More than likely you will loose your return due to the garnishment.

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If I am in Wage Garnishment can I still qualify for the loan consolidation? If not does anyone have advice on what else I can do to stop it besides paying in full ( wish I could). The loan agency DCS started loan Rehab with me but, they refused to send me the necessary forms and agreement so I stopped paying them becaus there was no proof I wasnt paying via checking account because i know that sometimes they take more then authorized especially if there is no written agreement. Alot of the the loan agents are crooked its seems.

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NO, you cannot consolidate if you are currently being garnished.

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Stopping paying was probably the dumbest thing you could have done (no offense meant). If that agent at DCS refused to send you documents, all you had to go was call and talk to somone else, or move up the ladder. If that didn't work, you should have called the Ombudsman.

Now you're stuck, you can't rehab again, and as soaplady said, if you're being garnished, you can't consolidate.

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There are no documents for rehab that have to signed until the rehab payments are complete.

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really? I could have sworn when i rehabbed my loan a few years ago that i had to sign a document saying that i agreed to the monthly terms

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How will I know if I'm on the list for garnished taxs?
Is there anyway to look at the list?
I been out of school for five years, does this qaulify for garnished taxs?

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Do you have a federal loan in default?

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I am in a chapter 13 bankruptcy and my student loan was added in this repayment plan, can they still take my taxes?

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I think the bankruptcy trustee has first dibbs on it

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Thanks, my attorney has stated that the trustee will not get my taxes, but the student loan people and the irs keep saying they will still take my taxes, so I am not sure what is going on the irs keeps referring me to someone in their bk dept, but that person is never avail so I do not know who to believe.

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and the student loan company is NCO and they have recieved my bk paper work so they know it is filed but they need to remove the offset they have put on my taxes

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I have a Student Loan, as well. NCO isn't a lnder for Student Loans. Is this what you're stating..or..am I misreading it? A Federal Student Loan you cannot file a BK on. If you are in Default with it, the can 'Offset' the amount you owe through Tax Refunds, etc. It's REALLY hard to put a Defaulted Student Loan back into a 'good status'.

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no my student loan was turned over to NCO to collect on but I filed chapter 13 repayment plan and included the student loan in my plan so it is being repaid, I am wondering can NCO still try to take my taxes since I am in a repayment plan?

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NCO is a CA...they do not own the loan. They do not take taxes either. That is done by your garnantor.

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myguanantor was wells fargo, my question is since I am in a repayment plan can my taxes still be offset?

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