right--thats why I was suggesting that he look .. |
| Posted: Sat Sep 13 11:32:05 2008 |
just a thought--you should check into the laws .. |
| Posted: Sat Sep 13 11:19:13 2008 |
keep in mind though that once a lawsuit has been .. |
| Posted: Sat Sep 13 11:08:45 2008 |
I love it when some small-time internet company .. |
| Posted: Sat Sep 13 10:57:38 2008 |
Hi jmc--
the first thing I would do is check .. |
| Posted: Fri Sep 12 2:24:31 2008 |
I assume that they already took you to court and .. |
| Posted: Fri Sep 12 2:18:43 2008 |
hi Susan--
at this point I would take every .. |
| Posted: Thu Sep 11 3:29:48 2008 |
hi--
ok, let's take these one at a time. .. |
| Posted: Thu Sep 11 3:18:21 2008 |
hi anc--
ok, first things first....you need to .. |
| Posted: Mon Sep 1 14:45:49 2008 |
cajun most likely evac'ed well before the storm .. |
| Posted: Sun Aug 31 9:29:10 2008 |
without a doubt yes...that guest post was me, .. |
| Posted: Sat Aug 30 21:10:14 2008 |
hey all,
I had to evacuate today--we packed .. |
| Posted: Mon Aug 25 12:20:54 2008 |
hi--
ok, so the debt is $23000 now, or it was .. |
| Posted: Thu Aug 21 14:09:14 2008 |
I would also notify your state attorney general's .. |
| Posted: Thu Aug 21 13:46:16 2008 |
They dont even need for you to pick up the .. |
| Posted: Thu Aug 21 12:46:16 2008 |
They are simply full of it, they know it, and .. |
| Posted: Tue Aug 12 16:48:21 2008 |
in nearly every state, there is no set time limit .. |
| Posted: Tue Aug 12 16:40:12 2008 |
that post isnt even worth a response, please dont .. |
| Posted: Tue Aug 12 16:28:02 2008 |
the easy answer is NO, they cannot. Legally, .. |
| Posted: Tue Aug 12 16:24:25 2008 |
well, it is fraud, no question there. And .. |
| Posted: Sun Aug 10 16:54:20 2008 |
I posted a reply to this in here this morning, .. |
| Posted: Wed Aug 6 21:03:19 2008 |
first, I want to clarify this--the debt was .. |
| Posted: Wed Aug 6 20:58:02 2008 |
damn, shaz--this is STILL going on wow...just .. |
| Posted: Wed Aug 6 20:32:34 2008 |
hi--
well, what they told you is actually .. |
| Posted: Tue Jul 29 9:52:33 2008 |
hang on a second, let me see if I understand .. |
| Posted: Tue Jul 29 9:38:49 2008 |
if they dont automatically update it as paid, .. |
| Posted: Tue Jul 29 9:33:22 2008 |
is this for a car loan I have dealt with credit .. |
| Posted: Tue Jul 29 8:49:07 2008 |
frog, I dont see where cambece contacted the OP .. |
| Posted: Tue Jul 29 8:38:18 2008 |
the thing is this--they cannot update the report .. |
| Posted: Tue Jul 29 8:26:48 2008 |
COnsult with your attorney about it, but you will .. |
| Posted: Tue Jul 29 7:50:41 2008 |
nascar's right--we could use more info. As it .. |
| Posted: Tue Jul 29 7:36:33 2008 |
Nathan--
at this point it would be a good idea .. |
| Posted: Tue Jul 29 7:09:05 2008 |
hi bradngill--
what you have stated is .. |
| Posted: Thu Jun 26 20:39:50 2008 |
incorrect--the reporting time frams is 7 years, .. |
| Posted: Thu Jun 26 20:25:14 2008 |
youre quite clearly not aware of who I am or .. |
| Posted: Thu Jun 26 13:40:24 2008 |
if they made the inquiries legally, with a .. |
| Posted: Thu Jun 26 13:01:47 2008 |
you may consider looking for an attorney on .. |
| Posted: Thu Jun 26 12:25:54 2008 |
---which they in turn can argue to the court .. |
| Posted: Thu Jun 26 11:54:58 2008 |
Sonia--
DOFD is date of first .. |
| Posted: Sat Jun 21 16:21:24 2008 |
I wont even bother quoting the rest of your .. |
| Posted: Tue Jun 17 20:06:37 2008 |
change "I sent you a request to validate my .. |
| Posted: Tue Jun 17 20:01:51 2008 |
I disagree....
think about this--the only way .. |
| Posted: Mon Jun 16 13:48:32 2008 |
this may not be identity theft or bad record .. |
| Posted: Mon Jun 16 13:17:39 2008 |
ok, so you didnt live at that address since 2003, .. |
| Posted: Wed Jun 11 11:39:21 2008 |
Hi Carol--
refer to the email I sent you....in .. |
| Posted: Wed Jun 11 3:56:14 2008 |
FYI, you know that usually I agree with your .. |
| Posted: Sun Jun 8 22:55:26 2008 |
OK, you count from the date you received it, and .. |
| Posted: Sun Jun 8 22:26:51 2008 |
do you happen to have the letter that the debt .. |
| Posted: Sun Jun 8 21:47:29 2008 |
hi again--
first off, do you still have all .. |
| Posted: Sun Jun 8 21:27:57 2008 |
to be honest, as soon as possible, I would file a .. |
| Posted: Sun Jun 8 21:11:56 2008 |
as a side note to bossy's post, if Macy's still .. |
| Posted: Sun Jun 8 21:01:30 2008 |
hi guest....
ok, first, let's establish a bit .. |
| Posted: Sun Jun 8 20:34:45 2008 |
dont they still have to show that he even had an .. |
| Posted: Sun Jun 8 19:58:49 2008 |
it os a grand total of "up to $1000 in .. |
| Posted: Wed Jun 4 19:42:11 2008 |
listed there, and several of those listings are .. |
| Posted: Wed Jun 4 19:14:45 2008 |
. now, tell me how many times you actually see .. |
| Posted: Tue Jun 3 20:01:18 2008 |
collector--you asked why people here go under the .. |
| Posted: Tue Jun 3 19:28:15 2008 |
hi guest--
JC is right. They didnt provide .. |
| Posted: Mon Jun 2 12:59:18 2008 |
a good place to start would be your state's .. |
| Posted: Thu May 29 8:12:34 2008 |
while this is true, we always suggest sending .. |
| Posted: Sun May 25 4:10:49 2008 |
um, guest, no one was trying to rain on your .. |
| Posted: Sat May 24 12:30:56 2008 |
hiya--
first, what state do you live in This .. |
| Posted: Mon May 19 14:43:19 2008 |
I would send a certified letter to the collection .. |
| Posted: Mon May 19 7:34:56 2008 |
hiya shaz--
technically it can be, but it isnt .. |
| Posted: Mon May 19 7:24:33 2008 |
I have dealt with portfolio--they dont much care .. |
| Posted: Fri May 16 19:23:16 2008 |
the problem is that youre talking about two very .. |
| Posted: Fri May 16 19:13:57 2008 |
hi bea--
I replied to your message. Now that .. |
| Posted: Thu May 15 20:37:46 2008 |
Hi Reba--
First thing's first--hopefully you .. |
| Posted: Thu May 15 18:57:32 2008 |
guest, that is not correct. If you send them a .. |
| Posted: Thu May 15 18:32:45 2008 |
OK, well, the SOL really doesnt matter that much .. |
| Posted: Thu May 15 16:06:19 2008 |
actually, if the debt was sold to a CA, and the .. |
| Posted: Thu May 15 15:51:40 2008 |
, in order to be legal, must be documentation .. |
| Posted: Mon May 12 11:28:52 2008 |
to the original poster, let me see if I got this .. |
| Posted: Mon May 12 11:09:14 2008 |
wow, multiple violations in this one....
do .. |
| Posted: Mon May 12 9:24:43 2008 |
make sure you send it certified mail, RRR, so you .. |
| Posted: Mon May 12 9:21:48 2008 |
more to the point, they often dont care if they .. |
| Posted: Mon May 12 9:16:06 2008 |
Not so fast, folks. The law doesnt require a .. |
| Posted: Mon May 12 9:12:53 2008 |
you should review the FCRA. It's a federal law .. |
| Posted: Mon May 12 9:01:23 2008 |
First I would send them a validation letter. .. |
| Posted: Thu May 8 15:28:12 2008 |
something else you should look into--in a lot of .. |
| Posted: Thu May 8 15:00:28 2008 |
ok, shaz, let me see if I remember this right. .. |
| Posted: Tue May 6 10:24:13 2008 |
if you think that $5000 would be late fees, then .. |
| Posted: Tue May 6 10:19:03 2008 |
wow....yahoo answers is now a valid source of .. |
| Posted: Mon May 5 5:51:59 2008 |
folks--
if you have been served a summons and .. |
| Posted: Mon May 5 5:40:15 2008 |
hiya shaz, lets see if we can get you through .. |
| Posted: Wed Apr 30 19:41:45 2008 |
The first thing to do is to look closest to .. |
| Posted: Wed Apr 30 12:37:42 2008 |
ok, first off, the statute of limitations in TX .. |
| Posted: Wed Apr 30 11:01:16 2008 |
ok, this is not that hard, really. Here's the .. |
| Posted: Wed Apr 30 6:07:20 2008 |
It also sounds to me like improper venue--if they .. |
| Posted: Wed Apr 30 5:32:35 2008 |
Shaz--if you call the original creditor, they .. |
| Posted: Wed Apr 30 5:17:31 2008 |
hi Johnny--
cellular is right--this is way .. |
| Posted: Sat Apr 26 22:16:51 2008 |
hi Shirley--
with all respect to Roxy, this is .. |
| Posted: Thu Apr 24 19:26:01 2008 |
hang on debt cruncher--read that part again. The .. |
| Posted: Wed Apr 23 20:13:23 2008 |
ok, here's the thing that I woudl try to do. .. |
| Posted: Wed Apr 23 18:57:20 2008 |
ok, that really long post was me--I guess I wasnt .. |
| Posted: Wed Apr 23 15:22:39 2008 |
And, if you dont love it, you'll get your money .. |
| Posted: Wed Apr 23 15:17:22 2008 |
ok, this is not necessarily a violation of the . .. |
| Posted: Wed Apr 23 15:02:16 2008 |
yep, shaz had great luck with that....you, I am .. |
| Posted: Wed Apr 23 14:53:34 2008 |
its called
OK, what is the answer A CA that .. |
| Posted: Tue Apr 22 16:32:52 2008 |
TJ, are you for real have you not seen the posts .. |
| Posted: Tue Apr 22 16:11:36 2008 |
hiya frog--I posted a question about dealing with .. |
| Posted: Tue Apr 22 15:44:58 2008 |
NO--do NOT sign it
type your name at the .. |
| Posted: Tue Apr 22 15:42:28 2008 |
thanks shaz--I really need to get this one .. |
| Posted: Tue Apr 22 15:37:55 2008 |
I had an attorney tell me that the maximum .. |
| Posted: Tue Apr 22 15:29:05 2008 |
Hi Ryan--
JCEMT is 100% correct. Reporting on .. |
| Posted: Mon Apr 21 16:25:58 2008 |
hi and welcome--
this is nothing more than a .. |
| Posted: Mon Apr 21 16:11:26 2008 |
if they didnt provide complete information to TU .. |
| Posted: Mon Apr 14 15:04:15 2008 |
it is most definitely collection activity. .. |
| Posted: Sun Apr 13 20:37:42 2008 |
yes, this is a way to see if the CA youre dealing .. |
| Posted: Fri Apr 11 15:20:43 2008 |
actually, I dont believe the places a number on .. |
| Posted: Fri Apr 11 14:29:06 2008 |
Becki--
JC has given you great advice. To .. |
| Posted: Fri Apr 11 14:25:59 2008 |
to be honest, this sounds like a scam all the .. |
| Posted: Thu Apr 10 16:30:29 2008 |
Congrats you two!!!
I've seen a ton of posts .. |
| Posted: Thu Apr 10 16:28:54 2008 |
I was actually asked by an admin if I was .. |
| Posted: Wed Apr 9 16:58:20 2008 |
I'm going to go with FYI on this one. If it is .. |
| Posted: Tue Apr 8 21:16:29 2008 |
does that 'different name' include someone .. |
| Posted: Tue Apr 8 18:17:22 2008 |
OK, that right there is a load of poo-poo, so .. |
| Posted: Tue Apr 8 17:25:29 2008 |
what you should do is call the court clerks .. |
| Posted: Tue Apr 8 17:20:00 2008 |
It isnt so much blocking their number, but using .. |
| Posted: Tue Apr 8 17:07:26 2008 |
well, I just hired a NACA attorney, just met with .. |
| Posted: Tue Apr 8 17:02:06 2008 |
Hey, yeah, I've got some money for you NCO guys .. |
| Posted: Tue Apr 8 10:37:50 2008 |
I believe that this is Muro Health Solutions, .. |
| Posted: Tue Apr 8 5:40:35 2008 |
I could swear that when I looked at this thread .. |
| Posted: Mon Apr 7 14:38:05 2008 |
The simple answer is no. A debt can only be .. |
| Posted: Mon Apr 7 14:34:21 2008 |
hi Krista--
Chances are pretty good that .. |
| Posted: Sun Apr 6 22:11:06 2008 |
not vacated--youre looking for .. |
| Posted: Sun Apr 6 19:41:53 2008 |
ok, there are a few things at work here, and to .. |
| Posted: Sun Apr 6 18:18:11 2008 |
more than that, the rules I quoted for you .. |
| Posted: Sun Apr 6 3:02:52 2008 |
hi cdollar--
A few thoughts. First, according .. |
| Posted: Sun Apr 6 2:23:38 2008 |
ok, let's clarify this one a bit, as I believe .. |
| Posted: Sat Apr 5 9:05:39 2008 |
yeah, but I had telephone contact with them in .. |
| Posted: Fri Apr 4 15:04:29 2008 |
Donated all the points I had, only 2,969 but I .. |
| Posted: Fri Apr 4 14:53:16 2008 |
tweety--
ask the doctor's office if they would .. |
| Posted: Fri Apr 4 14:48:53 2008 |
no, because they have been reporting on my credit .. |
| Posted: Fri Apr 4 14:40:46 2008 |
hi--
first, the address thing is not illegal, .. |
| Posted: Fri Apr 4 14:28:11 2008 |
the says in writing as well. but they just sent .. |
| Posted: Thu Apr 3 20:49:43 2008 |
ok, this is DEFINITELY collection activity. .. |
| Posted: Thu Apr 3 15:47:41 2008 |
verified it not once but twice....
as for the .. |
| Posted: Thu Apr 3 14:45:49 2008 |
the law also allows for no deception whatsoever, .. |
| Posted: Wed Apr 2 20:01:07 2008 |
I would, with all due respect, not take that .. |
| Posted: Wed Apr 2 19:51:13 2008 |
hi, and welcome...
OK, it's up to you on .. |
| Posted: Wed Apr 2 16:54:52 2008 |
I do not believe so--the law applies to residents .. |
| Posted: Wed Apr 2 16:12:00 2008 |
I didnt send them anything in the mail, I stated .. |
| Posted: Wed Apr 2 15:13:06 2008 |
it depends on whether or not the CA owns the .. |
| Posted: Wed Apr 2 14:47:20 2008 |
it mostly depends on the state, because no .. |
| Posted: Tue Apr 1 18:51:35 2008 |
I'm sure some of you remember the thread I posted .. |
| Posted: Tue Apr 1 18:09:59 2008 |
yeah, could you provide the statute for us I .. |
| Posted: Mon Mar 31 20:37:54 2008 |
Also, dont forget, they tried to pull a fast one .. |
| Posted: Mon Mar 31 20:31:37 2008 |
ok, the 1099-C thing I dont think you need to .. |
| Posted: Mon Mar 31 20:09:35 2008 |
OK, I will take a shot at this for you.
They .. |
| Posted: Mon Mar 31 19:56:01 2008 |
The phone company may or may not be able to .. |
| Posted: Mon Mar 31 19:52:54 2008 |
I wouldnt think so, because it would be .. |
| Posted: Mon Mar 31 19:29:27 2008 |
what did you have in mind I guess it sorta .. |
| Posted: Mon Mar 31 19:19:38 2008 |
even if they called your family first, once they .. |
| Posted: Mon Mar 31 19:10:16 2008 |
yes, it is. This is because the third party .. |
| Posted: Mon Mar 31 19:04:27 2008 |
to answer your question--yes. Send them a .. |
| Posted: Mon Mar 31 18:55:39 2008 |
WOW.....WOW....JUST WOW....
This is MASSIVELY .. |
| Posted: Mon Mar 31 18:16:29 2008 |
I have received falsified validation before, and .. |
| Posted: Mon Mar 31 17:59:59 2008 |
ok,saxwoman, this is nowhere near as bad as you .. |
| Posted: Mon Mar 31 16:26:37 2008 |
that is correct---the law requires that .. |
| Posted: Mon Mar 31 16:08:52 2008 |
hiya shaz--
ok, first, dont panic. This could .. |
| Posted: Sat Mar 29 23:22:13 2008 |
honestly, they dont have the right to sue you .. |
| Posted: Sat Mar 29 17:50:17 2008 |
here's a question--in your answer did you request .. |
| Posted: Sat Mar 29 15:46:45 2008 |
you can scan and email them to me if you like, .. |
| Posted: Sat Mar 29 15:32:04 2008 |
shaz, I would be very interested in seeing those .. |
| Posted: Fri Mar 28 17:54:23 2008 |
what that statement means is this--when you send .. |
| Posted: Fri Mar 28 17:48:08 2008 |
Hi Carol--
I would push for this to be .. |
| Posted: Fri Mar 28 17:02:48 2008 |
unless, of course, this is a motion that was .. |
| Posted: Fri Mar 28 16:10:32 2008 |
hiya shaz--
sounds to me like this is some .. |
| Posted: Thu Mar 27 14:47:33 2008 |
Karen--
I am only an hour and a half or so .. |
| Posted: Mon Mar 24 8:44:19 2008 |
not hard at all--the key is this line right .. |
| Posted: Mon Mar 24 8:04:30 2008 |
hi--
ok, here is what I would do. You live in .. |
| Posted: Sun Mar 23 21:18:54 2008 |
She mentioned that she was due to come back last .. |
| Posted: Fri Mar 21 15:53:12 2008 |
yeah, I remember that too--its always great to .. |
| Posted: Fri Mar 21 9:07:44 2008 |
Has anyone heard from Karen She was coming back .. |
| Posted: Fri Mar 21 8:58:51 2008 |
a gigantic yes from me, his advice is right on .. |
| Posted: Fri Mar 21 8:46:41 2008 |
shaz--you have PM
Yes, I would inform the .. |
| Posted: Fri Mar 21 8:42:00 2008 |
Jenn--I hope with all sincerity that you got this .. |
| Posted: Fri Mar 21 8:36:56 2008 |
wow, very happy that I could help! Just to .. |
| Posted: Thu Mar 20 13:26:17 2008 |
no, lawstudent, this isnt a debt collector. .. |
| Posted: Thu Mar 20 13:07:02 2008 |
I would send them a certified letter telling them .. |
| Posted: Thu Mar 20 12:58:39 2008 |
Hi Carol--
The simple answer is, they cannot. .. |
| Posted: Wed Mar 19 14:58:19 2008 |
hi--
in addition to what I mentioned in the .. |
| Posted: Wed Mar 19 14:43:34 2008 |
hi fba--
They dont need a license to collect .. |
| Posted: Wed Mar 19 14:21:42 2008 |
hi Sue--
ok, first, what is the phone number .. |
| Posted: Wed Mar 19 8:42:46 2008 |
alright, alright, FYI is right on this one. the .. |
| Posted: Wed Mar 19 8:35:18 2008 |
sure thing, do you have my email .. |
| Posted: Wed Mar 19 8:11:45 2008 |
FYI, I disagree...
section 605 of the FCRA .. |
| Posted: Wed Mar 19 7:44:10 2008 |
hmmm...
impersonating a police .. |
| Posted: Wed Mar 19 6:26:23 2008 |
hi again Ray, how have you been doing My family .. |
| Posted: Wed Mar 19 6:15:51 2008 |
hang on guys--we are missing some things here. .. |
| Posted: Tue Mar 18 18:10:44 2008 |
oh yeah, these are the CA's I cant wait to hear .. |
| Posted: Tue Mar 18 13:01:09 2008 |
hang on a second--did you say that the interest .. |
| Posted: Tue Mar 18 12:16:34 2008 |
your only hope for that would be if someone .. |
| Posted: Tue Mar 18 12:04:33 2008 |
james--save your typing, man. he doesnt care. .. |
| Posted: Tue Mar 18 11:59:55 2008 |
James--it is only a violation if they dont send .. |
| Posted: Tue Mar 18 11:55:06 2008 |
dont anyone even bother replying to that comment, .. |
| Posted: Tue Mar 18 11:54:04 2008 |
dont anyone even bother replying to that comment, .. |
| Posted: Tue Mar 18 10:34:51 2008 |
as a rule, I NEVER discuss any details about my .. |
| Posted: Tue Mar 18 10:24:32 2008 |
One of three things will happen, .. |
| Posted: Tue Mar 18 6:08:40 2008 |
Leah--wulf is 100% correct. AND, I would check .. |
| Posted: Tue Mar 18 5:51:02 2008 |
sue--you have given me great advice in the past, .. |
| Posted: Tue Mar 18 5:43:33 2008 |
ok scout, as far as reporting goes, the credit .. |
| Posted: Tue Mar 18 5:36:33 2008 |
Can they come after you Yes. They can call you, .. |
| Posted: Tue Mar 18 4:34:12 2008 |
Also, log into your account here, I left you a .. |
| Posted: Tue Mar 18 4:31:39 2008 |
rawbl--I got your message, but I cannot tell if .. |
| Posted: Mon Mar 17 13:41:04 2008 |
Honestly, I wouldnt sweat it that much. You .. |
| Posted: Mon Mar 17 13:04:43 2008 |
but before you do that, you need to know if this .. |
| Posted: Mon Mar 17 12:59:10 2008 |
Guest--thats EXACTLY why shoddy companies like .. |
| Posted: Mon Mar 17 12:04:46 2008 |
Hi James--
be careful about asking for .. |
| Posted: Mon Mar 17 10:56:08 2008 |
hi mayo--
The first thing I would do is send .. |
| Posted: Mon Mar 17 10:42:02 2008 |
wow, great news scout!! yeah, JCEMT is pretty .. |
| Posted: Mon Mar 17 10:24:15 2008 |
Hi Perry--
Let me ask, exactly how did they .. |
| Posted: Mon Mar 17 10:12:46 2008 |
hiya--
ok, these people are quite slippery. .. |
| Posted: Mon Mar 17 9:54:33 2008 |
Cellular makes a great point--too many CA's try .. |
| Posted: Mon Mar 17 9:43:16 2008 |
Welcome, James--
as a general rule, you should .. |
| Posted: Sun Mar 16 11:43:03 2008 |
this is most definitely unconstitutional. Talley .. |
| Posted: Sun Mar 16 10:44:36 2008 |
wulf--the easiest way to accomplish this is to .. |
| Posted: Sun Mar 16 0:56:11 2008 |
Folks, this needs to be clarified here. The CA .. |
| Posted: Fri Mar 14 12:39:42 2008 |
hi Brooke, welcome!
OK, this one's actually .. |
| Posted: Fri Mar 14 12:21:38 2008 |
ok, let me ask you this--do you plan to fight the .. |
| Posted: Fri Mar 14 12:16:49 2008 |
hi Greg--
when you say "old debt", .. |
| Posted: Fri Mar 14 12:11:07 2008 |
NO, you should NOT take their offer. and here is .. |
| Posted: Wed Mar 12 21:35:57 2008 |
cdollar--
no, they cannot call the neighbors. .. |
| Posted: Wed Mar 12 15:05:18 2008 |
no, they cannot do this. Your parents need to .. |
| Posted: Wed Mar 12 9:32:21 2008 |
I think that guest needs to rethink his posting .. |
| Posted: Wed Mar 12 9:26:54 2008 |
guest, it would be very helpful if you could try .. |
| Posted: Wed Mar 12 9:15:43 2008 |
Another question--
Who was originally on this .. |
| Posted: Wed Mar 12 8:40:27 2008 |
"guest by design" is really just .. |
| Posted: Tue Mar 11 20:56:20 2008 |
This is the day that just a few weeks ago you .. |
| Posted: Tue Mar 11 20:18:38 2008 |
Not sure who mentioned this earlier, but the FCC .. |
| Posted: Tue Mar 11 20:12:39 2008 |
debts can be freely bought and sold, yes. I dont .. |
| Posted: Tue Mar 11 19:52:09 2008 |
ok, the fact that this is the OC does not change .. |
| Posted: Tue Mar 11 19:40:14 2008 |
hiya Debbie--
I will take these one at a time, .. |
| Posted: Tue Mar 11 16:03:31 2008 |
signing over the title would only help you if you .. |
| Posted: Tue Mar 11 15:15:54 2008 |
dont pay him any attention, Tania, he isnt worth .. |
| Posted: Tue Mar 11 13:58:40 2008 |
primus--make sure to send it out certified mail, .. |
| Posted: Tue Mar 11 13:50:01 2008 |
almost forgot--if they cannot meet the burden of .. |
| Posted: Tue Mar 11 13:47:43 2008 |
You have the right to dispute the debt or any .. |
| Posted: Tue Mar 11 10:19:38 2008 |
you would be exactly right--it is proof that you .. |
| Posted: Tue Mar 11 10:14:58 2008 |
There are two ways to sue a CA.
First is to .. |
| Posted: Tue Mar 11 10:11:22 2008 |
the CA is full of it, basically. A bill of sale, .. |
| Posted: Tue Mar 11 10:02:31 2008 |
I do believe that they can, because under the law .. |
| Posted: Tue Mar 11 10:00:15 2008 |
011399--I got your email. OK, their complaint is .. |
| Posted: Tue Mar 11 9:40:25 2008 |
to be honest, I would gather the information and .. |
| Posted: Tue Mar 11 9:32:05 2008 |
ok, so it wasnt even on your property at the time .. |
| Posted: Tue Mar 11 9:14:29 2008 |
hiya shaz--
did this CA have any contact at .. |
| Posted: Tue Mar 11 8:47:31 2008 |
hopefully he processed the paperwork thru the DMV .. |
| Posted: Tue Mar 11 8:38:38 2008 |
ok, when exactly was it towed Was it after you .. |
| Posted: Tue Mar 11 8:26:45 2008 |
exactly--JC's got it right. I would send them .. |
| Posted: Mon Mar 10 11:06:32 2008 |
guest--if you were served papers, then you need .. |
| Posted: Mon Mar 10 11:00:12 2008 |
Danell--
I am currently dealing with this .. |
| Posted: Mon Mar 10 9:52:37 2008 |
hi Akira--
Bossy was right on the money here. .. |
| Posted: Fri Mar 7 11:06:35 2008 |
hiya shaz--
ok, first things first. You said .. |
| Posted: Thu Mar 6 8:58:58 2008 |
wow, that is rather strange...cant say I have .. |
| Posted: Thu Mar 6 8:52:31 2008 |
sorry, frog, cant say that I do....that sounds .. |
| Posted: Thu Mar 6 8:46:59 2008 |
dont worry shaz, we've got ya covered....
.. |
| Posted: Thu Mar 6 8:45:57 2008 |
if there was a way I could investigate these .. |
| Posted: Thu Mar 6 8:23:51 2008 |
WHOA--STOP RIGHT THERE....
This is BASS AND .. |
| Posted: Thu Mar 6 8:09:09 2008 |
you can email me if you like, my email is the .. |
| Posted: Thu Mar 6 6:28:31 2008 |
well, think about it golden--suppose a CA sues .. |
| Posted: Thu Mar 6 6:21:59 2008 |
dont anyone even bother replying to the troll, if .. |
| Posted: Thu Mar 6 6:12:05 2008 |
here's the trick of this--
they will only need .. |
| Posted: Thu Mar 6 5:58:39 2008 |
if thats the case, to be honest, I would .. |
| Posted: Thu Mar 6 5:49:03 2008 |
golden is right where I was just gonna .. |
| Posted: Thu Mar 6 5:39:56 2008 |
At this point, they are breaking the law. You .. |
| Posted: Wed Mar 5 14:22:12 2008 |
hi--
first, you should know some things about .. |
| Posted: Wed Mar 5 13:54:47 2008 |
here is what Bud Hibbs has to say about .. |
| Posted: Tue Mar 4 11:54:31 2008 |
I dont think thats right--seriously....an .. |
| Posted: Tue Mar 4 11:35:46 2008 |
frogpatch--
yes, there are some violations .. |
| Posted: Tue Mar 4 11:25:40 2008 |
ok, aero--here's what you need to do. First, .. |
| Posted: Tue Mar 4 10:43:30 2008 |
OK, then you need to send a letter to the judge, .. |
| Posted: Tue Mar 4 10:39:29 2008 |
with all due respect, you were lied to, sd. .. |
| Posted: Tue Mar 4 10:19:43 2008 |
hiya shazzers--
ok, you said you changed .. |
| Posted: Tue Mar 4 10:11:43 2008 |
no, there is nothing illegal whatsoever about .. |
| Posted: Mon Mar 3 14:35:41 2008 |
I'll do you one better....as we speak, there are .. |
| Posted: Mon Mar 3 14:15:07 2008 |
once you are served, you will have to file an .. |
| Posted: Mon Mar 3 14:04:17 2008 |
I could be wrong, but I was under the impression .. |
| Posted: Mon Mar 3 8:47:27 2008 |
hey guest--
if memory serves me right, NCO .. |
| Posted: Mon Mar 3 8:14:20 2008 |
hiya Ray--
man, just hang in there! This must .. |
| Posted: Mon Mar 3 8:01:53 2008 |
hi linux--
To be honest, there are times when .. |
| Posted: Mon Mar 3 7:48:22 2008 |
well, the fee is legal, but I guess I didnt .. |
| Posted: Sun Mar 2 20:05:33 2008 |
ok, KY is not a community property state, so they .. |
| Posted: Sun Mar 2 19:44:13 2008 |
hi Ted...
I believe you are confusing wage .. |
| Posted: Sun Mar 2 19:23:41 2008 |
OK, I have an ongoing dispute with Sallie Mae .. |
| Posted: Sun Mar 2 19:12:30 2008 |
hi linux--
ok, the SOL is long gone, you are .. |
| Posted: Sun Mar 2 18:51:49 2008 |
hi ktsweets--
Remember, as you noted, the .. |
| Posted: Sun Mar 2 18:45:30 2008 |
hi guest--
what he meant was to take the .. |
| Posted: Sat Mar 1 20:31:58 2008 |
ok, here we go....
you have two points to make .. |
| Posted: Fri Feb 29 18:39:29 2008 |
hi and welcome--
here's the deal as I see it. .. |
| Posted: Thu Feb 28 23:53:18 2008 |
if you want my honest answer, DO NOT MAIL IT OUT. .. |
| Posted: Thu Feb 28 23:21:40 2008 |
one of three things can happen....
1--they .. |
| Posted: Thu Feb 28 22:43:21 2008 |
hi guest--
are you talking about three .. |
| Posted: Thu Feb 28 22:40:58 2008 |
they are also showing to be very old .. |
| Posted: Thu Feb 28 22:28:56 2008 |
Opera--
Send midland a certified letter .. |
| Posted: Thu Feb 28 22:25:24 2008 |
guest, you have two defenses....
the SOL would .. |
| Posted: Wed Feb 27 14:36:48 2008 |
hi and welcome!!
First, dont be intimidated by .. |
| Posted: Wed Feb 27 14:07:22 2008 |
Hi kasmand--
first, each state has its own .. |
| Posted: Wed Feb 27 14:00:01 2008 |
hiya scout--
First, the SOL in your state on .. |
| Posted: Wed Feb 27 8:29:17 2008 |
I got one of those too, some time back from the .. |
| Posted: Wed Feb 27 8:17:35 2008 |
hiya dawnie--
what you need to do, as soon as .. |
| Posted: Wed Feb 27 7:52:18 2008 |
thats pretty good....but I would also add in the .. |
| Posted: Tue Feb 26 8:55:36 2008 |
yes, that would be the next step....let us know .. |
| Posted: Tue Feb 26 8:22:16 2008 |
is there anything in that fax that identifies the .. |
| Posted: Tue Feb 26 8:18:41 2008 |
FYI--this one's mistaken identity. They actually .. |
| Posted: Tue Feb 26 8:16:31 2008 |
At this point a DV wont help you because they .. |
| Posted: Tue Feb 26 8:05:57 2008 |
Hi Marci--
OK, I will take these one at a .. |
| Posted: Tue Feb 26 7:42:01 2008 |
hi guest--
here's what they did. They cited .. |
| Posted: Mon Feb 25 23:03:29 2008 |
make sure that you send a copyu of the letter .. |
| Posted: Mon Feb 25 22:25:52 2008 |
2n--my debtcc points are yours if it will help, .. |
| Posted: Mon Feb 25 22:21:10 2008 |
hiya shazzers--
they are a debt collection law .. |
| Posted: Mon Feb 25 22:16:28 2008 |
hiya JC--
This is actually legal. It is only .. |
| Posted: Mon Feb 25 13:02:31 2008 |
hi Shirley--
Encore is a horrible bunch, they .. |
| Posted: Mon Feb 25 12:53:02 2008 |
Folks, what we need to do is step it up with CA's .. |
| Posted: Mon Feb 25 10:32:32 2008 |
talk to me shazzers, what have ya .. |
| Posted: Mon Feb 25 10:19:37 2008 |
Jordan--if you would like help in putting .. |
| Posted: Mon Feb 25 8:31:05 2008 |
Paul's got it right-sending a third letter will .. |
| Posted: Mon Feb 25 8:16:56 2008 |
They lied to you, big time.
That case was .. |
| Posted: Sat Feb 23 23:35:18 2008 |
wow.....just wow....
At this point I would .. |
| Posted: Sat Feb 23 23:28:34 2008 |
FYI has a great idea here, but there may be a .. |
| Posted: Sat Feb 23 23:12:57 2008 |
hiya Karen--
wow, did your post bring back .. |
| Posted: Fri Feb 22 20:47:33 2008 |
so, wait....
if we're all one big happy .. |
| Posted: Fri Feb 22 20:25:22 2008 |
actually, it would fall under outright deceptive .. |
| Posted: Fri Feb 22 20:22:53 2008 |
Hi Eddie--
Great info, thanks a ton!
A few .. |
| Posted: Fri Feb 22 20:17:52 2008 |
Welcome, Darla--
The first thing to do is go .. |
| Posted: Fri Feb 22 20:10:01 2008 |
hi nuci--
Me personally, I would deny any .. |
| Posted: Fri Feb 22 8:47:34 2008 |
I came here asking one question about one issue, .. |
| Posted: Fri Feb 22 8:26:35 2008 |
well, for what its worth, that woman could have .. |
| Posted: Fri Feb 22 8:21:21 2008 |
First, it seems really odd to me that someone .. |
| Posted: Fri Feb 22 8:10:15 2008 |
I called it, and a woman answered--apparently, .. |
| Posted: Thu Feb 21 15:53:22 2008 |
. Unless they file suit and take it to court, .. |
| Posted: Thu Feb 21 11:37:52 2008 |
Theresa--do you know how you need to answer the .. |
| Posted: Thu Feb 21 11:19:44 2008 |
OK--here's the thing. You dont ever need to send .. |
| Posted: Thu Feb 21 10:17:07 2008 |
First off, dont even bother replying to delta .. |
| Posted: Thu Feb 21 5:55:23 2008 |
hi Kiwi--
you were lied to--they cannot simply .. |
| Posted: Wed Feb 20 19:45:23 2008 |
hiya peaches--
unfortunately, what you are .. |
| Posted: Wed Feb 20 16:35:41 2008 |
wow...did they cross out a date and hand-write a .. |
| Posted: Wed Feb 20 15:05:12 2008 |
I agree with JCEMT--they made the claim that you .. |
| Posted: Wed Feb 20 15:02:48 2008 |
Great--I hope you will decide to stick around, .. |
| Posted: Wed Feb 20 14:37:40 2008 |
hiya waterbug--
just a quick question for .. |
| Posted: Wed Feb 20 14:22:59 2008 |
I hope we were able to help you out on this one, .. |
| Posted: Wed Feb 20 13:56:18 2008 |
WOW great catch, .. |
| Posted: Wed Feb 20 13:53:10 2008 |
theresa--what state do you live .. |
| Posted: Wed Feb 20 13:47:37 2008 |
ok, so let me get this straight--they sent you .. |
| Posted: Wed Feb 20 13:36:16 2008 |
Congratulations!!
Good to see it go in your .. |
| Posted: Wed Feb 20 13:34:11 2008 |
ok, the number you gave me was to the attorney's .. |
| Posted: Wed Feb 20 10:06:01 2008 |
Do you remember that 800 # or do you have it .. |
| Posted: Wed Feb 20 9:58:22 2008 |
hiya MMC--
Tell me something--exacly how does .. |
| Posted: Wed Feb 20 9:38:27 2008 |
Good--at this point, you can send them one of two .. |
| Posted: Wed Feb 20 9:17:56 2008 |
Do you still have the green receipt card that .. |
| Posted: Wed Feb 20 9:16:35 2008 |
Do you have paper copies of both the old and .. |
| Posted: Wed Feb 20 9:12:56 2008 |
ok, I replied to you in the other thread. As far .. |
| Posted: Wed Feb 20 9:07:00 2008 |
thats exactly what I would do, shazzers. I would .. |
| Posted: Wed Feb 20 9:04:13 2008 |
hello granie--
Question for you--are the .. |
| Posted: Wed Feb 20 8:51:20 2008 |
hi Cathia--
when you sent that letter, did you .. |
| Posted: Wed Feb 20 8:45:08 2008 |
whoa--hang on a second, I have something else for .. |
| Posted: Wed Feb 20 8:38:18 2008 |
Well, considering that a collection agency AND an .. |
| Posted: Wed Feb 20 8:20:42 2008 |
Found two more violations--
6--announcing .. |
| Posted: Wed Feb 20 8:13:05 2008 |
wow...this all sounds familiar....
OK, the .. |
| Posted: Tue Feb 19 16:17:25 2008 |
VERY COOL....good deal!
Glad it worked out for .. |
| Posted: Tue Feb 19 14:59:42 2008 |
Honestly, I would still send a letter to the .. |
| Posted: Tue Feb 19 14:30:15 2008 |
The first thing I would do, always, is send them .. |
| Posted: Tue Feb 19 14:19:29 2008 |
hiya--
talk to me about what they .. |
| Posted: Tue Feb 19 12:58:18 2008 |
hiya Matt, here is a .. |
| Posted: Tue Feb 19 11:07:42 2008 |
They can still sue you, yes, which is why I was .. |
| Posted: Tue Feb 19 10:58:41 2008 |
ok Louis, first, I checked your state's rules of .. |
| Posted: Tue Feb 19 10:46:46 2008 |
The rules of evidence will be a big help, I .. |
| Posted: Tue Feb 19 10:43:31 2008 |
frogpatch is right--they didnt follow the law .. |
| Posted: Tue Feb 19 10:25:11 2008 |
reborn--I am checking those right now, I will .. |
| Posted: Tue Feb 19 10:23:32 2008 |
sd--dont even pay that one any attention. he's .. |
| Posted: Tue Feb 19 10:12:39 2008 |
Hi Cristine--
During the arbitration process, .. |
| Posted: Tue Feb 19 8:26:23 2008 |
I wouldnt think that sending them copies of all .. |
| Posted: Tue Feb 19 5:41:02 2008 |
Something else that may help you--the Iowa .. |
| Posted: Tue Feb 19 5:12:48 2008 |
Louise--remember to send any letters by certified .. |
| Posted: Tue Feb 19 4:53:45 2008 |
Welcome numericalMonk--
First, that $10 check .. |
| Posted: Mon Feb 18 14:42:04 2008 |
Ron, this isnt an opinion. It is a deliberate .. |
| Posted: Mon Feb 18 14:22:19 2008 |
unemployedron--I chose not to ignore this because .. |
| Posted: Mon Feb 18 14:17:18 2008 |
Just so you know, Resurgent and Sherman are the .. |
| Posted: Mon Feb 18 14:12:19 2008 |
Frog, that isnt correct. You dont get locked up .. |
| Posted: Mon Feb 18 13:34:20 2008 |
CA is collection agency and OP is original .. |
| Posted: Mon Feb 18 13:31:11 2008 |
I dont think its funny at all--think about it. .. |
| Posted: Mon Feb 18 13:22:09 2008 |
Just so everyone understands, if you are summoned .. |
| Posted: Mon Feb 18 13:11:26 2008 |
it is a fake, whiterock. If a CA threatens to .. |
| Posted: Mon Feb 18 13:06:51 2008 |
just for ha-has I searched for this, knowing I .. |
| Posted: Mon Feb 18 12:47:19 2008 |
hmm....dont know why it didnt pull up when I did .. |
| Posted: Mon Feb 18 12:29:11 2008 |
OK, here are some questions that might help .. |
| Posted: Mon Feb 18 11:06:07 2008 |
oh, almost forgot--it doesnt matter if they own .. |
| Posted: Mon Feb 18 11:01:44 2008 |
grr....that was me too! I thought I was signed .. |
| Posted: Mon Feb 18 10:55:25 2008 |
man, that was me...forgot to sign in again!!! .. |
| Posted: Mon Feb 18 10:50:42 2008 |
Actually, the only makes one thing clear about .. |
| Posted: Sun Feb 17 18:50:01 2008 |
I found a reference to Scott I. Levey, as an .. |
| Posted: Sun Feb 17 2:21:14 2008 |
to be honest, I would consider this to be .. |
| Posted: Sun Feb 17 1:44:26 2008 |
hi Louis--
each state has its own rules of .. |
| Posted: Sun Feb 17 1:35:24 2008 |
Guest--
FYI is right....also, you may consider .. |
| Posted: Wed Feb 13 17:28:24 2008 |
Hi Stephan, and welcome!
OK, the first thing .. |
| Posted: Wed Feb 13 14:58:37 2008 |
hi--
OK, first, the problem with ever dealing .. |
| Posted: Wed Feb 13 14:48:37 2008 |
yeha, I know this is an old thread, but for .. |
| Posted: Wed Feb 13 12:19:03 2008 |
First, a judgment does not drop off your credit .. |
| Posted: Wed Feb 13 10:38:08 2008 |
forget that--take them to court anyways for three .. |
| Posted: Wed Feb 13 10:14:54 2008 |
OK, guest, here is where to start.
Asset .. |
| Posted: Wed Feb 13 9:47:25 2008 |
right, guest, because no debt collector has EVER .. |
| Posted: Wed Feb 13 9:44:48 2008 |
socks, with all due respect, you're stepping .. |
| Posted: Wed Feb 13 9:13:23 2008 |
Darcy--was this the address
Mitchell N. .. |
| Posted: Tue Feb 12 20:36:07 2008 |
hi Katie--
May I ask what state you live in .. |
| Posted: Tue Feb 12 19:58:12 2008 |
yes, thats what a fifa is. They are trying to .. |
| Posted: Tue Feb 12 19:43:00 2008 |
he asked where you were being sued because in .. |
| Posted: Tue Feb 12 12:04:59 2008 |
as always, FYI is giving you awesome advice. .. |
| Posted: Tue Feb 12 11:59:18 2008 |
Hi Steve,
I am having trouble understanding .. |
| Posted: Tue Feb 12 11:55:50 2008 |
hi James--
A couple things....first, it is .. |
| Posted: Tue Feb 12 11:07:51 2008 |
Darcy--
cellular is correct--there is no .. |
| Posted: Tue Feb 12 10:59:15 2008 |
|
