Yes, most definately.

If the school closed while you were in attendance, then you may be eligible for discharge.
From the DOE
Closed School

If you received a Federal Perkins Loan Direct Loan or FFEL Program Loan on or after January 1, 1986, you may qualify for a Closed School discharge if you (or the student for whom a parent received a PLUS loan) could not complete the program of study for which the loan was intended because the school at which you (or student) were enrolled, closed while you were in attendance, or you (or student) withdrew from the school, or were on an approved leave of absence, not more than 90 days prior to the date the school closed. You must not have completed the program of study through a teach-out at another school or by transferring academic credits or hours earned at the closed school to another school.


http://studentaid.ed.gov/PORTALSWebA...?tab=attending

CAN THEY TAKE YOUR INCOME TAX REFUND IN ITS INTIRETY TO REPAY THIS LOAN

yes....state and federal

plus they can garnish your wages without a court order

It seems I am in the same exact situation as the others in this case. In addirtion to my situation I have now lost my job and with up coming tax returns ahead which I am in desperate need of will as well be taken from me. Is there anything we can do or re establish a re payment plan other than garnishment. This such a hardship. I feel them same as others this will be a balance due for the rest of my life. How am I ever to repay them with all the constant accruing interest. Is there anyway to stop the accruing interest. This can really bring a person to giving up on everything. Please advise me of any resolution.

Unfortunately tax offset lists were submitted to the IRS in early December so your name is already on the list. A letter would have been sent from your guarantor informing you of there intent to garnish in late August....that was the time to act.

Your interest is accruing because you are not paying...you cannot make headway if you ignore it.

Have you looked into consolidating it with the Direct Loan program....you would automatically be assigned to the income contingent repayment plan. All that info is in the sticky section at the top of this forum.

i work for a ca that handles defaulted student loans, the best thing you can do if your wages are being garnished or if your loan is with the dept of ed is to get into the rehabilitation program. this program allows you to make payments for nine to ten months, then a new lender will buy your loan out of default, and the dept of ed will wave most fof the collection fees. If you are being garnished you will have to make the payments on top of the garnishment but when the new lender buys the loan back that will stop. ; )

hey student loan rep!!

Only thing you stated in error is the collection fee statement. If you have a Direct Loan in default, then the DOE will waive all collection fees. However those with FFELP loans do not have their collection fees waived.

Likek Carla Johnson's question: If taking wage garnsihments can the student loans take tax returns from a single parent of two children that i am providing for and trying to live in this trying times of all Americans??

Yes...in order to get your tax return back, you must be in voluntary repayment. So those being garnished will not receive their tax return back.

I started getting my paycheck garnished 4 months ago to repay my student loan. When I file my taxes with my 5 children and wife I should have enough to cover the balance of my loan. Will I recieve the balance of my return and if so how long does it usually take? Thanks!

Thay take my taxes away from me and i going to lose my apartment is there anything i can do

A warning letter would have been sent you last summer informing you of there intent to seize your tax return. You could have entered into repayment to avoid this.

Hello. I have been on the rehab program since July. I receive the normal letter each month from the government stating they can garnish my wages, but nothing about taxes. I am afraid to ask the person I talk to in the rehab program because they are kinda pushy. I will be out of rehab end of March.

If I am in the rehab program will they take my refund, or should I wait until the last payment in March to file?
Thank you!

I have filled out some papers to consolidate my student loan , and then they sent me the papers saying it would take 10 days , but then I recieved a letter which was posted 1 day before I recieved a nasty letter saying that I will be subject to offset my tax refund, My question is , If I am consolidating my loan and they are working with me to do this will they take my tax refund , I really think me recieving both letters in the mail was clearily an oversight since they are helping me consolidate my student loans , what do you think?

It might be,it might not be. If you are in default and did not enter into voluntary repayment, they are entitled to take your taxes, regardless of the the pending consolidation. The two actions are not related and have no bearing on each other.

i was in the volutary repayment program, but in august of last year i changed banks and forgot about the program, and now they are garnishing my check, if i was in the repayment program before will they still take my income tax return?