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 Posted: Fri Jan 19, 2007 9:09 pm Subject: I need help in getting these student loans paid off... |
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I just need some information on how to get these student loans paid off. I'm already in default, I'm sure. But I really do want to pay them back. I need some help creating a payment plan that won't kill me monthly. Thank you.
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kcf_leo
Joined: 19 Jan 2007
Posts: 1
Debtcc Points: 59
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| Posted: Fri Jan 19, 2007 11:42 pm Subject: |
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Registering as a member has made you eligible for a free phone call from a debt counselor. You can discuss your situation and review options you might have. Regarding your student loans---have you requested a financial hardship deferment? Or have you consolidated them with a company that can offer a lower interest rate? If you are like me, you probably get stuff in the mail all the time about consolidating student loans. There is also a forum on this site that is devoted to student loans. Give it a look. Good luck!
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Lorri
Moderator
Joined: 27 Apr 2006
Posts: 1722
Debtcc Points: 20924
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| Posted: Fri Jan 19, 2007 11:42 pm Subject: |
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Hello... Are these intranet loan or store front loans. How much have you paid towards these loans. What is the name of the companys?
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IN DEBT, BUT STILL BLESSED...
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TASHA_MOSELEY
Joined: 16 Aug 2006
Posts: 416
Debtcc Points: 10831
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| Posted: Sat Jan 20, 2007 9:58 am Subject: |
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Do you have any other bills to pay other than student loans? If you are expecting your financial situation to improve in the coming days, call your creditors and apply for forbearance. They might get some arrangements done that suits to your situation.
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FlyingCats
Debt Samaritan
Joined: 05 Aug 2006
Posts: 483
Debtcc Points: 6791
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| Posted: Thu Jan 25, 2007 1:41 pm Subject: LOANS |
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You can file for forbearance for up to 7 years i believe....its easy, just go to the website for your lender or contact them, they can mail you the forms or do it right over the phone. As an alternative, you can pay on the loans when you can while in forbearance, this also helps keep your interest rate down.
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gsforgrace
Joined: 20 Dec 2006
Posts: 66
Debtcc Points: 2898
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| Posted: Thu Feb 08, 2007 3:12 pm Subject: |
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If you are already in default, you would not qualify for deferment or forebearance. Have you talked to your guarantor or the CA that is currently handling it?? A lot of the guarantors will have default information on their website.
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SOAPLADY
Moderator
Joined: 07 Feb 2007
Posts: 895
Debtcc Points: 12786
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