Posts: 1
Credits: 129


Send message to tabadie12
Sub: #1 Going back to school
Replied on 11-27-2011, 05:30 PM
Reply With Quote

My wife wants to go back to school. She took out a student loan with Stafford. One of the issue's she faces is that she has defaulted on these loans 8 years ago. Ever since she has wage ganishments and even taking it out on my taxes.
Is there a way for her to defer her loans, and if she does defer her loan will she be able to take out a loan again for her to go to school?
Any help please!




Posts: 12,901
Credits: 116,482


Send message to SOAPLADY
Sub: #2
Replied on 11-27-2011, 06:28 PM
Reply With Quote

Your wife did not take out a loan "with" Stafford....she took out a Stafford Loan. Stafford is not a company.

Since she is in default, she is ineligible for deferment . She is also ineligible for further loans or grants until the default is resolved.
She could rehab her loan...that would require her to make payments over and above the garnishment

__________________
How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
SOL for all states
http://www.debtconsolidationcare.com...imitation.html



Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 11:47 AM.






* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.052 seconds.