With the growth of consumer goods in the new millennium, smart shopping has become a necessity for all consumers. The consumers need to be financially conscious while shopping these days. At the same time, there are several laws implemented towards protecting the consumer rights. These laws render various rights and privileges to a consumer and protect them from scams and unlawful deeds. Annual Percentage Rate - An overview - Calculate APR
Annual Percentage Rate (APR) While talking about debt, we often come across the terms APR & Interest Rate. But people know very little or... (No rating) Chexsystems
What is ChexSystems ChexSystems (SM), previously registered to "Chex Systems, Inc", is a deposit account verification service provider... (No rating) Debt Collection Act helps to fight illegitimate debt collectors
At every step in life you will come across rules and regulations that protect your rights and also define your limitations. Rights and... (No rating) Debt collection practices - Understand all the laws to protect yourself
Who are the debt collectors by law? Attorneys who collect debt on a regular basis are considered as debt collectors under the 1986 amendment to...  
Fair Credit Reporting Act - FCRA
What is FCRA? FCRA or Fair Credit Reporting Act is a federal law practiced in the United States. It is designed to ensure that consumer... (No rating) Fair Debt Collection practices Act - FDCPA
Debt Collection Practices constitute a very important section of Consumer Credit Protection Act. These are combined together to form an...
Fair debt collection rules stated under FDCPA
According to Fair Debt Collection Practices Act, every debtor should collect debts by fair and lawful means. The debt collection rules are as... (No rating) FCBA and EFTA laws: Protection from loss of credit cards
The impact or shock of a credit card lost or stolen can be definitely minimized with FCBA & EFTA. FCBA (Fair credit billing act) and EFTA... 
Federal Laws for Equal Credit Opportunity
The Equal Credit Opportunity Act (ECOA) command against credit discrimination on the basis of: Race Sex Marital status Religion... (No rating) Frequently made mistakes in purchasing - Wrong buying habits
Most of us have a habit of being careless while shopping. Advanced electronic products and other new consumer goods are too hard to resist. When we...
Guidelines for Christmas Budgeting
Festive seasons bring joy in the air and along with it an obvious crunch in your pocket. This theory is quite natural with Christmas as it is... (No rating) Smart Shopping & Consumer Psychology
Money is the most sought-after item in the present era. It needs careful handling otherwise one might be in deep financial mismanagement. Money is... (No rating) Statute of Limitation on debts
What is Statute of Limitation? The Statute of Limitation is the maximum time limit for a creditor to file a lawsuit in federal courts to claim the... (No rating) The Fair Credit Reporting Act
Laws are made for the general benefit of the people. It is law which gives a person justice and it is the violation of the same law that brings... (No rating) |
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