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#65
03-30-2009, 04:08 PM
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The other problem with private loans is that students see the extra money they can get for 'various expenses' and borrow way more then they should.Â* That was myÂ* problem, I totally went into it blindly and am paying for it up the nose every month.Â*
Then people think that they are entitled to the same options as federal student loans and get a big slap of reality when they realize they are screwed. 
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#66
04-06-2009, 01:18 PM
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Anybody have resources for the state of Colorado :?:
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#68
04-15-2009, 07:30 AM
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Texas Student Loan Default
I live in Texas and have been having my wages garnished for about 3 years. I have never been in a rehab program or any other program. Is there something that I can do to get out of the 15% wage garnishment at this point or am I stuck having my wages garnished for the rest of time?
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#70
04-15-2009, 08:48 AM
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This would have to be a federal loan as Tx is a non garnishment state for all other debts...private student loans under judgement cannot garnish.
Texas has not been doing rehab for quite awhile...they lost their lender and rehab was pretty well the only option for getting out of garnishment. You cant consolidate while being garnished either.
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#74
07-24-2009, 10:12 AM
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Federal or private loan??
If it was a federal loan, you had the opportunity to appeal the garnish prior to it starting. For private, they would have taken you to court and would be garnishing you at your state maximum.
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