Co-Signed Student Loans

They don't want to talk to anyone. You can only talk to AES if they are in charge of the loans. They will only offer deferment, forbearance, or interest only for a while, but then you will owe and pay more later. Few banks offer consolidation (another private loan) which requires a cosigner. There is no way around private loans. If I would have know better I would never have asked for them.

I just graduated from college back in May of this year, and have over 100K of student loans on me. If I knew or someone else told me more about student loans before i went to college, I would have definitely stayed home or at a 2 year college first. Seems like I can't really do anything with my condition given that I only work a near minimum wage job. And the only luxury thing i'm paying for is internet. Even with that. I only have 150-200 left per month, and that's not including food. I'm looking to move out soon so that i have a better shot at a job in my field.

I'm in the same situation with my daugther student loan. Here is a number I was sent 866-572-5696

Pretty sure AES is handling Nationals Loans.. 1-800-233-0557

As a general rule, if you have been assigned to collections, the holder will not talk to you.

I have cosigned for my ex-fiance's private student loans two years ago. Now he has dropped out of graduate school and moved to another country to avoid "reality", meanwhile I am stuck with the two loans I have cosigned. Is there anyway to move these two loans under my name and have them consolidated? I have spoken to AES, they were really nice but not very helpful.

Privates are next to impossible to consolidate. They do not have the same options as federal loans. Wells Fargo offers it but he as the student would have to apply again with you as the cosignor.

Here is the phone # for National Collegiate Trust/American Education Services
1-800-233-0557. Good Luck!

My daughter recently received a letter from them to bring her loans up-to-date. The number on her letter is 866-486-0885. Hope this helps! She is trying to call them today.

I just got 2 letters in the mail from a collection agency in regards to a National Collegiate Trust account. The weird thing is that when I look up my student loans through AES (or any of my other lenders), none of my loans are past due, none of my loans are currently due, the amount of the debt stated in the letters does not match the amount of any of my student loans, and the address the letters went to is my gma's address which I have never had listed as my address. The other really weird thing is that my mother got a letter stating the exact same thing, but she has never once co-signed for any student loan for me (she refused to help me pay for college) and they called her on her cell number, but she has only had that number for a few months and it has never been listed on any of my student loan accounts as a contact number. I can not find a number to contact NST and when I called AES, they verified my loans are all ok. I don't even remember ever having signed any loans for NST. The only loans I have ever had that involved a cosigner was my freshmen year in college and it was my uncle who signed for the loans...in fact I don't recall signing for the loan, so he might have taken the loan out for me instead of co-signing but idk. I need help figuring this out! I don't trust what is going on and am worried my mother and I are being scammed.

You get the name Richard Frick (or Frik). Sucks.

I ment to say that really sucks.

My collection agency gave me this number: 866-236-6606. They offered me a deal. The original loan was $9500 and with interest I owe over $12,000. They said they would take $7,500 if I paid them now. It all sounded odd. I am calling NCT tomorrow.

Is this a private loan?

The number you posted: 866-572-5696 is for a collection agency, not for the National Collegiate Trust.

Here is their address: National Collegiate Trust, Prudential Tower, 800 Boylston Street, 39th Floor, Bo0ston MA 02199. They do not take calls. And the co-signer IS responsible for payment. They will go as far as to sue so be careful. It's a damn loan this private loan. I am in the same situation.

my mom co signed and she is 80 and haves no money. nephew will not pay. if she file bankruptcy can she get out from under this?